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It's Hispanic Heritage Month.Sites like Yelp and Nextdoor are encouraging people to support Hispanic-owned businesses in their communities.This week, Yelp launched a tag that allows businesses to mark themselves as Latinx-owned.Nextdoor is teaming up with the group We Are All Human to provide resources to Hispanic-owned small businesses. They'll also provide free advertising during the month.The U.S. Hispanic Chamber of Commerce represents more than 4 million Hispanic-owned businesses. It says Latino business owners have been hit particularly hard during the pandemic and need support.Many have limited relationships with banks and are in neighborhoods considered “challenging” to lend to. Many were left out of the Paycheck Protection Program.“In round one, we saw many Latino-owned businesses were really largely left out of those opportunities,” said Ramiro Cavazos, President of the U.S. Hispanic Chamber of Commerce. “Half of our businesses have banking relationships. If you did not have a bank relationship, many of them were shut out.”On average, Hispanic-owned businesses only have about 27 days’ worth of capital reserved. A quarter of them have had to close, at least temporarily, since the pandemic began.“Our Latino-owned businesses provide jobs for our community,” said Cavazos. “They also pay taxes and make investments in their community. And these businesses really are the lifeblood of consumer spending."According to a study by Stanford University, Latino-owned businesses contributed 0 billion to the U.S. economy in the past decade. 1570

It’s that time, when stores offer up their best deals on the hottest items. Some of the advertised deals can even cause customers to stand in lines for hours and even camp out the night before the items go on sale. But this could be a big waste of time.“Don’t buy something just because it’s on sale,” says Kevin Brasler, the executive editor of the consumer watch dog group Consumer’s Checkbook.Brasler tracked sales and deals at 19 major retailers for nearly a year to find out which companies are telling the truth when advertising their sales.  "Most of these stores offering big ticket items are just offering the same deal they did before and the same deal they offered the next week,” says Brasler of his findings. “It wasn't a special price."  The worst offenders range from big box stores to high-end retailers. And with Black Friday around the corner, Brasler warns consumers to be cautious of those doorbuster deals, especially those early morning sales urging you to get up to get amazing deals on hot items before they go.   "There's for sure no reason to get excited about most of the items they are selling on Black Friday, because we found the sales they are offering then are just about the same as they otherwise are," he says.  Then there are those buy one and get one half-off sales. Brasler says these, too, are often a sham.  "These sales they just call them different sales; it's really rare that they have a super good price that you better grab right then and there otherwise it will go away forever,” Brasler says.  That's because the less expensive item is usually the one that gets the half-off deal. So, in reality, you're really not saving that much at all.Also, beware of going out of business sales.    "You're not offering them a special price; you're offering them the usual price," Brasler says.  Sometimes, the third-party liquidator prices the items higher than the original price. That’s what happened with Toys-R-Us closed.  "Even if it's illegal or not, it's sure dishonest," Brasler says.  Out of the 19 stores Checkbook.org watched, they said Costco and Bed Bath and Beyond were among the most trustworthy, but that's mostly because they rarely have sales. 2271

