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You will soon be able to freeze your credit report for free, a step that can help protect you from identity theft.Many called on Congress to make freezes free after the massive Equifax breach last year that exposed the personal information of more than 146 million Americans to hackers.The provision was included in a broader bill passed by the House on Tuesday, which rolled back regulations on banks created by Dodd-Frank. The bill now heads to President Donald Trump's desk.When you place a freeze on your credit report, it prohibits the credit rating company from disclosing your personal information, effectively preventing anyone from opening a credit card or loan in your name. You'd need to lift the freeze if you want to open a line of credit yourself.A freeze goes a step further than a credit monitoring or fraud alert service. Those generally notify you of suspicious activity after it happens.But under current state laws, there is often a fee to place and lift a credit freeze Most security freezes cost between and , though several states have already made them free.Plus, you'd need to place a freeze on credit reports at all three credit rating agencies — Experian, Equifax, and TransUnion — and pay a fee at each of them.The new legislation will make placing, lifting, and permanently removing freezes free no matter where you live. It also requires consumer rating companies to fulfill your request within one business day if made online or over the phone, and within three business days if requested by mail.The changes will take effect about four months after the bill is signed.To set up your own credit freezes, go to the freeze page at each credit agency's website individually: Experian, Equifax, and TransUnion. You will be given a PIN that you'll need to lift or remove the freeze in the future.Often there is no charge for victims of identity fraud to add or lift a security freeze. After the data breach, Equifax made freezes free for everyone until June 2018. 2058

?? 4PM CDT Update on Tropical Storm #Zeta. Forecast calls for steady strengthening as the system continues towards the northwest, with an eventual turn more towards the north and northeast impacting SE LA and S MS on Wednesday. Have a plan in place BEFORE Wed morning! #lawx #mswx pic.twitter.com/igmjkUeJ78— NWS New Orleans (@NWSNewOrleans) October 27, 2020 366

in Bradford, Pennsylvania the evening of Sept. 19.Bradford School District officials say the bear charged the door at full speed and hit the window frame hard enough to pop the frame out. Officials say they believe the bear was spooked when he saw his reflection.Officials say the video shows the bear walking through the hallway and looking into rooms around 9 p.m. until it appears to see its reflection again and runs out the same way it came in.Only custodians were in the building at the time.No damage was done to the building and the window has since been reinstalled.The bear has not been seen in the area since the incident occurred."Fretz Middle School is such a great place to learn and grow that even the bears are knocking down the doors to get in!" superintendent Katherine Pude said.This story was originally published by Anthony Reyes on 856

-- known as the Kangaroo service -- involved seven stopovers over a period of four days.April Donegal Airport, on Ireland's northwest coast, was named the 156

Wreckage from a steamboat that caught fire and sank exactly 201 years ago has reportedly been spotted at the bottom of a Vermont lake.The Steamboat Phoenix sank on September 4, 1819 on Lake Champlain. There were more than 40 passengers and crew members onboard at 11 p.m. when the fire started.Passengers who were unable to board lifeboats as the steamboat caught fire were forced to jump into the water and cling to debris or swim for their lives to shore. In the end, six people died. 494