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With the ongoing COVID-19 pandemic, the 2020 general election is shaping up to be one like never before.This year, many more Americans are expected to vote by mail instead of stopping at a polling place, in an effort to avoid contracting or spreading the coronavirus.To accommodate the high demand for mail-in voting, many states are relaxing their restrictions on who’s eligible to do so. In most states, you can vote by mail without an excuse or COVID-19 can be your excuse. However, it cannot be used as an excuse in Indiana, Louisiana, Mississippi, South Carolina, Tennessee, or Texas, NBC News reports.If you’re planning on voting, you must first make sure you’re registered on time. And if you’re wanting to vote by mail, you’ll want to request a ballot.The U.S. Postal Service, which will play a huge roll in this election, strongly recommends that voters request their mail-in ballots at the earliest point allowable, but no later than 15 days prior to Election Day, which is on Nov. 3.The USPS also recommends that voters mail their ballots at least one week prior to their states' due dates to allow for timely receipt by election officials.If you don’t want to rely on the USPS to deliver your ballot to election officials, many communities provide locations where you can drop your ballot off yourself.Each state in the U.S. has different rules for how its residents vote in elections. To help Americans make their votes count, we’ve compiled the registration deadlines and absentee ballot deadlines for each state below, according to Vote.org:AlabamaRegistration deadline: Oct. 19Absentee ballot application deadlines:In person: Received by Oct. 29By mail: Received by Oct. 29Online: N/ACompleted absentee ballot due date: Postmarked by Nov. 2, received by noon on Nov. 3AlaskaRegistration deadline: Oct. 4Absentee ballot application deadlines:In person: Received by Oct. 24By mail: Received by Oct. 24Online: Received by Oct. 24Completed absentee ballot due date: Postmarked by Nov. 3, received by Nov. 13ArizonaRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Oct. 23By mail: Received by Oct. 23Online: N/ACompleted absentee ballot due date: Received by 7 p.m. on Nov. 3ArkansasRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Nov. 2By mail: Received by Oct. 27Online: N/ACompleted absentee ballot due date: Received by 7:30 p.m. on Nov. 3CaliforniaRegistration deadline: Oct. 19, same-day registration available on Nov. 3Absentee ballot: All registered voters will be sent a vote-by-mail ballot. Registered voters do not have to apply for a vote-by-mail for this election.Completed absentee ballot due date: Postmarked by Nov. 3 and received by Nov. 20ColoradoRegistration deadline: Oct. 26, same-day registration available on Nov. 3Absentee ballot: Every voter receives a mail ballot. The ballot will be sent to the mailing address they provided for their voter registration file.Completed absentee ballot due date: Received by 7 p.m. on Nov. 3ConnecticutRegistration deadline: Oct. 27, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: N/ABy mail: Received by Nov. 2, but recommended to apply by Oct. 27Online: N/ACompleted absentee ballot due date: Received by Nov. 3DelawareRegistration deadline: Oct. 10Absentee ballot application deadlines:In person: Received by Oct. 30By mail: Received by Oct. 30Online: Received by Oct. 30Completed absentee ballot due date: Received by Nov. 3FloridaRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Oct. 24By mail: Received by Oct. 24Online: Received by Oct. 24Completed absentee ballot due date: Received by 8 p.m. on Nov. 3, or postmarked on or before Nov. 3 and received no later than Nov. 10GeorgiaRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Oct. 30By mail: Received by Oct. 30Online: N/ACompleted absentee ballot due date: Postmarked by Nov. 3 and received by Nov. 6HawaiiRegistration deadline: Oct. 5, same-day registration available on Nov. 3Absentee ballot: All registered voters receive their mail ballot automatically about 18 days before the election. Completed absentee ballot due date: Voters returning their ballot by mail (USPS) should do so by Oct. 27. After that, voters should drop it off at a voter service center or place of deposit.IdahoRegistration deadline: Oct. 9, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Oct. 23By mail: Received by Oct. 23Online: Received by Oct. 23Completed absentee ballot due date: Received by 8 p.m. on Nov. 3IllinoisRegistration deadline: Postmarked by Oct. 6, online by Oct. 18, same-day registration availableAbsentee ballot application deadlines:In person: Received by Nov. 2By mail: Received by Oct. 29Online: Received by Oct. 29Completed absentee ballot due date: Postmarked by Nov. 3 and received by Nov. 17IndianaRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Oct. 22By mail: Received by Oct. 22Online: