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FRANKFORT, Ky. — Kentucky State Senator Chris McDaniel is pre-filing a bill that would replace a statue of Confederate President Jefferson Davis in the state Capitol Rotunda with a statue of Carl Brashear, a Kentucky African American Navy sailor and master diver who died in 2006.In 1970, Brashear became the first African-American master diver in the history of the U.S. Navy, despite having his left leg amputated in 1966. The film "Men of Honor" was based on Brashear's life.McDaniel says he'll call for 0,000 to erect a statue of Brashear. The Jefferson Davis statue would be sent to either the Kentucky Historical Society or Jefferson Davis Park under his bill."For the past decade, politicians of both political parties are getting behind the state's historical commission and encouraged them to take action," McDaniel said. "That is not leadership."Kentucky Gov. Andy Beshear believes now is the time to remove the statue."I just want to make the statement that I believe the Jefferson Davis statue is a symbol that divides us," Beshear said in a news conference last week. "Even if there are those who think it's a part of history, there should be a better place to put it in historic context. Right now, seeing so much pain across our state and across our country, can't we at least realize that in so many of our fellow Kentuckians — we talk about compassion in terms of COVID, we ought to have compassion for all pain — can't we understand that at the very least it is so hurtful to them and doesn't that justify it not sitting where it does right now? I don't think it should be in the Capitol Rotunda."Kentucky Attorney General Daniel Cameron agrees the Jefferson Davis statue should be moved."Jefferson Davis is our past, but he didn't define our future, Abraham Lincoln did," said Cameron in a statement on Friday. "I think the Davis statue should be relocated, but it is up to the Historical Properties Advisory Commission. If the commission decides to replace it, I can think of many other historical figures more deserving of a permanent home in our Capitol."Beshear's office says they are working on determining the required steps for moving forward.This story was originally published by Jordan Mickle on WLEX in Lexington, Kentucky. 2264

For so many Americans, 2020 has been one of the most challenging years of their lifetimes. From an unprecedented pandemic, to the fight for racial justice, there are scars that still show as we prepare to usher in the new year. But amid the struggle, there have been signs of hope for a better future.The working manTens of millions of Americans have felt the devastating blows the year has brought with it, particularly Chad Whitenmeyer.“Some of [the conversations we had this year] were very scary,” he said. “We had the ‘what are we going to do for money?’”Whitenmeyer, 39, worked for a factory where he relied on the 12-hour days to feed his family of six. But when COVID-19 hit, he was one of the first people he knew to contract the virus.“When I took a breath, it felt like I wasn’t taking a full breath,” he said inside of his mobile home in Loveland, Colorado. “I thought I was in the process of dying.”Chad first lost some motor function as he stayed quarantined at home. Then, he lost his job and along with it, his family’s insurance.“You go down this black hole that you can’t get out of,” he said.After four months of short-term disability, Whitenmeyer applied for unemployment, but because he contracted COVID-19 so early in the pandemic, he was not able to get a test, meaning he had no proof he was actually diagnosed.It forced his wife to find temporary employment while Chad, a man who had prided himself on being the family’s breadwinner for two decades, to stay at home and provide for their kids in a different way.“It’s one of the worst feelings I’ve had about myself in my entire life,” he said. “It feels as though you can’t provide any worth to anyone around you.”The transplant patientOn June 26, 52-year-old Carl Werden was like so many other Americans: trying to stay healthy, while leading a modest life as a contractor.But on June 27, everything changed when Werden, a man with no underlying conditions, contracted the virus when he went to visit his daughter in Massachusetts.In only a matter of days, Werden’s condition deteriorated and he was sent to the hospital, a place he would remain for the next six months.“I think a lot of people think if they get sick with COVID, they’ll just be in the hospital for a few days and then they can go home, but that’s not how it works,” he said from his hospital bed over a Zoom call.For four months, Werden slipped in and out of consciousness as he battled the virus, but in October, his lungs had finally given up. Doctors said if he did not get a double lung transplant, it would only be a matter of days until he died.