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For teachers and other educators, it has been a bumpy summer full of unknowns.Used to delivering answers to students, they are now asking questions about what they can expect during the fall semester.“It’s a lot of uncertainty,” said Jo Pustizzi, a high school teacher in Colorado Springs, Colorado.The one thing Jo and her husband, Jim, who is also a public school teacher in Colorado Springs, can rely on is the source of income they have been generating from their Airbnb.Seven years ago, the couple converted their cabin in the Rocky Mountains into a place to stay for out-of-towners looking to escape.“Jo had to really convince me to do an Airbnb, because we had put so much work into the cabin that I didn’t want someone to abuse it,” Jim said.Jo and Jim are far from the only ones as well. Airbnb says it has seen more teachers turn to the service as a way to supplement their income.In 2019, Airbnb says teachers raked in 0 million through rentals. About million of that came during the months of June, July and August, when they were not teaching.It is a big jump from 2017, when teachers brought in 0 million, million coming during the summer months.“It’s kind of like our own little business, too, so it is fun,” said Jo. "It’s fun just reading reviews or talking to people on the phone.”It gives the Pustizzis a way to live their lives a little more loosely as they near retirement age and worry about their pensions amid the pandemic.It also gives them a chance to look back on reviews knowing they did what they do best: share information and experiences."People enjoy the same things that we enjoy and it’s cool,” said Jim.“It feels good knowing other people are feeling good,” added Jo.For a couple whose profession and passion is in flux, what more could you ask for? 1806

Former Oklahoma football coach Bob Stoops is helping coach the Sooners again because of coronavirus issues. The Sooners had to postpone last Saturday's game against West Virginia and temporarily paused organized team activities due to positive COVID-19 tests and contact tracing throughout the program. The situation affected the assistant coaching ranks, leading Oklahoma coach Lincoln Riley to ask Stoops for help. “It was great,” Riley said during a press conference with media members. “It’s nice. It’s been kind of in our hip pocket this whole time. If we had any staff member that fell off, we’ve got a Hall of Famer sitting on the bench. So that’s a pretty good bench when you can call that guy up.” 714

For the folks in your life who never stop watching political news or talking politics, there are plenty of things to buy them for Christmas.Every year, a new ornament celebrates the beauty of the president's official home. The Official 2018 White House Christmas Ornament sells on Amazon.com for (on Cyber Monday it is priced at .90). It features the White House and honors the administration of President Harry S. Truman. Last year's ornament doesn't depict the White House; instead, it features a bald eagle and honors the administration of President Franklin D. Roosevelt. It is selling on Amazon for .91.Is your political pal a big debater? There's a game for him or her: The Contender. Retailing for , this game allows players to become a presidential candidate on the debate stage.If the politics fans in your life love their coffee or hot tea, there are plenty of mugs with "warm" (sarcastic) messages, such as "What a time to be alive." For those who look up to the women on the Supreme Court, check out the "Squad Goals" mug.Bonus: Anyone who is a Ruth Bader Ginsberg fan will have no shortage of mugs featuring her face to buy on Amazon.Maybe you know a few people who aren't the biggest fan of President Donald Trump? If that's the case, there's a clock that counts down to the final day of his current time in office.But maybe the gift recipient is a HUGE fan of Trump: In that case, go for the life-size, cardboard cutout of the world leader himself. 1503

Former first lady Michelle Obama discusses her dislike of President Donald Trump — as well as personal details of her life before and during her time in the White House — in her highly anticipated memoir, "Becoming," The Washington Post reported Thursday.Obama says she would "never forgive" Trump for the rumors he spread questioning the legitimacy of President Barack Obama's American birth certificate, which she said threatened her family's safety."The whole [birther] thing was crazy and mean-spirited, of course, its underlying bigotry and xenophobia hardly concealed. But it was also dangerous, deliberately meant to stir up the wingnuts and kooks," she writes, according to the Post, which obtained an early copy of the book. It will be released next Tuesday."What if someone with an unstable mind loaded a gun and drove to Washington? What if that person went looking for our girls?," she adds. "Donald Trump, with his loud and reckless innuendos, was putting my family's safety at risk. And for this I'd never forgive him." 1041

For most of the pandemic, people have enjoyed record low interest rates, making way for a boom in mortgage refinancing. But experts say the upcoming election could have a major impact on whether those rates stay low."I think for a lot of reasons there will be even more volatility. You have the backdrop of the pandemic, you have quite a rivalry," said Josh Stech, Co-founder and CEO of Sundae, a company that helps people with homes in bad condition get their properties sold. Stech says the pandemic has created even more of a wedge between the two parties and interest rates will be impacted."I would say that we’re cautiously optimistic that we’ll see a strong 2021 regardless of who wins but there’s always that looming uncertainty of who wins and also what policies that follow that, that could impact unemployment, that could impact tax rates, that could just change consumer behavior again," said Stech.Matthew Garcia, a Senior Loan Officer with Supreme Lending, says historically, interest rates waver before an upcoming presidential election. "Last election in 2016, rates were in the lower threes. Literally, two to three days later rates went into the fours. That’s how violent and how rapid interest rates can move. A lot of folks', mistakes people make is they think the government makes interest rates. They don't. Interest rates for mortgages are controlled by bond market activity," said Garcia. Specifically, Garcia says, treasury bonds and mortgage-backed securities."Now, at some point, depending on what the next president decides to do, if that affects monetary policy by the Fed(eral Reserve) and the Fed has already come out and said we don't plan on changing anything but the president has the ability to influence that. If they make a decision that could ultimately affect what the Fed’s decision on monetary policy is, we would see a rapid increase in interest rates according with that," said Garcia.Another potential big influence on interest rates? "If COVID-19 is cured, you’re going to see rates spike overnight. Or any kind of change in economic policy or even, too, the economy itself being affected by COVID has the potential to drive interest rates a lot higher. So, there’s definitely on the horizon two major components, the election and COVID cure that are going to affect interest rates going forward," said Garcia.Garcia says it's best to take advantage of interest rates while they're low. Experts recommend speaking to a loan officer or financial advisor before taking out a loan. 2531

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