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Companies are using some pretty sneaky tactics to make you think you're getting more than you actually are when it comes to buying things like cosmetics.But are they breaking rules?U.S. consumers spent billion in 2017 on cosmetic products.  Makeup enthusiast Alex Langer says she’s never really paid close attention to the amount of product inside the fancy cosmetic bottles."Unless you're a mathematician, you don't know what that really is," says Langer.The NOW’s investigative team looked at some popular brands and found some tricky packaging that seems misleading. (Disclaimer: we are not mathematicians)"I think that there is an ethical issue with trying to convey that there is more in that package than there really is," says marketing expert Darrin Duber-Smith.The NOW looked at two different oils from Olay products. One actually had more product than the other. The company is using what marketers refer to as "downsizing," which started a decade ago."You can make your package thicker, and that way it holds less stuff,” explains Duber-Smith. “You can put a false bottom or a thicker bottom at the bottom…you can fill it, not all the way to the top."Another product from e.l.f. looked as if it was full of product, but when you start unscrewing things and pulling if apart, you learn quickly that looks are very deceiving."Competitors have to kind of have larger packages in order to convey the perception that there's more and more product in there," explains Duber-Smith.Companies, however, cannot lie about the amount on the product’s label. The companies are required to be precise about what’s included on labels and the product amount is included."We have labeling requirements,” explains Duber-Smith. “We have regulatory agencies that do oversee these things."Packaging can change your perception dramatically. Each bottle of foundation we looked at differed in design, but the amount in the bottles were the same."I would agree completely that it's very misleading to consumers,” Duber-Smith says. “And my feeling is that if your intent is to deceive you have an ethical issue."So before you purchase your next beauty product, pay attention and make sure you are checking the labels; don't be deceived by pretty packaging. 2264

Citing a maritime law from the 1850s, the companies that operated a duck boat that sank during a fierce storm in July, killing 17 people, have filed paperwork asking a federal court to rule they have little or no liability for the incident.The companies said the legal maneuver, filed in Missouri, will consolidate the civil actions against them and they plan to mediate settlements with survivors and families of the victims.But one woman who survived the sinking as nine of her family members perished said the court filing finding her relatives "worthless is incredibly hurtful and insensitive."Ripley Entertainment, which operates Branson Duck Vehicles, says in its court complaint filed Monday that an 1851 law limits its liability because the amphibious vessel was properly maintained and prepared for the voyage and after the sinking it is a total loss. 868

Cleveland Cavaliers star LeBron James never played college ball, and he made clear in a press conference Tuesday that he's not a fan of the sport."The NCAA is corrupt," James said. "I'm sorry, it's going to make headlines, but it's corrupt.""I'm not a fan of how the kids don't benefit from none of this," he added.James also suggested that the NBA expand its developmental league, the G League, so it could one day become a viable option for top high school players who don't wish to play in college.He also implied he may not send his children to college if they wish to pursue basketball."It's kind of a fine line, because I have a couple of boys that could be headed in that direction. There's going to be decisions that we as a family are going to have to make," James said.  793

College students and loans seem to go hand in hand, and student loan debt is an ever increasing problem in the U.S.But it might surprise you what some college students are doing with any excess loan money they may have after paying for things like tuition, books, and housing.A study by the Student Loan Report found that approximately one out of every five students with loans have used loan money in some form to invest in cryptocurrencies—in other words, things like Bitcoin.But financial advisers caution that may not be the best decision.“My gut reaction,” said financial advisor Martin Walsh with Brown and Tedstrom, “is that it’s probably a bad idea.”Walsh said using borrowed dollars to invest in speculative assets, such as Bitcoin, would make him “very nervous.”Cryptocurrency is the formal word for a type of digital money that uses encryption to transfer funds, independently of a central bank.Walsh cautions:  “buyer beware.”“There’s been a ton of talk about cryptocurrency over the last year,” Walsh said, “mostly because of the massive run up in price.”Bitcoin — the biggest player in the Crypto game—saw prices for their “coins” at around ,000 in December. But fast forward two months to February and the price plummeted to ,000.Walsh has had clients ask about it mostly because “their friends have invested in them and have made money.”  But he says that as a general rule the firm he works for, Brown and Tedstrom, won’t advise clients to invest in cryptocurrency.“It seems fun and easy, and things have doubled, tripled, even quadrupled. But there’s incredible volatility in investing in bitcoin and other cryptocurrencies,” said Walsh.Paul Foley, a big supporter of the technology behind cryptocurrency, says he has invested “quite a bit” in Ethereum, another player in the cryptocurrency realm. He says anyone investing now should see this as a “10 to 15 year plan”—not a short term way to make money.“I plan on holding for a very long time,” said Foley.But even he says that the notion of using borrowed funds, i.e. student loans, to invest in speculative assets like Ethereum is “a terrible idea.”Both Foley and Walsh say anyone looking to invest in this emerging field needs to do their homework. They both believe that the more uneducated people there are who decide to jump in the market on a whim, the greater the chances of a “bubble” bursting, similar to the housing market crash of 2008. 2440

CVS and Walgreens are gearing up to give coronavirus vaccines - in long-term care facilities, not retail stores - once the FDA approves one for emergency use.According to CNN, CVS would administer the shots by mid-December, and Walgreens plans to start distributing within days of receiving them.In October, the U.S. Department of Health and Human Services (HHS) announced agreements with both companies to give vaccinations to long-term care facility residents nationwide with no out-of-pocket costs.According to the HHS, both companies will schedule and coordinate on-site clinic date(s) directly with each facility.The HHS said that residents and staff would likely need three total visits over two months to be given both vaccine doses."CVS Health has been on the frontlines of the fight against COVID-19, working across the health care spectrum in all the communities we serve, and that will continue to be the case when we have a vaccine to dispense," said Troy Brennan, Chief Medical Officer, CVS Health in a press release.On Tuesday, the CDC's Advisory Committee for Immunization Practices is having an emergency meeting, which will take place from 2-5 p.m. ET, to vote on who they recommend should be the first in the U.S. to get vaccinated once one is authorized. 1281