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STOCKHOLM — Americans Paul R. Milgrom and Robert B. Wilson have won the Nobel Prize in economics for “improvements to auction theory and inventions of new auction formats.” The Nobel Committee said their discoveries have benefitted sellers, buyers and taxpayers. Monday's award comes as much of the world experiences the worst recession since World War II because of the impact of the coronavirus pandemic. The award caps a week of Nobel Prizes and is technically known as the Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel. Since its establishment in 1969, it has been awarded 51 times and is now widely considered one of the Nobel prizes. 672

TAMPA, Fla. — New court documents show a 3-year-old girl killed in a crash last month was not properly restrained.According to police, the mother, who was driving the car, pulled in front of another vehicle around 7:50 a.m. on January 16, near the intersection of North 40th Street and East Osborne Avenue.According to court documents, three children in the vehicle were in the car on booster seats, however, the booster and car seats were not secured to the vehicle. It's the law in Florida for children to be in a car seat until they turn four years old. Children must be in a booster until they are six years old. Failure to comply can result in a moving violation and about a 0 fine. If a child is injured or killed in a crash and was not properly restrained, child neglect charges can be filed.Police are still investigating the circumstances surrounding the crash on Jan. 18. No charges have been filed yet. 944

Student loan borrowers were targets for scams before the coronavirus pandemic hit. The longer people struggle, the more desperate they become, and that’s when scammers and fraudsters thrive.“They’re using the same playbook, but more aggressively,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.There’s no single scam related to coronavirus relief or specific company to pinpoint that is being prosecuted right now, says Leslie Tayne, a debt-relief attorney and founder of Tayne Law Group. But fraudsters are still out there.There are two main types of scams, says Frotman. In one scam, a company will charge to enroll you in a benefit you could have accessed for free, such as a federal income-driven repayment plan.Tayne says she most often sees scammers promising to get borrowers into a loan deferment program in exchange for payment.In another scam, you’re promised something too good to be true — like forgiveness — in exchange for payment. Then they take your money and run.“It used to be called the Obama Loan Forgiveness scam, and now there’s the CARES Act Forgiveness scam,” says Persis Yu, director of the nonprofit National Consumer Law Center’s Student Loan Borrower Assistance Project.“Borrowers should always look upon advertising that is promising forgiveness with skepticism,” says Yu. No student loan forgiveness was included in the March coronavirus relief package.How to figure out what is legitAs you’re assessing what is real and what is not, take a beat to independently verify a company on third-party sites like the Better Business Bureau’s. Here’s what else you can do:See if there are news stories about scams alongside a business’s name in an online search. Remember: Anyone can pay for a domain name and start a website. Logos, addresses and mailers are easy to replicate, too.Be wary of solicitations that arrive in your inbox or that you see on social media ads. Even if you’re contacted by a party that has your personal information, it doesn’t mean it’s a legitimate organization, says Tayne.If you get a robocall regarding student loan repayment during the coronavirus pandemic, don’t call back. The Federal Communications Commission has seen these and is warning consumers not to fall for these scams.Real relief measures available for borrowersThe coronavirus relief package did include provisions for most federal student loan borrowers, but not private loan borrowers. Individual private lenders are offering benefits such as short-term emergency deferment or waived late fees.Federal loan borrowers are in the midst of a six-month automatic forbearance — with no interest — retroactive to March 13 and lasting through Sept. 30, 2020. Borrowers with loans in default also get relief from collection activities like wage garnishment.However, the implementation of these benefits hasn’t been smooth, says Yu. The National Consumer Law Center and another nonprofit, Student Defense, sued the U.S. Department of Education over allegations that the department continued garnishing wages despite the provision in the law that prohibits it.Implementation mistakes have left borrowers more vulnerable to getting scammed, says Yu.“They’re desperate, and they might be entitled to relief and they’re not getting it,” she says. “Our policymakers and the Department of Education need to step up to get this right so borrowers are not driven to companies leeching off their desperation.”You should be receiving all relief automatically for federal loans. If you’re not, contact your servicer and make a complaint in writing.What to do if you’ve been scammedIf you’ve been scammed, the first thing you need to do is get control of your accounts.“One common iteration of these scams is the company will take over the FSA ID or servicer account and redirect any communications to that company,” says Yu. (The FSA ID is the unique username and password used to log into the federal student aid online system.)? If you’ve given a scam company your password, change your password. You may need to change the email address your account is linked to.? Make sure to report the scam to authorities as well, says Tayne, and hold onto copies of those reports.? The Federal Trade Commission, your state attorney general and the Consumer Financial Protection Bureau are options for reporting scams. Each one actively pursues student loan scammers, but they rely on borrowers to self-report.? If you’re looking to take legal action, contact a legal services organization (if you’re income-eligible) or hire a lawyer.Frotman, Yu and Tayne each said that borrowers sometimes get their money back, but it takes effort.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisFederal Loans Are Paused for 6 Months — Should You Pay Anyway?Student Loan Customer Service: What Your Servicer Can DoAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 4999

Texas-based Ruiz Food Products, Inc. is recalling approximately 2,490,593 pounds of ready-to-eat meat and poultry taquitos that may be contaminated with salmonella and listeria monocytogenes, according to the USDA Food Safety and Inspection?Service. The ready-to-eat taquitos were produced July 1-October 10.The following products are subject to recall: 376

TAMPA, Fla. — A Florida father died after his ambulance broke down and it took nearly an hour to get him to the hospital. WFTS uncovered that this failure is part of a record of repair problems and an even bigger problem putting the public at risk.When Richard Bateman, a 50-year-old father who traveled the world playing with heavy metal bands, collapsed in his living room on September 5, his wife, Amy Bateman, called 911.A Tampa Fire Rescue engine and ambulance arrived within minutes. But when they tried to drive him to the hospital, the ambulance would not start. The crew called for a backup rescue truck.The second ambulance arrived nearly 40 minutes after the first 911 call.“It was heart-wrenching,” Amy Bateman said. “It was horrible.”The ride to the hospital took 11 minutes. Moments after arrival, Richard Bateman was pronounced dead of a heart attack.“If that first ambulance wouldn’t have died, he might not have died,” said Amy Bateman.Records show: 989