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Student loans borrowers are still struggling right now, even with payments on federal loans suspended.Nearly half of borrowers in a new survey from personal finance site Student Loan Hero have lost income during the pandemic. About 34% have had their pay or hours cuts and more than one in three borrowers are experiencing food insecurity.Currently, federal student borrowers have placed in an administrative forbearance, which allows them to temporarily stop making their monthly loan payment. The suspension of payments will last until Sept. 30, 2020, but they can still make payments if they choose. About two months before the pause on federal student loan payments is scheduled to end, advocates are warning we're not ready.“Back in March, when the CARES Act was passed, I think September 30 made a lot of sense at that point. We were hopeful that by September we'd have the virus under control, that we'd be getting back to normal, that things would be reopening,” said Sam Gilford, Director of External Affairs at the nonprofit Student Defense. “But of course, here we are in July and it's clear that's not the case.”Student Defense has been representing students who had their wages garnished months after the CARES Act said that's not allowed.Just last week, the Department of Education said it's still happening to thousands of borrowers.The organization stresses that now is the time to be your own best advocate.“Many people will be eligible for what's called 'income-based repayment,' which is a repayment plan where your payment varies based on your income and if your income drops to certain level, your payment will drop to zero,” said Gilford. “That can be a really good option for a lot of people, but it's something that takes time to get started so don't wait until October 1.”Gilford says to watch out if you contact the company in charge of your student loans and they recommend forbearance instead of income-based repayment. You get a temporary pause on your payments, but interest keeps growing so your loan is getting bigger.There's another reason not to wait to contact your servicer.Student Defense says even in good times, servicers struggle to keep up with the volume of requests and calls from borrowers. So, it's likely they'll be overwhelmed if the pause on payments lifts at the end of September.The Department of Education is expected to start communicating with borrowers next month about their loan payments getting ready to start again.Click here to learn more about your student loans and read frequently asked questions. 2567
Telecommunications company AT&T told its customers on Wednesday evening that they may need to restart their device in order to regain cellular service following a massive service outage. According to the outage tracker Down Detector, a sudden spike in AT&T outages were reported around 6 p.m. ET. Thousands of customers were reporting that their AT&T cellphone service was out. "If you've experienced an issue when making wireless calls, please restart your device, this might be required multiple times- that should resolve the issue," AT&T said on its Twitter page. AT&T said in a statement that it is aware of the outage."We are aware of an issue affecting some users ability to make certain wireless calls. These users should restart their devices, which should resolve the issue," the company said.By 9:30 p.m., outage numbers were returning to normal levels, according to Down Detector.Some customers said that restarting their device did not solve the issue. 1030

Students ordering books online have the chance to get a high percentage off textbook rentals and to sign up for free trials.Offers.com says opting for digital purchases or rentals can reduce costs. It suggests trying Textbooks.com for up to 90 percent off textbook rentals, or signing up for a free trial at Chegg for purchasing books online.Other college saving tips from Offers.com: 412
TERRE HAUTE, Ind. (AP) — A man who killed a Kansas girl more than two decades ago has been executed in Indiana.Keith Nelson became the fifth federal inmate put to death this year and second this week.Nelson received a lethal injection Friday at the federal prison in Terre Haute, Indiana, after a higher court tossed a ruling that would have required the government to get a prescription for the drug used to kill him.Questions about whether the drug pentobarbital causes pain prior to death had been a focus of appeals.Nelson grabbed 10-year-old Pamela Butler off the street on Oct. 12, 1999, as part of a plan to find a female to rape and kill. 654
Survivors of the 2016 Pulse nightclub shooting are opening old wounds to seek justice as the trial of the gunman's widow opens in Orlando.Jury selection begins Thursday in the federal trial of Noor Salman, who is charged with providing material support to a foreign terrorist organization and obstruction of justice for allegedly misleading law enforcement agents investigating the massacre on June 12, 2016.Salman has pleaded not guilty to all the charges. If convicted, she could face life in prison.Prosecutors believe Salman was aware of her husband's plans and will argue that she could have tipped off authorities to prevent the mass shooting at the gay nightclub, which left 49 people dead and more than 50 others wounded.Salman's attorneys will claim that their client had no prior knowledge about Omar Mateen's plans and that she was a wife enduring her husband's abuse. One of her attorneys has said that Salman suffers post-traumatic stress disorder due to years of physical and mental abuse, CNN affiliate WKMG reported. Selecting a fair jury 1067
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