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The crush of an anxious crowd pressed Matt Wergers and his girlfriend through a glass door on the Riverfront Coliseum plaza in Cincinnati. Then, Wergers remembers, the duo ran through the turnstiles into the arena, where they thought 246
The former Fort Worth police officer who fatally shot Atatiana Jefferson in her home Saturday morning was arrested and charged with murder Monday, police said.The officer, Aaron Dean, is being held in the Tarrant County Jail, the Fort Worth Police Department 271
The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737
The bulk of Barry’s wrath hasn’t even made it onto land yet but the storm has already left tens of thousands without power, knocked down trees and flooded some low-lying coastal areas."Rainfall remains the primary hazard, we are still looking at 10 to 15 inches of rain, with the possibility of isolated higher amounts," Louisiana Gov. John Bel Edwards said.In Plaquemines Parish, Louisiana, about 25 miles south of New Orleans, a small levee was breached and led to acres and acres of flooded farm field. But it's not the fields that's the concern. There's a highway that runs nearby. And if this floodwater overflows the highway, it could strand anyone who didn’t evacuate."So the people of southern Plaquemines need to know, they will be stuck down there," said Louisiana Lt. Gov. Billy Nungesser.Nungesser, the former parish president, said the breach has already created problems for farmers."We just rescued cattle out of this pasture, " Nungesser said. "Got them out before they drowned. And those cattlemen are now rescuing other cattle north and south of here."With rainfall forecasts having improving slightly, the lieutenant governor worries less about the Mississippi River topping levees. But given the large amounts of rain, no one should let their guard down— even after the storm."We saw it after Katrina, the storm was well past and then the levees, the flooding came after," Nungesser said. "The skies were sunshining when New Orleans was flooding from Katrina."In New Orleans, local officials are urging a similar message."And although you may not have seen rainfall as we’ve been discussing, it is coming our way," New Orleans Mayor LaToya Cantrell said. "So please continue to listen and act accordingly." 1738
The coming Atlantic hurricane season is predicted to be near normal, with nine to 15 named storms, including four to eight hurricanes, the National Oceanic and Atmospheric Administration, or NOAA, announced Thursday.Two to four of those hurricanes are expected to grow to Category 3 or stronger, NOAA said of the season, which officially begins June 1. Those storms carry winds greater than 110 mph.The forecast follows last year's above-average season, in which hurricanes Florence and Michael slammed US coastlines with devastating effect. An average season has 12 named storms, with six hurricanes, including three major hurricanes of Category 3 strength or greater.Though the Atlantic storm period doesn't start until next week, this year's season already has 776