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There’s a common anxiety dream that involves walking into a classroom to discover it’s the day of finals and you haven’t cracked a book all semester. Then there’s the waking dream a lot of Americans have — the one where you’re getting ready to retire but haven’t saved enough money to cover expenses if you stop working.Just six in 10 workers report having saved anything — anything — for retirement, according to the Employee Benefit Research Institute, so a lot of people today may be losing sleep over their future finances.Even those who are making a diligent effort to prepare for their golden years are falling short: Data from workplace plan administrator and fund giant Vanguard shows that just 18% of workers save the 10% or more of income that experts recommend squirreling away for retirement. More than a third are putting away less than 4%. (Unclear where your savings stand? A retirement calculator is a good place to start.)Suspect you’re behind? Here are 13 ways later-in-life savers can address anemic retirement portfolios before it’s too late. 1080
This year has been, unique, to say the least, and the holidays will be different and maybe lacking some familiar comfort food from family. Taco Bell is bringing back a menu item to give fans warmth and tradition.Nacho Fries will be available at participating locations nationwide starting on December 24. This is the second time this year the item will be available.“In a year as difficult and uncertain as this one was, we know that consumers crave the comforts they love most. That’s why we’re excited to bring back Nacho Fries for our passionate fans to close out this year and kick off 2021 positively and deliciously,” said Nikki Lawson, Taco Bell’s Chief Global Brand Officer, in a press release.Nacho Fries first appeared on the Taco Bell menu in January 2018.The fries are seasoned with what Taco Bell refers to as Mexican spices and served with a side of nacho cheese sauce.Other new menu items will be available on Christmas Eve, including a nacho taco, cravings pack and a new bacon chalupa. 1010

This article, published in the July 8, 1982 edition of the New York Times, described why Alferd Packer's bust was temporarily installed at the Colorado State Capitol. 174
To end the pandemic, there need to be enough people immune to COVID-19 and there are two ways to do that: immunity through infection or from a vaccine."I think racing to herd immunity is the dangerous thing that I’m concerned about," said Dr. Stuart Ray, a professor of medicine at Johns Hopkins University School of Medicine.Herd immunity is when the spread of the infection cannot be sustained because the number of people who are immune is high enough. Some countries are considering it as a strategy to combat COVID-19.But Ray said it could not work in the US unless much more effective treatments are developed.He says on average, a newly infected person infects two others, so to have herd immunity from COVID-19 about 60 percent of people would have to become immune."We would have something like another 100 million people, maybe more, infected. 150 million more and even if the major complication rate is a fraction of 1 percent, we will still have huge numbers of deaths," said Ray.He said we also don’t know if just having had the infection once will create lasting immunity to control the spread."It possible that you could be immune enough not to get sick and still not immune enough to prevent that spread and so herd immunity is a tough bar for us to aim for because not only do we need 60 percent of people to be immune but we need them to be immune in a way that prevents them from infecting other people," said Ray.The other way to achieve herd immunity would be through a vaccine."Vaccines can work better, provide better immunity than the natural infection does. The new shingles vaccine provides great immunity and protects more than 95 percent of people from getting shingles," said Ray.Several vaccines are still going through the last phase of clinical trials to see if any also creates enough immunity to prevent passing the virus along.This story was first reported by Abby Isaacs at WMAR in Baltimore, Maryland. 1946
This Labor Day, gas prices are set to be the lowest since 2004.According to AAA, the national average is .23, which is down 34 cents from last year.Gas Buddy reported the national average for the lowest-priced gas price on Labor Day was .82 per gallon in 2004.AAA said car trips are down 3% from last year, with air travel being down 75%."That means that motorists should expect heightened traffic throughout the Labor Day holiday, on top of new restrictions and precautions necessitated by the current health challenge," AAA said in a press release.AAA says prices at the pump will continue to drop in the coming weeks, as "demand falls and refineries in the Gulf of Mexico region come back online in the wake of Hurricane Laura." 743
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