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As the economy slowly reopens, Americans are still filing for unemployment at record rates. For some, staying off the job makes more sense than returning to work.“I’m one of those teachers at high risk,” said Patty Candelaria, a teacher in Austin, Texas. “I’ve had open heart surgery three times. I’m concerned because we can’t predict the future.”She just completed her 20th year of teaching.“I’ve never felt so afraid to be face to face with students and worrying about what germs we’re all carrying,” she said.Candelaria has been teaching summer school from her virtual home classroom. She’s concerned to go back to school in the fall if she’s forced to be there in person.“Those classrooms are germ factories on the best day,” said Lily Eskelsen Garcia, President of the National Education Association. “No one wants those public schools open more than the people who love those kids and work in those schools. But we want them open safely.”“I feel like it’s our district’s responsibility to protect,” Candelaria said.She’s not alone. From rideshare drivers to teachers and flight attendants, workers are having to consider many factors before returning to work.“I think it’s quite scary to go back to work if your employer hasn't put the appropriate safeguards in place,” said Peter Ganong, an Assistant Professor of Public Policy at the University of Chicago.Ganong has been studying the impact of unemployment insurance.“We found that it did quite well in the sense that it has replaced all of the lost income for people who have lost their jobs, and then some above and beyond that as well,” he said.Payouts are usually low to encourage people to apply for jobs, but the Coronavirus Aid, Relief, and Economic Security, or CARES, Act changed that.“What the federal government did is it said, ‘We’re going to add an extra 0 per week to everyone's UI benefits, and that was designed and intended to raise up everyone’s benefits precisely because there are no jobs available in many places,” Ganong explained.That’s exactly what happened to flight attendant Brittany Horn.“I am on unemployment,” Horn said. “A lot of our regular routes were cut and so there were just too many flight attendants and not enough flying.”“Most of the junior flight attendants probably are making more on unemployment,” she explained. “But it also depends on how many hours you work.”Across multiple industries, this has been a discussion. Unemployed workers are making more on unemployment than they did working their jobs. That brought fairness into question.“If you're a janitor and you work at the hospital, you're getting the same pay as before and you’re facing increased risk at your job,” Gangong said. “If you're a janitor and you're at a school, you're going to get paid 40 to 50% more on UI benefits than you were getting when you were working.”Ganong estimates about two thirds of unemployed workers have benefits that are greater than their prior wage. But that will soon change. As businesses start opening back up, that option won’t be available for many.“If your employer calls you back to work, even if your UI benefits are higher than your prior wage, you're required to go back to work or you'll lose your benefits,” Ganong said.Under the CARES Act, that higher level of benefits is set to expire July 31.Brittany’s three-month voluntary leave comes to an end in August.“If the flights don’t start picking up significantly, because right now with the CARES Act, we can’t get furloughed. But starting in October, that’s when technically we could. So, I think everyone’s keeping their hopes up that we are able to continue working come October,” Horn said.And Candelaria is awaiting a decision from the district on what going back to school looks like, before factoring in her health concerns.“None of us want it, so that’s why we’re staying safe at home and building classrooms in homes,” she said. 3910

AUSTIN, Texas – The Texas Medical Association has created a handy chart to help Americans determine how risky everyday activities are when it comes to contracting the novel coronavirus.From opening the mail to going to a bar, TMA’s COVID-19 Task Force and Committee on Infectious Diseases have ranked activities on their risk level for COVID-19.The activities are broken down into these levels: low risk, low-moderate risk, moderate risk, moderate-high risk, and high risk.TMA says the levels are based on input from the physician members of the task force and the committee, who worked from the assumption that – no matter the activity – participants were taking as many safety precautions as they can.No matter the activity, TMA says it’s best if you stay home if possible, wear a mask and maintain at least 6 feet of distance when you have to go out, and practice safe hand hygiene.TMA’s task force is made up of 15 physicians who are experts and leaders in medicine, some of whom are in direct patient care.The task force has researched and written in the neighborhood of 25 whitepapers and guidance documents to help inform Texas physicians as they battle the COVID-19 coronavirus. They created those papers and guidance to help inform and guide the more than 53,000 TMA members across the state as they battle the pandemic and care for Texas patients. 1365

Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

As part of his push to get schools reopened in the fall, he is calling on Congress to approve 5 billion in funding to help with additional costs associated with the coronavirus pandemic.“This funding will support mitigation measures such as smaller class sizes, more teachers and teacher aides, repurposes spaces to practice social distancing, and crucially mask wearing,” Trump said.Trump is also taking a different tact to compelling schools to reopen. Previously, Trump threatened to pull federal funds from schools that did not reopen. Many of those funds are through the Title 1 program, which are directed toward poorer and disadvantaged schools.Rather than pulling federal funds from schools that opt for virtual learning, Trump said that the supplemental funds would go with the students. Under his proposal, students could use federal funds for other in-person learning options, or for homeschooling.“If schools do not reopen, the funding should go to parents to send their child to public/private, charter, religious or home school of their choice, the keyword being choice,” Trump said. “If the school is closed, the money should follow the student so the parents and families are in control of their own decisions. So, we would like the money to go to the parents of the student. This way they can make the decision that's best for them.”Trump said that the CDC would issue new guidance Thursday evening on how to safely reopen schools.While Senate Republicans seem poised to pass additional education funds as part of a broader stimulus plan, Democrats are not as enthusiastic.Speaker Nancy Pelosi told reporters on Thursday that the bill “so far falls very short of the challenge that we face in order to defeat the virus and to open our schools and to open our economy.”The bill also includes funding for coronavirus tests and a second round of stimulus checks. 1887

AUBURN HILLS, Mich. — Faculty and staff at Oakland University in Rochester, Michigan are being trained to fight active shooters in a unique way – by using hockey pucks. University police are conducting the training sessions, which were organized by the OU Union and the American Association of University Professors, to improve classroom safety for all. The use of hockey pucks allows those vulnerable to an active shooter attack to fight back with something heavy that will also cause a distraction, according to OU Police Chief Mark Gordon. "Hockey pucks provide the ability to be carried in briefcases or backpacks, are not considered a weapon and will meet the goal of distracting the shooter,” Gordon said. The OU Union has distributed hockey pucks to 800 of its members and will distribute an additional 1,700 pucks to students. "Part of the strategy for fighting is you need to create a distraction to give yourself time as a group in a classroom to rush the gunman so you can get your hands on the gun and take it away from the shooter," Gordon said.Although police and organizers find the pucks to be a good solution to the threat of a mass shooting, some students on campus disagree."I found it, at first, absurd," said Adam Kalajian, a third-year student at OU. "What good will it do? I mean, there’s an armed person coming in, why would you chuck a puck at them? What’s it going to do? Nothing." Jacob Gora, a fifth-year senior, echoed the same sentiment. "If I was to give you a puck and I had a gun, would I be able to take you out easily?" Gora asked. "I mean, a puck isn’t going to distract me or stop me from shooting someone."According to a release, the pucks also serve a second purpose. They're being used as a fundraising tool to equip all campus classroom doors with a lock that can be used without exiting the room in the event of an emergency. Already, ,000 has been raised for interior classroom locks through donations from the union and the Oakland University Student Congress.To view OU's active shooter guidelines, click here. But be warned — the reenactments in the training video are graphic.  2225

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