Received by Oct. 22Completed absentee ballot due date: Received by 12 p.m. on Nov. 3IowaRegistration deadline: Oct. 24, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Nov. 2 unless the polls open at noon. If the polls open at noon, you may cast an absentee ballot at the county auditor's office from 8 a.m. to 11 a.m. on Nov. 3.By mail: Received by Oct. 24Online: N/ACompleted absentee ballot due date: Postmarked by Nov. 2 and received by 12 p.m. on Nov. 9KansasRegistration deadline: Oct. 13Absentee ballot application deadlines:In person: Received by Oct. 27By mail: Received by Oct. 27Online: N/ACompleted absentee ballot due date: Postmarked by Nov. 3 and received by Nov. 6KentuckyRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Oct. 27By mail: Received by Oct. 27Online: Received by Oct. 9Completed absentee ballot due date: Received by 6 p.m. on Nov. 3LouisianaRegistration deadline: Post received by Oct. 5, in-person request by Oct. 5, online by Oct. 14Absentee ballot application deadlines:In person: Received by Oct. 30By mail: Received by Oct. 30Online: Received by Oct. 30Completed absentee ballot due date: Received by 4:30 p.m. on Nov. 2MaineRegistration deadline: Post received by Oct. 13, in-person request by Nov. 3, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Oct. 29By mail: Received by Oct. 29Online: Received by Oct. 29Completed absentee ballot due date: Received by Nov. 3MarylandRegistration deadline: Oct. 13, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Oct. 27By mail: Received by Oct. 27Online: N/ACompleted absentee ballot due date: Postmarked on or before Nov. 3 and received by 10 a.m. on Nov. 13MassachusettsRegistration deadline: Oct. 24Absentee ballot application deadlines:In person: Received by Nov. 2, but recommended to apply by Oct. 27By mail: Received by Nov. 2, but recommended to apply by Oct. 27Online: N/A*MA also has early voting by mail that must be received in person or by mail by Oct. 30Completed absentee ballot due date: Received by Nov. 3MichiganRegistration deadline: Oct. 19, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Nov. 2By mail: Received by Oct. 30Online: N/ACompleted absentee ballot due date: Received by Nov. 3MinnesotaRegistration deadline: Oct. 13, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Nov. 2By mail: Received by Nov. 2, but recommended to apply by Oct. 27Online: Received by Nov. 2Completed absentee ballot due date: Postmarked by Nov. 3 and received by Nov. 10 if mailed, or by 3 p.m. on Nov. 3 if delivered in personMississippiRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: No specific deadline, but recommended to apply by Oct. 27By mail: No specific deadline, but recommended to apply by Oct. 27Online: N/ACompleted absentee ballot due date: Received by 5 p.m. on Nov. 2 by mail, received by Oct. 31 in personMissouriRegistration deadline: Oct. 7Absentee ballot application deadlines:In person: Received by Nov. 2By mail: Received by Oct. 21Online: N/ACompleted absentee ballot due date: Received by 7 p.m. on Nov. 3MontanaRegistration deadline: Oct. 5, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Nov. 2By mail: Received by Nov. 2, but recommended to apply by Oct. 27Online: N/ACompleted absentee ballot due date: Received by 8 p.m. on Nov. 3NebraskaRegistration deadline: Oct. 16Absentee ballot application deadlines:In person: Received by Oct. 23By mail: Received by Oct. 23Online: N/ACompleted absentee ballot due date: Received by Nov. 3NevadaRegistration deadline: Postmarked or in-person by Oct. 6, online by Oct. 29, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Oct. 20By mail: Received by Oct. 20Online: N/ACompleted absentee ballot due date: Postmarked on or before Nov. 3New HampshireRegistration deadline: Oct. 21, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: No specific deadlineBy mail: No specific deadline, but recommended to apply by Oct. 27Online: N/ACompleted absentee ballot due date: Received by 5 p.m. on Nov. 3New JerseyRegistration deadline: Oct. 13Absentee ballot application deadlines:In person: Received by Nov. 2By mail: Received by Oct. 27Online: N/ACompleted absentee ballot due date: Postmarked by Nov. 3 and received within 48 hours of polls closingNew MexicoRegistration deadline: Oct. 6Absentee ballot application deadlines:In person: Received by Oct. 29By mail: Received by Oct. 29Online: Received by Oct. 29Completed absentee ballot due date: Received by 7 p.m. on Nov. 3New YorkRegistration deadline: Oct. 9Absentee ballot application deadlines:In person: Received by Nov. 2By mail: Postmarked by Oct. 27Online: N/ACompleted absentee ballot due date: Postmarked on Nov. 3 and received by Nov. 10North CarolinaRegistration deadline: Oct. 9Absentee ballot application deadlines:In person: Received by Oct. 27By mail: Received by Oct. 27Online: N/ACompleted absentee ballot due date: Received by 5 p.m. on Nov. 3; Absentee ballots