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Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952
Tom Steyer is spending another million to put a second anti-Donald-Trump advertisement on national television -- this time taking aim at the President's tax overhaul push.The ad comes less than a month after the Democratic mega-donor and billionaire environmentalist spent million on a one-minute ad calling for Trump's impeachment.The second installment of Steyer's anti-Trump ad campaign begins Thursday with a spot filmed on Steyer's ranch in Pescadero, California. 484

This year’s first rehabilitated eagle is released back into the wild Monday, at Pioneer Trails Recreation Area, just north of Aurora, Colorado.She was originally found near this park March 2, with no apparent injury, but she wasn't flying.“We tested her and she had a lead level of 18.3,” said Betsy Finch, manager of Raptor Rehabilitation. “And that is micrograms per deciliter. Anything above 10 toxic.”Bald eagles are getting sick and dying from lead poisoning after eating the carcasses of animals shot with lead bullets. The Fontenelle Forest Raptor Recovery Center typically sees 20 eagles a year, it’s already hit that number this year; only two have survived.For the past seven weeks, Finch, has nursed the eagle released Monday back to health, treating her for lead poisoning, as she has done with many other eagles.“This is a real eagle celebration today,” Denise Lewis, Director of Raptor Recovery said. “This is what it’s all about.”Before her big moment, she is banded and photographed.It's bittersweet. Finch invests a lot of time nursing these birds back to health. But she insists, she isn't sad to see her go.“Not really,” Finch said. “They don't belong with us.”Out in the wild, she'll go right back to hunting, and soaring free.“If she has a mate out there she will find that mate,” Finch said.And she said it's not too late for her to breed yet this season.If you find an injured raptor, such as an eagle or an owl, call the Raptor Recovery Rescue Hotline at 1866-888-7261. 1531
Today we join millions of baseball fans and Puerto Ricans in celebrating Roberto Clemente’s life and his immense contributions to baseball and equality. He was one of my all-time favorite players – Roberto had everything! #ClementeDay #Retire21 pic.twitter.com/2Hd0ePPUM9— Donald J. Trump (@realDonaldTrump) September 9, 2020 333
They died heroes by rushing to help after the terrorist attacks on September 11, 2001. Now their actions and legacy are being preserved in a unique way. They are the namesakes of specially-trained dogs tasked with keeping us safe.After six years working together, you'd think much of the work Roxanne Sherwin does with her explosive detection K-9 at the Transportation Security Administration is just going through the motions."This is all just a game for him," Sherwin says.But there's one thing that always makes her pause; calling his name."Every time I call his name I think about the family and what he's doing," Sherwin says. "And that he's out here every day to make sure that that doesn't happen again."Her K-9 Qquappe is named in honor of Lincoln Quappe, a first response firefighter in New York City who died in the 9-11 terrorist attacks."What did you think when you found out where his name came from?" Correspondent Kumasi Aaron asked Sherwin. "I had no idea that they had that program."Qquappe is just one of hundreds of dogs that were named after 911 victims as a part of the TSA Puppy Program from 2002 to 2012. From the moment Sherwin found out, every scent, every sniff with Qquappe took on new meaning."It took a minute to digest that because that's a big responsibility," Sherwin says. "You're taking on someones namesake like that and you want to be the best that you can be so you can uphold it. To the honor that they did."It meant even more when Sherwin met one of Lincoln Quappe's childhood friends, and sent pictures of Qquappe to his family."It hit home," Sherwin says. "It really hit's home with all the victims because it's not just a name that's there. You're actually talking to somebody that knew this person and grew up with them and knew all about them."While Qquappe might not understand the significance of his name, Sherwin says he embodies the same desire to protect and serve as his namesake."He's such a people lover," Sherwin says. "He loves children. He loves his job."And working alongside Qquappe, with everything he and his name represent, makes Sherwin love hers even more."Does it give you a sense of pride?" Correspondent Kumasi Aaron asked. "I wouldn't say pride," Sherwin replied. "But it's an honor. It's an absolute honor." 2283
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