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Caregivers already deal with a lot of stress and it's rising.The Caregiver Action Network has been seeing more calls coming into its free help desk recently. It says one out of every three has something to do with a challenge raised by the pandemic.“By the end of the call, I actually will hear them breathing like a deep breath of like sigh of relief almost and that they're actually feeling better at the end of the call, having been able to express some of their thoughts, some of their worries,” said Jennifer Piscitello, caregiving expert with the Caregiver Help Desk.Piscitello says people calling in are expressing a lot of pandemic fatigue. They're overwhelmed, because they don't have the same resources or outlets they had previously.The pandemic may also be keeping loved ones at home longer.“Aging in place has gone from being a desire, a wish, to almost a mandate or something that really has to happen because families are just afraid to have their elderly loved ones put in a nursing home,” said John Schall, CEO of the Caregiver Action Network.Schall says we need more training and financial support for the caregivers in this situation.The expansion of telehealth has been helpful, but one challenge is when caregivers can't be present when that virtual visit is happening, like they would be with an in-person doctor's visit.Experts at the help desk are making sure caregivers focus on their self-care now more than ever. They say you can help any caregivers you know by checking in on them and offering whatever support they need.The number for the help desk is 855-227-3640. You can also find more resources specific to the pandemic at CaregiverAction.org. 1684
Car buyers are noticing fewer 0% APR financing deals for both new and used cars.Why? Edmunds, the online information spot for everything cars, says dealerships are now offering deals to buyers paying in cash. "The better economy is driving interest rates higher, and that's because the fed have elevated interest rates," says Tim Jackson, with the Colorado Automobile Dealers Association. Jackson believes there are always downsides for consumers in a thriving economy, and this is an example. Right now, the average APR is 4.21%. So, if your car cost ,000 and you want to pay it off in 5 years, your monthly payment would roughly be 5. However, if you changed that APR to 0%, your monthly bill would be about 0. That's a savings, which is a significant difference annually. If buying a new car is something you want to do, Jackson says there are a few things you can do to insure the best deal in this economy. First, keep a good credit score. Second, choose the vehicle with the best incentives. 1079
CARACAS, Venezuela — Six American oil executives held for three years in Venezuela have been found guilty of corruption charges and immediately sentenced to prison.The judge’s ruling Thursday came with sentences of more than eight years for each defendant.The verdicts dashed the hopes of relatives for a quick release that would send the men home to the United States.The so-called Citgo 6 had been lured to Venezuela three years ago for a business meeting and arrested. They are employees of the Houston-based Citgo refining company, which is owned by Venezuela’s state oil company, PDVSA.Attorneys and relatives of the executives say the men were wrongly convicted.“We, the family, are heartbroken to be separated even further from our loved ones,” Alirio Rafael Zambrano, whose two brothers were among the defendants, told The Associated Press. “We pray that the leaders of our nation step forward and continue to fight unceasingly for their freedom and human rights.”An attorney who represented three of the defendants called the judge's decision "void of any evidence." 1083
CARLSBAD, California — A California says it lost thousands in a bank scam that started with a notice about fraudulent debit charges.Krystal, who did not want to share her last name, lives in Carlsbad with her husband and their dog, Otis. Her husband is in the Marines and was recently in dive school in Florida. During that time, he received a call from what they thought was a USAA representative.USAA is a financial institution that serves primarily military families.“They told him there were fraudulent charges on his debit card and if they weren’t from him, that they’ll cancel the card and give him a new one and it will be sent to him,” Krystal said.She said it was from a USAA phone number.“They sent him a code through via text and had him repeat it,” Krystal said. “You could tell it was from USAA because there are previous text messages from USAA from other times they sent us the code,” Krystal said.Krystal said the caller said they needed to give her husband a new pin number and asked for the current one. In hindsight, it was a red flag, but at the time, he was busy evacuating from Hurricane Michael. The call sounded legitimate, even using the same song USAA uses when her husband was put on hold.“They had his debit card number. They mentioned me as a second account holder,” Krystal said.Before they knew it, their checking account was drained of more than ,800.“[I was] very angry, very heartbroken. Panicking,” Krystal said.Stephen Cobb with cybersecurity firm ESET said technology to make phone numbers look like a different one is increasingly used by crooks."A phone today is just a computer endpoint on a network and as such, its identity can be spoofed,” Cobb said.Krystal’s fraud claim was first denied by USAA, but she kept calling the bank, determined to get answers.“I finally got a hold of somebody in the financial crime department. She was very apologetic [and] said this isn’t the first time she’s heard of this today,” Krystal said.Krystal said she found her debit card was used in multiple transactions on the East Coast. The scammer has not been found.She was finally able to get a refund but has since switched banks. Now if she gets a call from a financial institution, she asks for a call back number to make sure it is real.“It makes me really angry and really sick. I feel really sick to my stomach about it. It makes me think of people that are veterans. What if their money was taken away?” Krystal said.On its website, USAA said this cybercriminal activity is on the rise. It reminds customers that it will never ask for any personal login information. 2609
Cancer treatments can take a toll on the mind and body, leaving many patients feeling alone and isolated.Now, senior citizens fighting cancer, like Mary Hill, are able to escape their hospital rooms through virtual reality.By putting on a pair of goggles, Hill now spends her chemo appointments on stage at Red Rocks Amphitheater as an orchestra plays classical music all around her virtually, while in reality, she receives cancer treatments. “Wherever it is that they want to be that’s not a hospital room, we give them the opportunity to go there,” said Kyle Rand with Rendever, a company designed to reduce social isolation through shared experiences in virtual reality.Rendever is operating in more than 200 locations across the U.S. and Canada, serving seniors by offering them hundreds of virtual experiences to choose from.“The magical part about this is that they get to move from the hospital room that they’re in to all of a sudden being at the Red Rocks, or being standing on the Eiffel tower, or being in Brazil,” Rand said.Medical experts say this kind of distraction therapy is very helpful, especially during the COVID-19 crisis.“In the middle of this pandemic, a place that we’re not able to go to right now and enjoy and everyone loves Red Rocks,” said Nikki Caputo with UCHealth.She says adding VR for patients is somewhat challenging for an already busy staff, but that the benefits are well worth it.“From a mind, body and soul perspective, being able to put on a headset and take your mind to a completely different place, it's quite something,” she said.It's something patients like Hill say helps them escape during this pandemic and ultimately overcome depression and isolation.“With COVID, I don’t go anywhere,” she said. “I’m safe and secure and there’s an outside world that I can think about instead of myself.” 1848