received after 5 p.m. on Nov. 3 will be counted only if they are postmarked on or before Nov. 3 and received by mail no later than 5 p.m. on Nov. 6North DakotaRegistration deadline: Registration not required. Electorate brings valid ID and proof of residency to polls to voteAbsentee ballot application deadlines:In person: No specific deadlineBy mail: No specific deadline, but recommended to apply by Oct. 27Online: No specific deadlineCompleted absentee ballot due date: Postmarked by Nov. 2OhioRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Oct. 31By mail: Received by Oct. 31Online: N/ACompleted absentee ballot due date: Postmarked no later than Nov. 2 and received by Nov. 13 or delivered in person by Nov. 3OklahomaRegistration deadline: Oct. 9Absentee ballot application deadlines:In person: Received by Oct. 28By mail: Received by Oct. 28Online: Received by Oct. 28Completed absentee ballot due date: Received by 7 p.m. on Nov. 3OregonRegistration deadline: Oct. 13Absentee ballot application deadlines:In person: N/ABy mail: If residents need to change where their ballots are mailed, they must submit change by Oct. 29.Online: N/ACompleted absentee ballot due date: Received by 8 p.m. on Nov. 3PennsylvaniaRegistration deadline: Oct. 19Absentee ballot application deadlines:In person: Received by Oct. 27By mail: Received by Oct. 27Online: Received by Oct. 27Completed absentee ballot due date: Received by 8 p.m. on Nov. 3Rhode IslandRegistration deadline: Oct. 4Absentee ballot application deadlines:In person: Received by Oct. 13By mail: Received by Oct. 13Online: N/ACompleted absentee ballot due date: Received by 8 p.m. on Nov. 3South CarolinaRegistration deadline: Oct. 4Absentee ballot application deadlines:In person: Received by Oct. 30By mail: Received by Oct. 30Online: N/ACompleted absentee ballot due date: Received by 7 p.m. on Nov. 3South DakotaRegistration deadline: Oct. 19Absentee ballot application deadlines:In person: Received by Nov. 2, but recommended to apply by Oct. 27By mail: Received by Nov. 2, but recommended to apply by Oct. 27Online: N/ACompleted absentee ballot due date: Received by Nov. 3TennesseeRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Oct. 27By mail: Received by Oct. 27Online: N/ACompleted absentee ballot due date: Received by Nov. 3TexasRegistration deadline: Oct. 5Absentee ballot application deadlines:In person: Received by Oct. 23By mail: Received by Oct. 23Online: N/ACompleted absentee ballot due date: Postmarked by Nov. 3 and received by Nov. 4UtahRegistration deadline: Online by Oct. 23, by mail by Oct. 5, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: N/ABy mail: If residents need to change where their ballots are mailed, they must submit change by Oct. 27.Online: N/ACompleted absentee ballot due date: Postmarked by Nov. 2 and received by Nov. 9VermontRegistration deadline: No deadline, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Nov. 2By mail: Received by Nov. 2, but recommended to apply by Oct. 27Online: Received by Nov. 2Completed absentee ballot due date: Received by Nov. 3VirginiaRegistration deadline: Oct. 13Absentee ballot application deadlines:In person: Received by Oct. 31By mail: Received by Oct. 23Online: Received by Oct. 23Completed absentee ballot due date: Postmarked by Nov. 3 and received by 12 p.m. on Nov. 6WashingtonRegistration deadline: Oct. 26, same-day voter registration available on Nov. 3Absentee ballot application deadlines:In person: N/ABy mail: If residents need to change where their ballots are mailed, they must submit change by Oct. 27.Online: N/ACompleted absentee ballot due date: Postmarked by Nov. 3 and received by Nov. 8West VirginiaRegistration deadline: Oct. 13Absentee ballot application deadlines:In person: Received by Oct. 28By mail: Received by Oct. 28Online: Received by Oct. 27Completed absentee ballot due date: Postmarked by Nov. 3 and received by Nov. 9WisconsinRegistration deadline: Oct. 14, same-day registration available on Nov. 3Absentee ballot application deadlines:In person: Received by Oct. 29By mail: Received by Oct. 29Online: Received by Oct. 29Completed absentee ballot due date: Received by 8 p.m. on Nov. 3WyomingRegistration deadline: Oct. 19, same-day registration available on Nov. 3In person: Received by Nov. 2By mail: Received by Nov. 2, but recommended to apply by Oct. 27Online: N/ACompleted absentee ballot due date: Received by 7 p.m. on Nov. 3Editor's note: Vote.org says it's best to double check with your state for any recent changes to election rules in your state. If you spot any outdated or incorrect deadlines on this list, please email kyle.hicks@scripps.com. 15318

