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This pandemic holiday season, the last thing you need is too have your power disconnected.But Lisa Shook , who manages a home inspection company, recently got a call from someone claiming to be with their electric company."He said he was going to be in our driveway to cut off our services," she said.Shook handed the phone to owner Rob Wells, who was told he was behind on his bill, and would be cut off if he didn't pay immediately."He said we needed to pay 7 or they would disconnect the electric," Wells said, saying the man demanded a debit or credit card number.It sounded legit, as the caller knew the name of his business, and more.So this expert who normally inspects houses inspected his records, and realized he was not behind on his bill after all.But it may have been too late: Someone emptied his debit card a short time later."Everything got hacked, my credit card, everything," he said.It was all a scam. He is now working with his bank to repair the fraud charges.Easy to believe the caller's claimsLast year, one church almost lost ,000.Donald Kincaid is an Episcopal church groundskeeeper. He was shocked when he received a call from the power company claiming the church had fallen behind on its electric bill."The caller said that the gas and electric would be cut off in about a half an hour because the bill hadn't been paid," he said.The caller couldn't have been more clear. Unless the church paid the money immediately, workers would shut its power off.The caller said that to avert a shutoff, Kincaid needed to buy nearly ,000 in Green Dot Visa cards" and send it to them, giving them the number on the card."The church almost fell for the power disconnect scam, which targets homeowners, small businesses and now churches.Energy companies around the country remind customers that they will never call you threatening immediate disconnection.Duke Energy spokesman Lee Freedman says if you are behind on your bill, they will send you several notices first, and will never demand you pay immediately by debit or gift card.So hang up, and call your provider at the number on your bill, not the number the call came from.As always, don't waste your money.__________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2494

The World Against Toys Causing Harm (WATCH) safety advocacy group named 10 toys that are "potentially dangerous" and "should not be in the hands of children."According to WATCH, the group says that some toys have inconsistent and inadequate warnings, and pose safety hazards. WATCH issues an annual list of toys that it finds are exceptionally dangerous for children. "Due to poor design, manufacturing and marketing practices, there are toys available for purchase today with the potential to lead to serious injury and even death," WATCH said in a statement. "WATCH urges parents and caregivers to take precautions when buying toys— especially during the upcoming 2017 holiday season."Although the toys are considered dangerous, the toys listed meet federal safety regulations. Here is the list of 10 toys WATCH said consumers should avoid, or exercise caution when using: Top 10: 930

There are now 286 cases of possible and confirmed acute flaccid myelitis in the United States this year, according to the US Centers for Disease Control and Prevention.That includes 116 confirmed cases of the rare polio-like illness, also known as AFM, that leads to sudden onset of paralysis. That's 10 more confirmed cases than the agency reported a week ago. An additional 170 possible cases of AFM are under investigation.More than 90% of the 440 patients with AFM since 2014 have been children younger than age 4. Most of the children with confirmed cases experienced a viral illness with symptoms including fever and cough about three to 10 days before the onset of paralysis, the CDC said this month. 715

TIJUANA, Mexico (AP) — The asylum claims of six Hondurans were accepted for processing Tuesday, ending a 17-hour standoff involving U.S. authorities, the migrants and two U.S. lawmakers supporting them on a tiny piece of American soil at the country's border with Mexico.The Hondurans had camped out in an area of San Diego's Otay Mesa border crossing past where pedestrians pass a wall plaque delineating the international boundary but before they reach inspectors. They were joined by U.S. Reps. Nanette Barragan and Jimmy Gomez, both California Democrats."They're on U.S. soil, and they're basically being blocked for presenting themselves for asylum," Barragan said in a video posted on Twitter that she said was taken around 2:40 a.m.The asylum seekers arrived at the crossing Monday afternoon, and after several hours U.S. inspectors agreed to process claims of eight unaccompanied children and a mother and her five children, attorneys said. Six more were initially not allowed into the country and sat on blankets throughout a chilly night before authorities agreed Tuesday to process their claims."Children are sick, they're crying, they've had to use the bathroom," Nicole Ramos, an attorney at Al Otro Lado, a legal services organization working on behalf of the migrants, said Monday night. "We've had to get blankets and food for them."Customs and Border Protection did not comment on the status of the Honduran asylum seekers, but officials said claims are processed as quickly as possible.The impasse highlighted a U.S. practice to limit entry for asylum seekers at official crossings when they are at full capacity, which it calls "metering" or "queue management." Authorities emphatically deny they are turning away asylum seekers — something that is prohibited under U.S. and international law — and say they are simply asking them to temporarily wait in Mexico.CBP says a surge in asylum claims has strained resources. The number of people expressing fear of returning to their home countries — the initial step toward asylum — jumped 67 percent at Mexico border in the fiscal year that ended Sept. 30, rising to 92,959 claims from 55,584 the previous year.Critics contend that CBP is limiting the number of asylum claims to deter people from coming.In San Diego, U.S. authorities funnel asylum claims through the San Ysidro port of entry, the nation's busiest crossing. Asylum seekers themselves manage waiting lists in a tattered notebook on the Tijuana side.The wait at San Ysidro had neared 3,000 names even before a caravan of more than 6,000 people reached the border city last month. Typically 60 to 100 asylum claims are processed per day at the crossing, meaning many migrants will likely have to wait in Tijuana for months.People who appear at the city's other crossing, Otay Mesa, are normally redirected to San Ysidro. But Monday's group managed to reach U.S. soil, which usually means they are transferred to San Ysidro to have their claims processed immediately. 3003

Those wanting to become U.S. citizens are now taking a new test, one that has twice as many questions as the previous one, and potentially controversial answer choices according to media reports.Test-takers are now asked to answer 20 questions, from the previous 10; getting 12 correct is needed to pass, the same percentage that was needed on the previous test. However, the new test requires test-takers to give some answer for all 20 questions, the previous rules only required that a test-taker get 6 correct and the officer could stop asking questions once a person got 6.Some immigration and naturalization experts worry the length change could reduce the efficiency of the citizenship application process, which has been struggling to keep up with a backlog according to FOX News.“The administration is adding hundreds of thousands of more minutes to these naturalization exams,” Sarah Pierce, a policy analyst at the nonpartisan Migration Policy Institute told FOX News.The new test, which started being given on December 1, 2020, does away with geographical questions, in addition to other changes, like having to name all three branches of government instead of just one, or knowing biographical details about Alexander Hamilton, James Madison and Dwight Eisenhower. The questions come from 128 potential civics-related topics, according to Politico.One change getting some attention is the verbiage of two answers. The previous answer to the question about whom U.S. Senators represent was “all people of the state.” Now, the official study guide says the only approved answer is “citizens of their state.” Similarly, the answer to a question about who a Representative represents was changed to be “citizens in their district.”The exams are given orally, so it is not clear if every U.S. Citizenship and Immigration Service officer giving the test will require the word “citizen” instead of “all people.”Of the possible questions, several include the Federalist Papers as a possible answer, while three are about women’s suffrage and two are about the civil rights movement.Taking the citizenship test happens at the end of a months-or-years-long application process, after a person has lived legally in the country for more than five years. 2261

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