“Because of the COVID, there was a lot of fibrosis in my lungs and it just kept getting worse,” said Werden. “They cut me open, then they cut my rib cage in half.”Much like COVID-19, Werden does not know where those donated lungs came from. But, no longer paralyzed by fear, he is thankful to still be here.“I want people to realize there are people who are perfectly healthy, like I was, that go from being perfectly healthy to having a double lung transplant,” he said.The pastorIn San Diego, while still grappling with the effects of the pandemic, Pastor Miles McPherson, 60, was dealing with the fallout of a different virus that had taken control of the country in May.“The symbolism of how [Derek Chauvin] killed George Floyd, how I received it was, you are nothing, there’s nothing you can do about it,” said McPherson.After watching the 8 minute and 43 second video of George Floyd’s death in Minneapolis, McPherson saw the country come to grips with an outspoken racial reckoning that took hold of his community, as it did so many others across the country.“This was protracted, lengthened out murder,” he said. “It was as cold-hearted as I’ve seen.”McPherson, a Black man, grew up watching his father serve as a police officer, a path his son is now following as well.“There are a lot more people saying we have to do something, what that is, a lot of people don’t know, but that’s something,” he said. “And that’s the beginning of change.”McPherson is working to be a part of that change through a program called The Third Option Similarity Training. He developed it after publishing his book "The Third Option," recognizing the need for a racial reconciliation training program based on honor.The program is being used by schools, churches, and businesses, teaching people how to honor the similarities between us and use those similarities to establish connection and mutual understanding. The training provides actionable steps and creates space for conversations aimed at creating real change.The resolutionAs we come to the final chapter of 2020, it is easy to look at the negatives, but that’s not where the sights of Whitenmeyer, Werden, and McPherson lie. They are focused on a brighter future.As a stay-at-home dad, Whitenmeyer has invested in a camera where he shoots and edits videos of the daily adventures he has with his kids and posts them on YouTube.“Even though this year, for my body, physically speaking, has been the worst year of my life, I’ve gotten to do what I’ve wanted to do, which is to be a dad,” he said.Carl Werden, while still in the hospital, has not only regained the function of his new lungs, but has started walking as he progresses through rehab.“I’m thankful every day,” he said.Pastor Miles McPherson, along with many of his congregants, feel that in the face of extreme racial tension, our country is well on its way to becoming more unified.“I am always hopeful there’s going to be a victory in the end, not only for Black people, but us as a people, because we’re all one race,” he said.In a year that has left us all paralyzed in so many different ways, there are still reasons to keep moving forward, to put one foot in front of the other and work towards a better tomorrow. 5833

Florida gunman Nikolas Cruz is willing to plead guilty to avoid the death penalty and spare the community from reliving the massacre in a trial, his public defender said.Cruz, 19, faces charges of premeditated murder in Wednesday's shooting at Marjory Stoneman Douglas High School in Parkland, which left 17 people dead.Broward County Public Defender Howard Finkelstein, who is representing the confessed gunman, said there's no question he killed the 14 students and three staff members."The only question is, does he live or does he die?" Finkelstein asked.Prosecutors would need to agree not to ask for capital punishment and allow life without parole instead.On Saturday, State Attorney Michael J. Satz said this "certainly is the type of case the death penalty was designed for," but that now is the time "to let the families grieve and bury their children and loved ones.""Our office will announce our formal position at the appropriate time," Satz said.Cruz's next court date is set for Monday morning. He is being held without bond following a video hearing Thursday in a Broward County court. Latest developments 1134