-- made the initial call to 911 Friday about 10 a.m. ET. A second call came from another person at the scene who reported a medical emergency involving a large bird, said Lt. Joshua Crews of the Alachua County Sheriff's Office.Hajos was transported to a nearby hospital, where he died, the lieutenant said. The cassowary remains on Hajos' property as authorities conduct an investigation into the attack, he said.The owner was a breeder of the rare bird that is native to Australia and New Guinea, Alachua County Deputy Fire Chief Jeff Taylor said.The death was an accident, officials said. It appears the man fell, and the cassowary attacked him after the fall, Taylor said.The Florida Fish and Wildlife Conservation Commission considers cassowaries Class II wildlife, meaning they pose a danger to humans and are subject to specific cage requirements. Owners must also have 877

in the Bronx early Tuesday amid overnight riots in the borough, police said.According to authorities, the officer was hit by a black sedan around 12:45 a.m. local time in the Mount Eden neighborhood of the borough.The sergeant was rushed to a nearby hospital and is listed in serious condition, officials said.No arrests have been made as police continue looking for the driver of that car after it fled the scene.NYPD officers were in the area due to reports of burglaries and vandalism in the area, but it is not clear if the individuals in the car were involved in any of this other crime.The incident comes as 616

You don’t have to make another federal student loan payment in 2020. Now is the time, though, to decide what to do before your bill arrives in January 2021.Federal student loan borrowers were already in an automatic interest-free pause on payments as part of the original coronavirus relief bill, known as the CARES Act. This pause was expected to expire Sept. 30, but an extension of the forbearance through Dec. 31 was directed in a memorandum signed by President Donald Trump on Aug. 8.However, it’s uncertain that all the student loan relief measures included in the original CARES Act, such as a pause on collection activities, will also continue.“The language of the executive order is not clear,” says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors. It’s also possible, she says, that Congress will make additional changes before the current automatic forbearance period ends.For now, the forbearance extension is to begin Oct. 1 and run through the end of the year, barring any legal challenge. The Department of Education is expected to issue additional guidance in the coming days on the details of the memorandum.Here’s what the student loan payment relief extension is likely to mean for you, depending on your situation:You have federal loans and face financial hardshipAlthough January 2021 is just a few months away, it’s enough time to make a change to your federal loan payments and avoid defaulting on the loans.“There is no harm or downside in talking to your servicer now,” says Scott Buchanan, executive director of Student Loan Servicing Alliance, the trade association of student loan servicers. “You want to be well-prepared for whenever this does expire.”If you know you’ll have difficulty repaying the debt, contact your servicer now about enrolling in an income-driven repayment, or IDR plan — it caps payments at a portion of your income and extends the repayment term. If you don’t have a job, your payment could be zero. If you’re already enrolled in IDR, make sure to recertify your income if it has changed.You can still make payments on your federal loansIf your finances haven’t been affected by the economic downturn, you can use this time to prioritize financial goals.Consider making payments toward the principal on your federal loans to lower your overall debt. Since your loans are on automatic forbearance, you’ll need to contact the servicer to do so.You can also make a dent in other financial goals, such as paying down credit card debt or padding your emergency fund.Your federal student loans are in default or rehabilitationAll collection activities on federal student loans are suspended through Sept. 30, such as wage garnishment and collection calls. However, experts say, the new memorandum doesn’t specifically indicate that collections would be suspended through the end of the year.Similarly, if you’re currently rehabilitating defaulted student loans, the original six months of nonpayment counted toward the nine needed to complete the process. But the memorandum doesn’t specify this would continue under the forbearance extension. Contact your servicer for more information.You’re pursuing Public Service Loan ForgivenessFederal student loan borrowers pursuing Public Service Loan Forgiveness don’t need to make payments until Sept. 30. Those months of nonpayment still count toward the 120 payments needed to qualify for PSLF as long as you’re still working full time for an eligible employer.However, there is no indication yet that the new memorandum applies to borrowers pursuing PSLF, experts say. Contact your servicer to find out if the additional months of forbearance would count toward PSLF. If