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CLEVELAND — Who’s been at a store buying holiday gifts and then the cashier asks, “do you want to sign up for our credit card today?” They might offer a discount or something else, but should you sign on the dotted line?“They make it easy. They really make it easy,” Leanne Smith said.Smith is from Solon and knows how stores can tempt you with their credit cards, but she’s sticking to her Target Red Card for now.“I don’t think it’s a responsible thing for me to have one at every store,” she said.Tedd Rossman from CreditCards.com said that if you ever plan on carrying a balance, store cards aren’t going to be the best option for you.“While sometimes these store cards can work for you, most of the time, they’re not the most consumer-friendly option,” Rossman said.That’s because Rossman says the average store credit card has an interest rate of 25%, some as high as 29.99% such as Discount Tire, Big Lots and jewelry store cards like Kay Jewelers.“These cards are not as selective about credit quality, which is why the retailers and their bank partners say they have to charge such high-interest rates,” Rossman said.CreditCardInsider.com recently rated various popular store cards based on various things like interest rates.Here are those results:Target - 24.4%Old navy - almost 26% (25.99%)Walmart - roughly 18-27% (17.99%-26.99%) interestNathan Grant from CreditCardInsider.com said you shouldn’t just sign-up at the checkout on a whim even if there’s a discount offered or cashback incentives.“The percentage of interest you’re paying might end up calculating to be more than what you got from spending on the cards,” Grant said.According to Grant, some of the better retailer cards are:Amazon prime cards with lower interest rates—5% back on Amazon purchases and gift cards when you sign up. Target—higher interest rate, but 5% back. And the only one rated excellent is Costco’s card, which has a 15% rate and various cash back options and good rewards on gas purchases.But keep this in mind: In a survey of nearly 3,000 shoppers nationwide, more than 40% said they regretted signing up for a retail credit card. Plus, one out of five in the survey said they carried a balance from the last holiday season, and more than 50% said they’ve paid interest on a retail store card.“That’s kind of like a wake-up call even to myself to be like I got to make sure that I’m always smartly shopping if I’m using credit cards,” Grant said.For Smith, she said she’s only carried a balance a couple of times in the past 20 years because she knows “if you can’t pay it, you really shouldn’t buy it just because you have a credit card.”Retail credit cards can give you benefits especially if you’re loyal to the business. It could help you build credit, but you’ll want to pay off your balances every month and spend responsibly.And another thing to watch out for is deferred interest. Even if you owe just one dollar by the time the term ends, you could end up paying interest on the entire amount you initially financed.This story originally reported by Jonathan Walsh on News5Cleveland.com 3102

Congratulations to @JoeBiden @KamalaHarris! #Ukraine is optimistic about the future of the strategic partnership with the #UnitedStates. ???? and ???? have always collaborated on security, trade, investment, democracy, fight against corruption. Our friendship becomes only stronger!— Володимир Зеленський (@ZelenskyyUa) November 7, 2020 344

CLEVELAND — A popular beer joint in Cleveland is closing its doors to keep its employees safe because some customers refuse to follow rules on mask-wearing and social distancing.Forest City Brewery made the announcement on Facebook Tuesday morning."It pains us to inform you that we will be closed to the public as of 7/22/20. We did our very best to do the right thing and protect the health of our employees, our customers and our neighborhood for the past 2 months," the establishment said on Facebook.According to the brewery, employees, "had a hard time dealing with people who refuse to wear masks, social distance, or follow the rules set forth by the city of Cleveland and the State of Ohio."The brewery stated that even though its doors are closing, it will continue to serve the community by selling cans and growlers in the future."Until then, stay safe Cleveland, we will miss you and see you when it is safe again, and people start acting in a responsible manner," the brewery stated.This article was written by Drew Scofield for WEWS. 1056

Country singer Gretchen Wilson was arrested in Connecticut after allegedly becoming belligerent with police at a local airport. CBS affiliate WFSB reported Wednesday morning that the Connecticut State Police was called to Bradley International Airport near Hartford on Tuesday. There had apparently been a minor disturbance on an incoming flight. Authorities said Wilson became belligerent during an interview. She was arrested and charged with breach of peace.  WFSB reported that she was booked on a ,000 bond. Wilson is best known for her 2004 hit, “Redneck Woman.”   625

CINCINNATI — A Mason, Ohio woman said a "hero" tended to another woman who was suffering from seizures during a flight from Houston to Cincinnati on Sunday, and she wants to know why the pilot didn't land so the woman could get medical attention.Amy Hammond said a woman, who appeared to have a young boy with her, two rows in front of her began seizing as the plan was ascending out of Houston, about a minute or two after takeoff on United flight 3466. A man sitting nearby said he worked for a fire department and began to help her, despite being initially scolded for being in the aisle during the ascent, Hammond said. He asked if there was a doctor and then tended to the woman himself through seizures and periods of unresponsiveness. The good Samaritan helped the woman for more than two hours, according to Hammond."He 100 percent kept the plane calm," she said. "He kept us calm because he was so in control."The woman seized "dozens of times" during the flight, but the man would keep her breathing and wake her up, according to Hammond. About 40 minutes in, another person also stood up to help. She said they went through nearly two cans of oxygen from onboard the plane."He just kept her talking, kept right in her face, just kept her going," Hammond said. "And then he knew he was losing her and all this stuff. But by the end, we'd have like 50 seconds of her being unresponsive."A video Hammond posted on Facebook showing the man helping the seizing woman had been shared hundreds of times Monday afternoon.WARNING: The video may be disturbing to some viewers. 1605

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