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College students and loans seem to go hand in hand, and student loan debt is an ever increasing problem in the U.S.But it might surprise you what some college students are doing with any excess loan money they may have after paying for things like tuition, books, and housing.A study by the Student Loan Report found that approximately one out of every five students with loans have used loan money in some form to invest in cryptocurrencies—in other words, things like Bitcoin.But financial advisers caution that may not be the best decision.“My gut reaction,” said financial advisor Martin Walsh with Brown and Tedstrom, “is that it’s probably a bad idea.”Walsh said using borrowed dollars to invest in speculative assets, such as Bitcoin, would make him “very nervous.”Cryptocurrency is the formal word for a type of digital money that uses encryption to transfer funds, independently of a central bank.Walsh cautions:  “buyer beware.”“There’s been a ton of talk about cryptocurrency over the last year,” Walsh said, “mostly because of the massive run up in price.”Bitcoin — the biggest player in the Crypto game—saw prices for their “coins” at around ,000 in December. But fast forward two months to February and the price plummeted to ,000.Walsh has had clients ask about it mostly because “their friends have invested in them and have made money.”  But he says that as a general rule the firm he works for, Brown and Tedstrom, won’t advise clients to invest in cryptocurrency.“It seems fun and easy, and things have doubled, tripled, even quadrupled. But there’s incredible volatility in investing in bitcoin and other cryptocurrencies,” said Walsh.Paul Foley, a big supporter of the technology behind cryptocurrency, says he has invested “quite a bit” in Ethereum, another player in the cryptocurrency realm. He says anyone investing now should see this as a “10 to 15 year plan”—not a short term way to make money.“I plan on holding for a very long time,” said Foley.But even he says that the notion of using borrowed funds, i.e. student loans, to invest in speculative assets like Ethereum is “a terrible idea.”Both Foley and Walsh say anyone looking to invest in this emerging field needs to do their homework. They both believe that the more uneducated people there are who decide to jump in the market on a whim, the greater the chances of a “bubble” bursting, similar to the housing market crash of 2008. 2440

CORONADO, Calif. (KGTV) — You may not find a cowardly lion, brainless scarecrow, or heartless Tin Man on Coronado, but the city's connection to one of history's most famed stories runs deep."Wizard of Oz" author L. Frank Baum has several connections to the scenic beach city. Between 1904 to 1910, Baum and his family vacationed in the city often, according to San Diego's tourism website.Baum was reportedly such a fan of Coronado's beauty, he wrote a portion of the "Oz" series there. SD FAIR 2019: What to know | Admission discounts | Parking and transportation | Rides and games | Concert headlinersAnd his links can still be found around town:Baum's Coronado homeThe Coronado home L. Frank Baum rented on Star Park Circle still stands today. While it's not open to the public (it's a private residence, so view from the sidewalk), the property is the sight where Baum wrote "Dorothy and the Wizard of Oz," "The Emerald City of Oz," "The Road to Oz," and portions of "The Marvelous Land of Oz."The home's owners haven't shied away from the notoriety either. A small "wicked witch" can be seen from the side of the house and a "ding dong" witch doormat.The Hotel Del CoronadoBaum and his family were known to visit the Hotel Del often in the early 1900s. Hotel officials say the author would reside at the Del for months at a time.The Crown RoomThe hotel's links run even deeper with Baum. The regal chandeliers in the hotel's "Crown Room" were designed by Baum.Rare "Wizard of Oz" first editionsCoronado's Museum of History and Art have three rare first editions of Baum's "Oz" series on display. Admission to the museum is free, making it even easier to take in literary history."Oz" art exhibitInside the Coronado Public Library, an elaborate work of "Wizard of Oz" characters and scenes on nine glass panels are on display. The artwork shows Dorothy, the cowardly lion, scarecrow, and Tin Man as an ode to Baum's stories.Baum-inspired "Author's Study"Another nod to Baum can be found at the 1906 Lodge at Coronado Beach. The bed and breakfast's "Author's Study" is decorated with art prints of the "ruby slippers," characters from the "Oz" series, a writing desk, and autobiaography on Baum. "The Queen of Fairyland"A poem by Baum submitted to the San Diego Union in 1905 speaks of the author's love and inspiration for Coronado. The poem, titled "Coronado: The Queen of Fairyland," speaks of "enjoyment stranger and grand" and "dreams are sweet and moments fleet."This year, the San Diego County Fair celebrates Baum and his stories under the exciting theme of "Oz-some," putting foods, exhibits, and experiences themed after the author's works on full display. 2678

Conventions may at times seem like it's all about the confetti and speeches, but what Joe Biden and Kamala Harris want more than anything after this Democratic Convention is what's known as a "post-convention bounce." The phrase describes an increase in support in the polls immediately following a convention HISTORIC BOUNCESSince 1968, presidential campaigns have, on average, received a 5 percent increase in the polls following their conventions. Since 2004, convention bounces have been getting smaller, with the average being around 2 percent. WHY BIDEN MIGHT NOT GET A BIG BOUNCE"People have had a bit more time to evaluate the candidates already (and) maybe opinions are a little more locked," Professor Thomas Holbrook of the University of Wisconsin-Milwaukee said, commenting on the fact bounces have been tougher and tougher to get. Apart from recent history working against the Biden campaign, television ratings are down compared to four years ago. "There could be fewer persuadable voters," Holbrook added. There is also the fact President Donald Trump has his convention next week. WHAT THE CAMPAIGNS THINKBiden advisers aren't as concerned with the lower television ratings, saying more Americans are live streaming the convention on their laptops and cellphones than ever before. 1306

CINCINNATI, Ohio — Depending on the number of children in your family, the cost of back-to-school shopping can range from just expensive to absolutely mind-boggling. For teachers, who might have to provide supplies and prepare classrooms for more than 20 students, it's even more significant."We know that every year, teachers will spend anywhere from 0 to 00 of money from their own pocket," Crayons to Computers CEO Amy Cheney said.Some, such as art teachers who buy their own supplies, spend even more. That's why Cheney's organization works to help take the edge off the high price of providing a good education by allowing teachers at qualifying schools to "shop" in rows of school supplies they can pick up for free."(I save) thousands," art teacher Judith Lamb, who used to buy all of her students' art supplies out of pocket, said. "Every time I come here and they add it up, it's ,000 at least for every shopping trip."Teachers who qualify for the program are those who work at schools where at least 60 percent of the student body qualifies for free and reduced lunch.Watch the video above to learn more — and see how happy teachers are to get a little help creating awesome classrooms. 1212

Cliff Robinson, a former UConn star and longtime top sixth man in the NBA, has died. His death was confirmed by UConn. No cause of death was given, though former Huskies coach Jim Calhoun said Robinson had a stroke 2 1/2 years ago. Nicknamed Uncle Cliffy, Robinson played 18 seasons in the NBA and helped the Portland Trail Blazers reach two NBA Finals. Before that, he was the centerpiece of Calhoun’s early teams at UConn. Robinson was the NBA’s Sixth Man of the Year in 1993 and made his lone All-Star appearance the following year. Cliff Robinson was 53. 566