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With so many people laid off and out of work, changing jobs or careers may feel out of the question.However, millions of people are changing careers and doing it successfully—people like Cai LindemanWhen mandated closures were forced upon most businesses in March, Lindeman was a chef at a fine dining restaurant in Washington D.C. The owner of his restaurant temporarily laid off all the staff and suddenly he became unemployed.“I’m not a person who does well when I have nothing to do or work on, so I immediately enrolled in classes at the local community college,” said Lindeman.As restaurant closure lingered far longer than the initial two-week expectation, Lindeman began to re-evaluate his 10-year career in the kitchen.“At this stage in my life, I was starting to think, ‘What does the future look like? Am I going to find myself at 40 or 50 years old still working in the restaurant industry, working these insane hours?’” he recalled.Given those concerns and the volatility of the industry, he decided to make the change. He traded his kitchen knives for a calculator, began accounting classes and got a job at an accounting firm.“I don’t know that I would’ve made the leap now if it wasn’t for the shove off the cliff provided by COVID,” said Lindeman.Lindeman is among millions of Americans making similar leaps. A new poll shows roughly 2 out of 3 people who lost their jobs during the pandemic have switched careers.“I think that is really a shocking statistic for many people because they think, ‘Well, we are in the middle of a pandemic. Now is not the time for a career shift,’ but I have told lots of people, including people within our staffing agency, that now is the perfect time,’ said Stephanie Caudle, CEO of the staffing agency Black Girl Group.Caudle is helping many get back into the workforce by making a new career shift.“Now is the time for millions of Americans out there who for whatever reason feel like they may have settled for jobs that maybe they didn’t necessarily like,” said Caudle. "Now, they have a chance to break that box for themselves and really start embracing the things they really want to do.”Like with Lindemann's case, she is seeing the most successful transitions into the finance industry, paralegal work, tech sector, and especially into computer coding for people who have little to no experience.However, it is worth noting that not everyone is able to make or even consider this switch, especially many of the people Lindeman worked with side-by-side in the kitchen.“There are so many immigrants, documented or otherwise, that flat out, it would not be an option for,” Lindeman pointed out. 2657

child walked out of his daycare classroom in Monroe, Ohio, on Monday, down the hall past the administrative offices and out the front door before a passing stranger found him and took him to his mother. "I'm just thankful the lady stopped and picked him up, and she was a good lady, she wasn't a crazy person," said Candis Coates, the boy's mother. "I was thankful my son knew my name and where I was and his name." The stranger took the young boy, named AJ, to Coates' workplace, where she was working when the incident happened. She said the daycare didn't even realize AJ was missing until she called them about it after her son was brought to her. Coates said her son walked past the kitchen, administrative offices and the front desk before he unlocked a child-sized door and walked out. She said he then sat on a bench in the entry of the daycare for a bit before wandering into a nearby field, with heavy traffic whizzing nearby on Route 4. "My heart broke seeing him in that huge field, and if he would have went one way or the other..." said Lynzie Jestice, who found AJ and returned him to his mother. She's a nurse and a mother of three herself. Her concerns were also warranted; if AJ had gone one way or the other, he could have wandered onto busy Route 4 or, in the other direction, into the four lanes of Roden Park Drive. "I rolled down my window. I was like, 'Hey, buddy, where's your mom?'" said Jestice. Luckily, AJ knew his mother's name and the name of where she worked, which helped Jestice to take him to the right place. "We have strict policies and protocols to ensure the well-being of our children," said Lydia Cisaruk, a spokesperson with Childtime Daycare, in a statement. "Unfortunately, despite our precautions, a situation arose recently in which a child left the premises. The child was unharmed and was reunited with family members. We are taking all appropriate steps to prevent such a situation from happening in the future. We are re-emphasizing our policies and procedures with all staff members to ensure safety protocols are consistently followed. Nothing is more important to us than our children's safety." Childtime Daycare has had a history of 2190

Your credit score. It's the magic three-digit number that offers you access to a world of opportunity, like renting a fabulous apartment, or snagging a cheaper rate on a home mortgage or a car loan.Yet one in five Millennials have never even checked their credit score, according to new data by LendEDU, an online marketplace for student loan refinancing.But if you're not planning on making any major purchases, do you really need good credit?Most people are familiar with the notion of presenting your credit score when you lease a car or rent an apartment. But everything from your deposit requirements set by utility companies to the premium you pay for your insurance can be affected by your credit score, according to Jeff Richardson, a credit expert at VantageScore."A low credit score can mean the difference of thousands and thousands of dollars," says Richardson.Here are three ways you may be really mismanaging your credit:1. Getting sloppy with contractsYou're nearing the end of a car or apartment lease, and the end is in sight. But forgetting to pay that final utility bill before moving, or defaulting on your apartment lease, can land your credit score in hot water, says John Ulzheimer, a credit expert at The Ulzheimer Group."Not paying final utility bills is a particularly important to be wary of since young people tend to be more nomadic than older people," he says.You can also end up with a lower credit score by running up excessive mileage on a car lease or failing to pay for damage to an automobile or an apartment."These are the terms that are often overlooked by younger credit users and jump up to bite them in the form of a large lump sum required payment," he says.2. Overdoing it with credit card applicationsIt can be tempting to apply for retail credit cards to save some money on your shopping purchases, but failing to space out applications can temporarily damage your credit score, according to Ulzheimer.He notes that young people should be particularly cautious over the holidays, when many retailers urge people to take advantage of big discounts for holiday sales.Every time you apply, the creditor will run a credit check before they approve you for a new card.Not only are the credit checks a temporary drag on your score, but opening new cards can drag down the average age of your credit history, another factor that weighs on your score."[Retail cards] result in several new credit inquiries and new accounts, and both of those can hurt your credit scores," he says.3. Avoiding credit altogetherThese days, it feels increasingly easier to avoid using credit cards. Apple Pay, Paypal, Venmo and prepaid debit cards have vastly changed the way people make financial transactions."Back in the day there were very little options outside of a general use credit card," says Richardson.Today, however, young people can't even access credit cards until they have proof of income, as a result of the Credit Card Act of 2009. That is causing many people to delay building their credit score -- a mistake that may haunt them as they try to make larger purchases later in life, according to Richardson."Unless you're going to write a check to buy a car or house, you're going to need some sort of credit," he says. "Credit avoidance is simply not credit management." 3329

Monday in Kansas City, Missouri, is raising questions and concerns from civil rights groups and lawmakers alike.In a Facebook Live video, Cheyenne Hoyt streamed the arrest of her partner, later identified in a 212

Political Analyst John Dadian said this trip isn't just for the President, "we assume that he's going to run for President in 2024 so all of these contacts he's making throughout the country, even here in California are going to help him in his personal future."On Friday, Pence plans to visit the Donna 306

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