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CHICAGO, Ill. – Ten years ago, Aja McClanahan didn’t think she’d be living on Chicago’s South Side. It also seemed like her family would be forever be in debt.“It was a mountain that I did not think we could ever tackle,” said McClanahan.Her family didn’t owe just a little bit of money. “It was over 0,000,” said McClanahan. McClanahan says everything started with student loans. That was the bulk of her and her family’s debt.“Between my husband and I, we had tons of student loan debt, ,000 between the two of us,” said McClanahan. “Then another ,000 was a mixture of consumer debt, car notes, credit cards, medical bills and things like that.” But the family decided debt was not going to define them forever.“I remember when I had my first child, my daughter, I knew I wanted to stay home with her but when I ran the numbers…we were like between bills rent, debt repayment, student loans, we cannot make this work,” said McClanahan. She says her family wasn’t budgeting before they put a plan together to pay down debt. "We just spent money as it came in and whatever we spent it on,” said McClanahan. “But with a spending plan we could prioritize what is important to us. So, it helped us look at how we were spending our money. And we kind of cut the fat.”They made sacrifices including a move from the suburbs of Chicago to the inner-city South Side neighborhood of Englewood. They inherited a house from a family member. “The first night we were there, we were like this is the stupidest thing we have ever done,” McClanahan said. "It was so noisy. Just the urban soundscape if you’re not used to it. So, it’s like sirens, barking dogs, people yelling and shouting in the alleys. We were like what have we done?”But they settled in and made it their home without paying a mortgage or rent.After about eight years of strict spending, side hustle and chipping away, they finally paid it all off. "The final balance was ,700 or something like that for a student loan or something like that and I remember making the payment or something like that and remember calling my husband and saying we’re debt free,” said McClanahan. McClanahan now works as a speaker and author trying to help other people conquer debt. "I find that a lot of people become hopeless around the holidays when you’re expected to have money to go out to parties to exchange gifts. For some people, they feel powerless and out of control because they don’t have money,” said McClanahan.While money isn’t everything, McClanahan says it can impact's more than just a bottom line.“I feel like money touches every part of our lives and if you can fix that money thing, you can get back more control,” said McClanahan. 2712
DETROIT — A flyer distributed around the west side of Detroit is causing concern. Is it racist? Is it real? Is it reversing Detroit's history?The flyer is an advertisement for a community discussion about "White integration into the Russell Woods-Sullivan area." The neighborhood has been majority black for years, but gentrification has recently brought more white people to the area. Rhonda J. Smith organized the meeting and wrote the flyers. She says she chose the wording deliberately to hit some nerves. She's lived in the Russell Woods-Sullivan neighborhood for more than 20 years and is seeing a change with more white people moving into homes."I was tired of hearing the same story about the white gentrifiers and the black victims," Smith said. "I wanted to see if there is another angle I can approach."She's a fellow with the Detour Detroit online newsletter.Smith says some of her black neighbors have complained to her about new white residents walking their dogs and messing up their yards. And another neighbor said they are coming in and taking over, but they didn't exactly say what that means.Race is always a hot issue in Detroit. "White flight" happened for decades in the city. This neighborhood is not far from where the 1967 riots broke out.This story was originally published by Jim Kiertzner on 1333

Coronavirus has become a “get out of jail” card for hundreds of low-level inmates across the country, and even hard-timers are seeking their freedom with the argument that it’s not a matter of if but when the deadly illness sweeps through tightly packed populations behind bars.Among those pleading for compassionate release or home detention are the former head of the Cali drug cartel, President Donald Trump’s former personal attorney Michael Cohen, Ponzi schemer Bernard Madoff and dozens of inmates at New York City’s Rikers Island, part of a jail system that lost an employee to the virus this week.“He is in poor health. He is 81 years old,” David Markus, the attorney for cocaine kingpin Gilberto Rodriguez-Orejuela, wrote in emergency court papers this week seeking his release after serving about half of a 30-year drug-trafficking sentence. “When (not if) COVID-19 hits his prison, he will not have much of a chance.”While widespread outbreaks of coronavirus behind bars have yet to happen, the frenzy of legal activity underscores a crude reality that’s only beginning to sink in: America’s nearly 7,000 jails, prisons and correction facilities are an ideal breeding ground for the virus, as dangerous as nursing homes and cruise ships but far less sanitary.Stepped-up cleanings and a temporary halt to visitations at many lockups across the country in the midst of the crisis can’t make up for the fact that ventilation behind bars is often poor, inmates sleep in close quarters and share a small number of bathrooms.