not, consider making payments during this time to keep on track.You recently graduated from collegeIf you were expecting to start making payments on your loan within the period of extended forbearance, your first payment won’t be due until January. Usually, interest accrues during a grace period, but if your six-month grace period overlaps with the administrative forbearance period, interest won’t grow.Use this time to find out who your servicer is and what your first bill will look like.If you think you can’t make your minimum payment come January, you can apply for an income-driven repayment plan to cap payments at a portion of your income (it could be zero if you don’t have a job). Apply for income-driven repayment at least two months before repayment starts.You’re taking time off from schoolFederal loans typically have a grace period of six months after you leave school. If you have student loans and last attended school in the spring, your payments would start to come due this fall. The extended forbearance period would delay your first payment until January.When you resume classes, you can defer payments until you finish school as long as you are enrolled at least half time. But student loans get only one grace period; you won’t have another after you graduate or leave school again.You have private student loansYour lender may offer private student loan relief in the form of a payment pause or reduced payments. While a number of lenders structured relief plans to end Sept. 30, many are open to an extension or additional relief.Contact your lender to ask about additional deferments or payment reductions. You can also apply for existing loan modification programs for financial hardship. These will vary from lender to lender — but interest will continue to accrue, unlike with federal loans.You’ll likely have to apply for private loan relief individually since most lenders aren’t making payment pauses or loan modifications automatic, Mayotte says.You have nongovernment owned FFEL or Perkins loansStudent loan borrowers with the Federal Family Education Loan (FFEL) Program or Federal Perkins loans not owned by the Education Department don’t have access to the automatic forbearance.To take advantage of the forbearance, you’ll need to combine your loans into a federal direct consolidation loan. Consolidating loans will cause any unpaid interest to capitalize, or be added to the principal balance. Contact your loan servicer to determine how consolidation will affect the total repayment amount, interest rate and loan balance.More From NerdWalletHow to Get an Unemployment Deferment for Your Student Loans7 Kinds of COVID-19 Relief for College StudentsDon’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6537

by switching to take-out and delivery only. Some restaurants have had to lay off workers or put them on furlough. As restaurants struggle to stay in business, one Arizona boss is going all out for his employees.Pete Stidham, owner of the Original Breakfast House in North Phoenix, has decided to donate 100% of all his take-out order proceeds to the employees he has had to put on furlough."This way at least they get a little something in their paychecks. It's not the full amount but it's something," said Stidham.The California beach-themed restaurant has been a staple in the neighborhood for the last seven years. Stidham, who has worked in the restaurant industry since 1966, says he knows the plight of his employees."I started as a dishwasher at Denny's 50 years ago. I know how hard it is and how employees are struggling, just barely making their bills. It's tough. They're the ones suffering the most," said Stidham.Employees who worked at the Original Breakfast House told KNXV they were extremely touched by their boss' move."John is just a remarkable man. We're his family. He is our family. [We're] just so thankful. He didn't have to do that," said Seta Garabet, who has been a server at the diner for five years.She, like others, suffered a big hit to her paychecks due to the sudden decline in business, and the move to take-out only. "It's been about 0 less. It's tough. We're deciding what bills to pay. It's a roll of the dice right now as to what bill I'll pay," said Garabet.Stidham, who is in his early 70s, says he could have easily closed the shop and gone home to take a break. The only reason he's kept the doors open, he says, is so his staff can get paid. "I'm a single man, got no wife, no kids. But here we've got 30 employees. Among those 30 employees, they've got 25 kids. Those kids gotta eat," he added.Loyal customers have also been generous to the staff, giving them big tips. While KNXV was in the restaurant a customer dropped off a check for 0 with a note stating it was "for your wonderful staff". The diner is located at 13623 N 32nd St, Phoenix, AZ 85032.This story was originally published by Sonu Wasu at KNXV. 2164