For those would-be investors wanting to jump into the stock market but wondering which stock to buy, legendary investor Warren Buffett has a suggestion: Try buying 500 stocks instead.“In my view, for most people, the best thing to do is own the S&P 500 index fund,” Buffett said at Berkshire Hathaway’s annual meeting in May. But what is the S&P 500, and how do you invest in one of its funds?Here’s an intro to how S&P 500 funds work, and whether one might be a good fit for your portfolio.What is the S&P 500?The S&P 500, or S&P, is a stock market index comprising shares of 500 large, industry-leading U.S. companies. It is widely followed and often considered a proxy for the overall health of the U.S. stock market.Standard & Poor’s, an American investment information service, created the index in 1957. Every quarter, its investment committee meets to review which stocks belong in the index based on each company’s market size, liquidity and group representation. Today, 505 stocks constitute the index, since some of the 500 companies have more than one class of shares.Contrary to popular belief, the stocks forming the index are not the 500 biggest U.S. companies, but they are arguably the 500 most important companies. Over .2 trillion is invested through the index, with these 505 stocks representing about 80% of the total U.S. stock market’s value.The S&P 500 is a cap-weighted index, meaning each stock within the index is weighted according to its market capitalization, or total market value (number of outstanding shares multiplied by current market price). The larger the company, the greater its influence on the index.As of Aug. 31, 2020, these are the top 10 companies by index weight in the S&P 500:Apple.Microsoft.Amazon.Facebook.Alphabet, Google’s parent company (shares in classes A and C).Berkshire Hathaway.Johnson & Johnson.Visa.Procter & Gamble.How do you invest in the S&P 500?An index is a measure of its underlying stocks’ performance, so you cannot directly invest in the index itself. Buying every company’s shares would be an arduous task (think 505 separate transactions), but thankfully there are index funds and exchange-traded funds, or ETFs, that replicate the index, effectively doing that work for you.While all S&P 500 funds track the holdings of this index, an investor must consider whether using an index fund (a passively managed mutual fund) or an ETF makes the most sense for them. The good news when weighing index funds versus ETFs is that there are solid S&P 500 options in each category, and all of these products leverage the diversity of the index itself.Because the S&P 500 is weighted by each company’s market capitalization, the larger companies in the index can sometimes have an outsize impact on the performance of the larger index. In other words, a big dip in price for Apple shares can create a dip in the index as a whole. Because of this, some investors prefer to purchase the S&P 500 in an equal-weighted format, so that each company has the same impact on the index. This is meant to create an index that is more representative of the overall U.S. market.After deciding your preference for an index fund or ETF, cap-weighted or equal-weighted, you can begin narrowing down which S&P 500 fund to purchase. To minimize your costs, look into each fund’s expense ratio — the percentage of your assets you’ll pay in fees each year — to see how they compare.Fees are important here since all of these funds track the same index, which means their returns should be roughly the same. The lower the fee, the more of that return you keep.Should you invest in the S&P 500?There are a number of things to think about before you choose any investment. But an S&P fund can generally be a good choice if you want to add broad exposure to the U.S. stock market to your portfolio.“The S&P 500 is a key part of a diversified investing strategy because it’s a good bet that the U.S. economy will continue to succeed and grow in the long term,” says Tony Molina, senior product manager at Wealthfront. The U.S. has the largest economy and stock market in the world, and is one of the most resilient and active, especially when it comes to innovation. That’s why it’s a no-brainer to include the S&P 500 as part of your portfolio.”Larger companies are generally more stable to invest in because they are well-established and widely followed. Thus, these stocks usually have less risk and lower volatility. The S&P 500 combines large companies across various industries, so investors access a broad, diversified mix of companies when investing in it.Choosing an index fund or ETF can also help investors avoid — or at least minimize — the behavioral pitfalls from stock-picking, which is a losing strategy, says Dejan Ilijevski, president of Sabela Capital Markets.Ilijevski cites the May 2018 study by professor Hendrik Bessembinder at Arizona State University, which examined investments in publicly traded U.S. stocks between 1926 and 2016 and found that just over 4% of the companies accounted for the total wealth created.“Picking those few individual winners is impossible,” Ilijevski says. “Your best bet is to own as much of the market with a fund that tracks the index.”Using index funds and ETFs can help investors generate strong returns while also minimizing their costs, says Kevin Koehler, chartered financial analyst and director of the investment strategy group at Miracle Mile Advisors in Los Angeles.