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As the nation continues to face a shortage of nurses, parents in Chicago say they’re feeling the effects particularly hard when it comes to their children’s public schools.Mason Rodriguez is a smart, gregarious 6-year-old boy, who enjoys going to school. When he comes home each day, his mother, Laurel Henson, asks if he had daydreams. That’s because Mason has epilepsy, and the word daydreams is used to describe his seizures.Henson says her son’s seizures are getting worse.“He has them every couple days,” Henson says.Mason’s school has no dedicated nurse, and the medication he’s been given in the event of a serious seizure is not something a teacher can administer. “The issue is they have no one on staff at the school, obviously because there’s no nurse to administer the medicine, because it has to be done rectally and they have to be certified,” Henson explains.As a result, Henson says the school told her that in an emergency, they would call 911. But she worries officials wouldn’t get there fast enough.“For the district rep to say, ‘Were not a Band Aid service,’ it’s like, this is not a Band Aid issue. This is my kid’s life, and there’s other kids, ya know?” Henson says.According to the American Nurses Association, the nationwide nursing shortage is so bad that by 2022 there will be more registered nurse jobs available than any other profession.The shortage has hit Chicago Public Schools particularly hard. A million plan--put forward and passed by the Board of Education just this week--aims to add more nurses to the district’s schools, including Mason’s. But not all parents see this as the solution, because the nurses would be temporary.“People from temp agencies have come in untrained, unreliable,” says Wendy Katten.Katten is with Raise Your Hand for Illinois Public Education, an education advocacy group made up of parents. She says there are only 100 certified nurses, and Chicago has over 500 schools. Some parents have now left jobs to be at school with special needs kids.“There are three federal laws that you know are in place to protect children, and those laws aren’t being followed,” Katten says. “The fact that parents are sitting in schools missing work, not getting a pay check because the district is violating, you know, laws, is outrageous.”Chicago Public Schools declined our requests for an interview, but sent us a statement saying, in part, they’re also hiring “20 board employed nurses…” and that they’re working to “ensure every student receives the support and services they need…”“Ensuring greater consistency in nursing services is a top priority for the district, and we are working to strengthen staffing by hiring an additional 20 board-employed nurses and expanding the pool of available vendor support. We will continue working with schools and families to gather feedback and ensure every student receives the supports and services they need to access a high quality education,” read part of the statement.Henson thinks temporary nurses could definitely help her son, but she says it isn’t a long-term fix. 3122

As our country works to rebound, we're helping you manage the pressure as the pandemic is shifting caregiving responsibilities.More millennials are taking on this responsibility now. They're becoming a greater percentage of what's known as the "sandwich generation." Those are people who are caring for both their own kids and their aging parents.New numbers from insurance company New York Life show a third of millennials are doing this now.“We're not replacing the typical 49-year-old woman who's the family caregiver. She's still doing it, but the need is so great that more and more young people are called into the role as well and that's going to continue well after the COVID pandemic,” said John Schall, CEO of the Caregiver Action Network.Nearly half of the so-called "sandwich generation" expect to be a caregiver in some capacity for six or more years.The added financial strain is one concern. Schall says out of pocket expenses can be about a thousand dollars a month.More than half of these caregivers say they're spending more than usual per month to care for others as a result of the pandemic. That means they're contributing less to their savings and their retirement.There's also the concern about the mental toll.“With millennial generation caregivers, you may not be thinking about depression, you know, at that age, but the fact is the sheer stress of the role of being a family caregiver increases that risk of depression twice as often,” said Schall.If you are feeling overwhelmed, the caregiver help desk from the Caregiver Action Network can be one place to turn. You can call them free of charge at 855-227-3640. 1648

At least 200 people were injured in a 6.3 magnitude earthquake that struck near the border with Iraq, Iran's semi-official Fars News Agency reported.Sunday's quake in the western part of the country was about 6 miles deep, the US Geological Survey said.Buildings were damaged in various rural areas in SarPol-e zahab and Qasr-e-Shirin, causing walls of some homes to fall, says Fars.Tremors could be felt as far away as Baghdad. Social media users in the Iraqi capital uploaded videos of furniture moving and chandeliers swinging.The quake was about 12 miles from Sarpol Zahab, Kermanshah province, the USGS said.Iran sits on a major fault line between the Arabian and Eurasian plates and has had many earthquakes.The-CNN-Wire 734

As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources.  5633

As millions of Americans are struggling to find work, some have stopped looking and decided to create an opportunity for themselves instead.Experts believe this is evident in the sudden spike of new business applications.For example, a few months ago, Leigh Altshuler in New York City lost her job and rather than search for a new one, she decided to invest her entire savings into a business around her passion for books.“I was caught definitely by surprise,” said Altshuler. “I felt so low when I lost my job and to be able to turn this into something that makes me feel so lucky and so fortunate, is already a huge success.”Altshuler’s bookstore, Sweet Pickle Books, is expected to open by the end of October.Nicolas Bryon took a similar path.“I was working at a local restaurant here in Tampa when the pandemic hit,” said Bryon. “I was a forced layoff."Bryon and his brother recently opened a meal kit business around the chef’s homemade pasta. Starting a business together was an idea they had kicked around for years, but never had the time to flesh it out. That is, until Bryon lost his job.“Definitely had the time to slow things down and plan things out,” added Bryon.The business has taken off, providing more than a good income for the siblings.“I feel free,” he explained. "I feel a lot freer than I did a few months ago. Doing what I love, like on my own time, creating my own dishes and being financially sustained. It’s awesome.”According to data provided by the U.S. Census Bureau, across the country, there have been at least 3.2 million new business applications filed this year. This time last year, that number was around 2.7 million.“It is hard to know at the moment as to whether or not this trend that we have seen, that is very discernible, is going to continue and it is hard to know exactly what the real impact over time is going to be,” said John Dearie, founder of the Center for American Entrepreneurship in Washington, D.C.Dearie believes new businesses like Sweet Pickle Books and Pasta Packs have an uphill battle. However, if these businesses and other new ones survive, they could be a major factor in our economic recovery.“Startups are disproportionately responsible, they are not the only source, but they are the major source, but disproportionately responsible for the innovations that drive economic growth and job creation in the economy,” explained Dearie.For now, they are helping at least three people survive and find purpose in this pandemic. 2497