“Simply put, it’s impossible to do social distancing,” said David S. Weinstein, a former federal prosecutor in Miami.The 81-year-old Madoff, who is serving a 150-year sentence for bilking thousands of investors in a .5 billion Ponzi scheme, had just asked last month to be released early in light of his terminal kidney disease. Now his attorney is calling on all at-risk federal prisoners to be released for their own safety because of the coronavirus.“The federal prison system has consistently shown an inability to respond to major crises,” Madoff attorney Brandon Sample told The Associated Press. “My concerns are even more amplified for prisoners at federal medical centers and those who are aged.”Prosecutors argued against Rodriguez-Orejuela’s emergency request and noted that the federal prison in Butner, North Carolina, where both he and Madoff are being held has not had any staff or inmates diagnosed with the virus, and staff are being screened upon entry.It’s not just attorneys for the wealthy and powerful seeking release.In New York, public defenders asked judges to release older and at-risk inmates from the city’s beleaguered federal jails, saying pretrial confinement “creates the ideal environment for the transmission of contagious disease.” The motions cite a provision of the Bail Reform Act allowing for the temporary release of pretrial inmates under “compelling” circumstances.“I truly believe the jails are ticking time bombs,” said David Patton, executive director of the Federal Defenders of New York. “They’re overcrowded and unsanitary in the best of times. They don’t provide appropriate medical care in the best of times, and these certainly are not the best of times.”Some authorities around the nation appear to agree. Police departments are incarcerating fewer people, prosecutors are letting non-violent offenders out early and judges are postponing or finding alternatives to jail sentences.In Los Angeles, the nation’s largest jail system has trimmed its population by more than 600 since Feb. 28, allowing many inmates with fewer than 30 days left on their sentences to be released early. In Cleveland, judges held a special session over the weekend to settle cases with guilty pleas and release more than 200 low-level, non-violent inmates. And in Miami, the top state attorney has urged the release of all non-violent felons and those being held on misdemeanors.“No judge wants to have a dead prisoner on his conscience,” said Bill Breeze, a Miami defense attorney.New York City’s Board of Correction this week called for the immediate release of all high-risk inmates after an an investigator assigned to the jail system died over the weekend of the coronavirus. The 56-year-old man was said to have a pre-existing health condition and only limited contact with inmates. The city’s jail system has about 8,000 inmates, most at notorious Rikers Island.In this 2018 file photo, inmates pass the time within their cell block at the Twin Falls County Jail in Twin Falls, Idaho.However, accommodating the surge of requests poses its own challenge. Courts around the country are shutting down, with only a skeletal staff working. The chief federal judge in Brooklyn on Monday postponed indefinitely all criminal and civil jury trials, encouraging judges to conduct court business via telephone or video conferencing when possible, and to delay in-person proceedings.Prosecutors said in court filings that the Federal Bureau of Prisons has been planning for the outbreak since January, including by establishing a task force with experts at the Centers for Disease Control and Prevention. The BOP on Friday suspended visitation for all federal inmates, facility transfers, staff travel and training for 30 days. Newly arriving inmates are being screened for COVID-19, and even asymptomatic inmates deemed to be at risk are being quarantined. Immigration and Customs Enforcement announced that they would take similar steps.Public health officials stress that older people and those with existing health problems are most at risk from coronavirus but that the vast majority of people will only suffer mild or moderate symptoms, such as fever and cough, with recovery in a matter of weeks.But such assurances are small solace for inmates.The Twitter account of Michael Cohen, Trump’s former attorney who is serving a three-year sentence for crimes including tax evasion and campaign finance violations, shared over the weekend an online petition seeking the transfer of non-violent federal prisoners to home confinement. Addressed specifically to Trump, it argues the move would “give the prison facilities additional (and much needed) medical triage and logistic space for those who will become infected.”“Without your intervention, scores of non-violent offenders are at risk of death,” it reads, “and these people were not given a death sentence.”___Goodman reported from Miami. Associated Press writers Stefanie Dazio from Los Angeles and Michael R. Sisak from New York contributed to this report.___The Associated Press receives support for health and science coverage from the Howard Hughes Medical Institute’s Department of Science Education. The AP is solely responsible for all content. 6778
Deaths linked to COVID-19 in the United States now total more than 800, including nearly 200 in New York City alone, according to a database kept by 161
DERRY, N.H. — A New Hampshire town waited 50 years to open a time capsule, only to find the big surprise was ... nothing.Derry's time capsule was sealed in 1969, and for as long as Cara Potter has served as director of the Derry Public Library, the capsule has sat on the same shelf."Nobody touched it until last spring," Potter 346
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