“Investing in the S&P 500 the past 25 years would have given an investor over a 10% annualized return, proving that an investor does not need to be paying high expenses to get good market returns,” Koehler says.Are there drawbacks to investing in the S&P 500?There are caveats to consider. The S&P 500 consists of only large-cap U.S. stocks. Portfolio diversification encompasses buying mid- and small-cap companies along with large-caps; allocating funds to international companies along with domestic ones; and including bonds, cash and potentially other asset classes with stocks.Koehler also notes drawbacks in the S&P 500 related to its market-cap weighting.“As passive investing increases, investors are continually investing in S&P 500 funds, which has contributed to a ‘rich get richer’ problem, where the largest stocks are getting larger due to S&P 500 investing, rather than individual stock investing,” Koehler says. “This can lead to higher volatility, as active managers sell an individual stock on top of index funds selling a portion. The market could continuously be overvalued compared to its underlying value.”But relative to the downsides of many investment types, the flaws of S&P 500 funds seem relatively minor, especially when used as a part of your overall portfolio and held for the longer term. This helps explain why icons like Buffett have so publicly endorsed them.“I happen to believe that Berkshire is about as solid as any single investment can be, in terms of earning reasonable returns over time,” said Buffett at the May meeting, speaking about the investing company he’s turned into an empire. “But, I would not want to bet my life on whether we beat the S&P 500 over the next 10 years.”More From NerdWallet4 Ways Women Can Invest in Other WomenHow the Pros Ride Market Volatility — and Why You Shouldn’tIf Doing Less Means Saving More, Try These 5 Money MovesTiffany Lam-Balfour is a writer at NerdWallet. Email: tlambalfour@nerdwallet.com. 7573

Food flew off the shelves in March when the national emergency for COVID-19 was announced. Now, grocers and food manufacturers are working to make sure that doesn’t happen again this winter.“We are a specialty market focusing on the meats and protein,” said Mike Silvestri, general manager at one of three Tony’s Meats & Market locations.Like many grocery stores, both big and small, Tony’s Meats & Market saw the disruption in the supply chain back in March.“What really screwed up a lot of things in this pandemic was people were buying way more than they normally do, not necessarily here, but in the grocery sector in general,” Silvestri said. It's something he is trying to avoid moving forward.“We don’t need to panic buy. I think you buy what you need for the week like you're normally shopping,” he said. “So, just remain calm.”As U.S. coronavirus cases continue to rise--paired with flu season, holidays, and other factors--experts are once again concerned about what the impact on the supply chain might be. So, grocers and food manufacturers are preparing for whatever may come with the winter season, many resorting to stockpiling themselves to avoid running out.“On one side, they're building up inventory to make sure they're ready for it. But on the other side inventory is additional costs,” Jack Buffington, a supply chain expert and professor at the University of Denver, said. “Their concern is the weeks of inventory they had before the pandemic hit was not sufficient for them to run out of supplies. So, particularly for big events like Thanksgiving, to make sure they have ample supply because that's a big moneymaker for them.”For large chain grocery stores, stockpiling in large warehouses is a viable option. For smaller grocers like Tony’s, they only have so much space.“We do have a warehouse. It’s not as monstrous as most people would imagine,” Silvestri said.The company has already prepared by buying pallets of food items to keep at their warehouse to get through the season. “What we would call necessities like pastas, ground beef, pasta sauces, canned items, things like that,” he said.A buyer for Tony’s told us even with the gap of up to three months in June to start getting stuff back in stock, they’ve been stockpiling staple items since March for this winter.“Christmas has begun October 1,” Buffington said. “The entire supply chain is moving things forward. For one reason due to the risk of supply and demand.”“We all had to be on the ball a little bit early this year. Obviously, we start pretty early as it is but because of all the COVID-19 stuff we’ve had to really be mindful of how much we’re looking to shoot over,” Silvestri said. Silvestri said he sees everyone getting concerned about not having enough supply or demand, due to uncertainty.“COVID-19 was a complete catalyst of what you're seeing as a redefinition of the supply chain and the economy,” Buffington said. “I think everybody’s getting scared of not having enough supply and not having enough demand.”As Silvestri and the rest of the crew at Tony's prepare for an uncertain Thanksgiving and Christmas, he says they feel ready.“The pace since COVID-19 started has really been a holiday pace anyway,” he said. 3240