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CLEVELAND — Ohio State head football coach Urban Meyer will retire after the Rose Bowl on Jan. 1, Ohio State confirmed in a news release on Tuesday.Meyer, who led the Buckeyes to their third Big Ten title game on Saturday, is believed to be stepping down due to health reasons. 295
CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572
CLEVLAND, Ohio — The FBI is investigating civil rights issues inside the Cuyahoga County jail according to a damning report detailing serious problems inside the jail.The details of the incident involving the use of force as a punishment, as well as the FBI's involvement were blacked-out in a version of the report released by Cuyahoga County on Wednesday.However, a complete version obtained by WEWS television station investigators confirm "this particular UOF incident was turned over to the Federal Bureau of Investigation, Cleveland...for further investigation."According to the report, prepared by the US Marshals at the request of county leaders, the Facility Review Team confirmed use of force is used as punishment inside the jail.The report also noted more than 100 interviews with inmates and detainees "reveal strong and consistent allegation of brutality, UOF punishment, and cruel treatment at the hands of the Security Response Team (SRT), whom the detainee/inmates refer to as "The Men in Black" based on their black para-military uniforms."Inspectors also noted that body cam video revealed "aggressive conduct and behavior as well as abusive, explicit language used by SRT members direct at detainees/inmates."US Marshal Pete Elliott confirmed that both the FBI and Cuyahoga County's Inspector General are conducting investigations into civil rights issues inside the jail.Since late June, at least six inmates have died at the jail. Inspectors noted the jail failed to conduct reviews of the deaths and cited "insufficient and unclear answers" regarding the deaths.The report also found there have been 55 suicide attempts at the jail in the last 12 months.Cuyahoga County leaders have pledged improvements at the facility and say some changes have already been put in place. 1818
Councilmember Georgette Gomez is calling for the San Diego City Council to officially oppose construction of President Trump's "Border Wall." But, she says her opposition has nothing to do with her feelings about the President, or about the need for immigration reform.Gomez told 10News she thinks a wall would hurt San Diego's economy and environment."As leaders of the 8th largest city in the nation, to be silent on the wall is a disgrace," she says.Gomez will host a protest and rally in front of City Hall Tuesday, to bring community advocates together. It starts at 1 pm in the Civic Center Plaza.After that, she will ask the full City Council to vote on a resolution opposing the wall."It's important for the city of San Diego to stand up and protect our back yard," she says. "We need to tell Washington DC that this is not what we want or believe."Gomez says money spent on the wall would be better served to improve infrastructure to make crossing easier, improving the flow of traffic and helping San Diego become an even bigger hub for international commerce. That, she says, could add billions to the local economy."We already see it with the Cross Border Express," she says, referring to the pedestrian bridge built to the Tijuana airport. It lets travelers get across the border without having to go through the San Ysidro Point of Entry.In addition, she says the construction to widen and stream-line the Port of Entry is a good start, but more needs to be done."We should be investing in our infrastructure, but creating a wall does the opposite of what we're trying to achieve," says Gomez.In addition, she thinks construction on the wall could hurt the environment around the Tijuana River."Right now, if you want to go to the border, you can't drive down there. You have to park your car and walk," she says. "But if they build a wall, you need heavy equipment. So that's going to be brought in by vehicles and heavy machinery. They'll have to drive through sensitive habitat."Gomez says recent construction on the fence that currently exists was given a waiver so it didn't need an envioronmental impact review. She fears the same things could happen again."Regardless of how I feel about the wall, every project should have an EIR done so we know what to expect and what we can prevent," she says.Gomez says members of the Sierra Club, the Human Resources Commission and the American Friends Service Committee will be at her rally Tuesday. 2469
Congratulations 747, the “fat and fabulous” winner of Bear Week 2020 at Katmai National Park.Number 747 was up against bear number 32, nicknamed “Chunk,” in the final head-to-head match-up of the just-for-fun tournament.Bear 747 was first identified and tagged by the park in 2004 and, according to Katmai officials, he has grown to be one of the largest bears in the preserve.“When asked what he intends to do now that he has won, the only response was a look before going back to fishing in the Jacuzzi near the Brooks Falls, one of his favorite fishing spots,” park officials said in a press release about the winner.The annual match-up features images of brown bears from around Katmai National Park showing how they have bulked up over the spring and fall ahead of winter hibernation. The public is invited to vote for their favorite each day for a week in a brackets-style tournament.A brown bear eats a year’s worth of food in just six months to help them survive through the winter.The tournament is a way to celebrate the success of healthy bears doing what bears do, according to the organizers.“This week celebrates their success and wishes them a good hibernation!” 1185