INDIANAPOLIS -- A Marion County, Indiana toddler is dead after suffering extensive head trauma from weeks of suspected abuse and his father’s girlfriend has been charged in connection with his death.Two-year-old Jose Cubas Rivas was rushed in for emergency surgery on October 28 after Dilcia Chavez Claros brought him into the hospital unconscious.According to court documents obtained from the Marion County Prosecutor, Claros, 30, told doctors that the child had fallen off a bunk bed and lost consciousness while playing with her two sons.The 2-year-old was rushed into emergency surgery for a fractured skull and bleeding on the brain. During the surgery, Doctors had to remove a portion of his skull to release some of the pressure on his brain. In addition to head trauma, they noted several unexplained bruises and smaller injuries covering Rivas’ body with no history of medical treatment to explain them. the injuries.Doctors called the Department of Child Services after concluding that the injuries to the child’s head were so severe that they could not have been accidental. Claros was arrested two days later in connection with his death.Rivas was pronounced dead on November 1 after doctors said his brain showed no signs of activity.While investigating the child’s death, investigators uncovered details surrounding suspected abuse dating back to early September.Those details are spelled out in a 17-page report filed by the Marion County Prosecutor's office on October 2. In them, a social worker told police that she had helped the family get housing, beds and insurance back in August.The social worker said she first noticed signs of abuse on the 2-year-old during a follow-up visit in September and had filed a child abuse report through DCS on September 20 - over a month before Rivas' death - but had never heard from the investigator assigned to the case.During that first follow-up visit, the social worker told police that Rivas had, “two dark black eyes, a large bump on the front of his forehead, a small bruise on the left side of his cheek.” The child also had a busted and swollen lip and the social worker said it looked like he had been punched in the mouth.When she asked Claros what happened, the social worker said Claros became, “noticeably nervous and began stumbling over her words.”Claros claimed Rivas’ injuries were all from when he fell outside while he was with his father. She admitted to the social worker that she beat her children, but had no feelings for the 2-year-old because she was not his mother.After several canceled follow-ups, the social worker visited the family again in mid-September. This time, she said the child had new injuries to his head which Claros again blamed on him falling off a table.Claros told the social worker that she had taken Rivas to the hospital on September 11 after police were called on her while she was shopping at Plato’s Closet.The report filed by the officer that day said a witness had called police after she saw a young boy with “two black eyes and swelling on the side of his face.” She also saw “bruises on both of his upper arms that looked like handprint marks as if someone had grabbed him roughly by his arm” and “marks on the front of his neck that looked like bruises from someone picking him up by his neck.” The officer noted that the mother told him the child had fallen from a table and that the doctors reported there was “low suspicion for non-accidental trauma.”The detective noted that it appeared no MRI, X-Ray or scan of any type was taken when the child was treated at the hospital.On October 28, Claros told detectives she had taken her three children to Goodwill and that Rivas had gotten sick inside the store. After taking him home, she said she had given him crackers and juice but he eventually went to play with his brothers.Claros said one of her sons came to her later while she was cooking dinner and said Rivas had fallen from a bunk bed and was not moving.She told detectives she tried to revive the child with mouth-to-mouth and when that didn’t work she put him in a cold shower. When that didn’t work either, Claros said she used rubbing alcohol under his nose but could still not get him to wake up.Claros said she called the child’s father who told her to take him to the hospital.She told detectives she waited 10 minutes and then changed the child’s clothes before driving him to the hospital.Claros was arrested and charged with neglect of a dependent resulting in death.  4538

It's not too late to jump on the lottery train — there's more than billion up for grabs this week.After nobody won Saturday's Powerball top prize, the potential jackpot has swelled to an even more monstrous amount.The numbers drawn Saturday were 62-16-54-57-69 and the Powerball was 23.The potential Powerball jackpot has now climbed to 0 million for Wednesday's drawing. The winner can also opt for a cash prize of more than 4 million, from which the federal government will take 25% right away, and more later.But if you are itching to play, you could win even more on Tuesday. Mega Millions is now offering a potential prize of .6 billion. 661

It's no secret that smoking and secondhand smoke are not good for your health. But a new study shows just how detrimental secondhand smoke is for children. "In past studies, we found up to nearly one-in-two children who come to the pediatric emergency department are exposed to tobacco smoke," said Dr. Ashley Merianos, an associate professor in the School of Human Services at the University of Cincinnati. Dr. Merianos led the study, comparing 380 children living with a tobacco smoker with 1,140 children who are not. The ethnically diverse study found that the children exposed to secondhand smoke at home were more likely to be hospitalized."We also found that the children who had been exposed had increased respiratory-related procedures, increased diagnostic testing. So, for example, being tested for the flu and laboratory testing, as well as radiologic testing, including x-rays of the chest and lateral airways," said Dr. Merianos.The children who were exposed to secondhand smoke were also more likely to be prescribed medications like steroids or inhalers. "Our findings highlight the need to universally screen for tobacco smoke exposure during every pediatric healthcare visit and provide interventions to reduce and prevent exposure among patients and their families," said Dr. Merianos.Dr. Merianos says intervention is key since hospital emergency departments mostly treat underserved patients with high tobacco use and limited access to information about quitting."I think right now, with the COVID-19 pandemic, there has never been a better time to quit. And the reason I say that is we know that there is emerging evidence that both smoking and vaping make it more likely that you have COVID and more severe COVID symptoms," said Dr. Susan Walley, the Chair of American Academy of Pediatric's section on Nicotine and Tobacco Prevention and Treatment. Dr. Walley says she's not surprised by the results of the University of Cincinnati's study, adding that secondhand smoke exposure has short-and-long-term health effects on children."Children who have secondhand smoke exposure are more likely to have ear infections, pneumonia, asthma and if they have asthma, more likely to have more severe asthma attacks like we see in this study," said Dr. Walley.Dr. Walley says children exposed to tobacco smoking parents or older siblings are also more likely to smoke themselves as they get older. Doctors hope the study highlights the importance of encouraging parents to quit tobacco use for good, for the sake of their own health and the children they love. 2581

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