临沧大姨妈来早了十几天(临沧慢性附件炎病症有哪些) (今日更新中)

From housing to food to health care, everything is getting more expensive while wages stay mostly stagnant. It’s part of a phenomenon called inflation and it has a direct impact on each of us.As the old cliché goes, ‘a dollar doesn’t get you what it used to.’ That saying helps explain the role inflation plays in the economy.Inflation happens when general prices go up, relative to supply. It causes a noticeable and continuous decline in buying power.It’s easy to confuse inflation with general market forces. Like, when kale prices go up because of fad-driven demand or when sweater prices increase just before winter.A small amount of inflation is supposed to help the economy by encouraging spending and investment. But too much of it could send the economy into a spiral. For that reason, the Federal Reserve takes different actions meant to keep inflation rates in check.Inflation isn’t an obscure technical financial term found in college textbooks. It directly affects everyone who participates in the economy.Let’s say a person decided to save in 1970 for use 50 years in the future. Back then, then money could buy about 17 dozen eggs, 28 gallons of gas, or one pair of Wrangler Jeans.But in 2020, the saved money doesn’t go as far.According to the Bureau of Labor Statistics, in 2020 can buy about seven dozen eggs, four gallons of gas, or a half-pair of Wranglers.Inflation gets a bad rap. Everyone would like to buy nice things for cheap. But economists say that’s just not how it works. When prices fall, in general, incomes also have to fall.Think of it as a cycle: a consumer buys from a business. If prices are lower, the business makes less money. That means wages have to drop, giving workers less money to spend as consumers. 1762

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

GREELEY, Colorado – Weld County’s top prosecutors and Frederick police held a news conference Monday afternoon to brief the media on more details of the Chris Watts case after he was sentenced earlier in the day to several life terms in prison without the possibility of parole in the deaths of his pregnant wife and young daughters.Flanked by fellow prosecutors, Frederick Police Department representatives and the county coroner, 19th Judicial District Attorney Michael Rourke started the news conference by thanking the law enforcement agencies involved in the case as well as the family of Shanann Watts for “serving justice” in her name and those of her two daughters and unborn child.Much of what Rourke and his deputy district attorney, Steve Wrenn, discussed at the news conference centered on new details that had not been released about the case, the autopsy reports for the three which were released after the news conference, and what will happen next for Chris Watts as he makes his way to prison for the rest of his life.Rourke said that he doesn’t believe Watts will ever truthfully answer as to why he killed his family though his parents pleaded with him during sentencing Monday to come clean and atone in the future.He said that Watts’ attorneys approached prosecutors first about the plea deal and that he did not accept until after speaking with Shanann’s family, the Rzuceks, in North Carolina beforehand. The Rzuceks addressed Watts and the case in court Monday.“That was a conversation I was only going to have with them face to face,” Rourke said.He reiterated that he and the family had talked about the state of the death penalty in Colorado and its future. Rourke said that he and the family believed that even if Watts were to receive the death penalty, neither were sure that he would ever be executed in their lifetimes.“Sandra (Shanann’s mother) leaned across the table and said, ‘Why haven’t you done that?’” Rourke said of accepting the plea deal. “That helped the family get some needed closure.”Rourke said he also spoke with Judge Marcelo Kopcow Sunday ahead of the sentencing hearing to give him more information, including the unredacted affidavit, so that the court could impose a “just and fair sentence under the circumstances.” 2278

George Floyd would have turned 47 years old Wednesday. In honor of his birthday, a new mural in Houston was unveiled showing Floyd’s image alongside messages encouraging people to vote.The brightly colored mural has two signs reading “be the change” and “go vote.” Floyd was born in Houston and a regular customer at the corner store where the mural is painted. 369

HONOLULU (AP) — As parents help their children navigate remote classes during the coronavirus pandemic, they’re more aware of what's being taught. And they've complained that racist, sexist and other concerning content has appeared in an online learning program called Acellus that's used nationwide. Some districts are reconsidering or getting rid of it. In Hawaii, parents have called out lessons saying Europeans “discovered” the islands and Grumpy from Snow White and the Seven Dwarves is a “woman hater.” The founder of Acellus calls the controversy an “organized attack." Experts say the scramble to keep classes running during the pandemic means vetting online curriculum may not have been as thorough as it should have been. 740

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