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Alleged Austin serial bomber Mark Anthony Conditt was "a deep thinker" who came from a tight family that home-schooled him, people who knew him told CNN on Wednesday.Conditt killed himself early Wednesday after police, who had been staking out his hotel, followed him onto Interstate 35. After a short time, authorities said, Conditt pulled into a ditch and detonated an explosive device as Austin Police Department SWAT team members approached his car.That he could be a skilled bombmaker responsible for at least six explosive devices, five of which detonated, over an almost three-week period in Austin and outside San Antonio seemed unthinkable to his grandmother, she said, adding that he was a quiet, kind and loving person and she'd never seen any signs of malice or violence in him. 798
After Andy Cohen recovered from the coronavirus, he wanted to help others recover. He attempted to do what others who have had the coronavirus have been asked to do and give plasma.It turns out he was rejected.Cohen is prohibited from giving plasma because he is gay. He was told that gay men are unable to give blood due to concerns over HIV infection, despite him being HIV negative."They said, 'You can't do it,'" Cohen said on Tuesday’s ABC "The View." "I was hurt. I just thought well this is crazy, technology has come so far.“They're worried about HIV in blood," he added. "But I'm HIV negative. And you can find that out, and then you can test my blood a couple of times before putting it into a system."The FDA recently slightly relaxed its ban on gay men giving blood or plasma, stipulating that men who have had sex with other men are eligible to donate after three months of abstinence.The FDA says that it is possible that convalescent plasma contains antibodies to the coronavirus and might be effective against the infection. Plasma can be collected from recovered individuals only if they are eligible to donate blood. 1142

A woman who was seen slapping a police officer as she was carried out of a University of Miami football game has been charged with felony battery on a police officer and misdemeanor disorderly conduct, the Associated Press reported. According to Local 10, Miami-Dade Metro Police received the video shortly after Saturday's incident, and was in the process of investigating. In the video, Bridget Freitas, who was dressed in a Miami Hurricanes shirt, was being carried away by several police officers. She than slapped one of the officers in the face. The officer then responded by delivering a huge punch to the woman's face, to the surprise of the crowd. Video of the incident quickly spread Saturday night on social media. 770
Amazon already owns your doorstep. Now it wants to secure the inside of your home.The company is buying Ring, maker of security cameras and internet-connected doorbells. It pairs nicely with Amazon Key, a smart doorlock and security camera service that allows Amazon delivery people to drop packages inside of people's homes.Amazon Key works in tandem with a security camera that records every in-home delivery. Ring offers similar services, recording live videos of customers' doorsteps and homes, then sending the videos to their smartphones. 558
About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523
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