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Trying to make a complaint against your student loan lender or servicer may feel like screaming into the void.In 2019, federal student aid customers made 44,155 complaints using the Federal Student Aid Feedback System, according to the most recent report of the Federal Student Aid Ombudsman. The most common complaints dealt with repaying loans.The Department of Education, in an email, said while all complaints will be reviewed and responded to, “we cannot guarantee a customer a specific result or change in their current situation.”Don’t let that stop you from voicing your concerns to the powers that be.Before you send off a fiery email, set reasonable expectations about the outcome — it may not be what you want. But it’s possible to get a result if you know the right steps to take.Start with your lender or servicerYou’ll see results fastest by contacting your private lender or 902
There's a new first responder on the lookout for anyone who may be experiencing mental health issues.“Most people probably see their pharmacists more than their primary care physicians or certified therapists, so pharmacists are in a really good position to be able to notice these early warning signs or risk factors,” said Chad Cadwell, a Walgreens pharmacist. Walgreens pharmacists just finished the first phase of mental health first aid training. The program was developed by the National Council for Behavioral Health.They're taught to look for risk factors and red flags in patients, everything from anxiety and depression to addiction.Pharmacists can connect those people with the right resources, support groups, or may just lend an empathetic ear.“Really listening to their needs, spending those extra couple of minutes, instead of trying to get the work out, but also spending that time talking and listening to your patients, right now with everything that is going on with the pandemic, everything is so busy,” said Cadwell. This training initiative was actually put into place pre-pandemic.Mental Health America has already seen significant increases in the number of daily screenings for depression and anxiety since the beginning of the year. 1270

They have taken place across the country. From Georgia to California. At elementary, middle and high schools. On college and university campuses.In 46 weeks this year, there have been 45 school shootings. That's nearly an average of one school shooting a week.Of those, 32 of them were at facilities serving Kindergarten through 12th grade.Since there is no single definition for what qualifies as a school shooting, CNN set the following parameters:The shooting must involve at least one person being shot (not including the shooter).The shooting must occur on school property, which includes but is not limited to buildings, athletic fields, parking lots, stadiums and buses.We included accidental discharge of a firearm as long as the first two parameters are met, except in instances where the sole shooter is law enforcement or a security officer.We included injuries sustained from BB guns, since the Consumer Product Safety Commission has identified them as potentially lethal.November 15Pleasantville, New JerseyGunfire erupted 1047
The season of gift giving brings a lot of people happiness, but the price you pay for a present can sometimes be more than you intended. Circadence CTO Bradley Hayes says cybersecurity attacks are on the rise during the holidays.“There’s a lot more online shopping that happens during the holidays, so there’s just a richer field of targets for this,” Chief Technical Officer Bradley Hayes said.The convenience of online shopping is attracting more and more people, but not everyone is familiar with the scams out there putting many at risk.“Just shy of 10 percent of individuals experienced some form of identity theft during the holiday season last year,” Hayes said.That number is expected to rise this year. Hayes says people are more likely to get their data stolen when using simple passwords, or the same password for multiple sites. He says you also need to be cautious of who you choose to store data with because there’s a possibility for any company to be breached.“So if you’re saying ‘save my credit card information', that is a risk that you’re taking for that convenience and it might not be worth it,” Hayes said.The internet has made it so people can fall victim to cybersecurity attacks in everyday life, but if more people understand the motivations and methods scammers are using, cybersecurity attacks might be less successful.So why not use a game to help educate? As a company that specializes in creating cybersecurity learning platforms, Creative Director Cassie Brubaker says Circadence is now rolling out InCyt. It’s a web-based battle strategy game where you experience the cyber world from both an offensive and defensive point of view.“I think the most unique aspect that InCyt really brings to the table is completely removing the intimidation barrier that comes with cybersecurity,” Brubaker said.Brubaker hopes the game will make the topic of cybersecurity easy for everyone to understand covering a wide range of topics.“We cover passwords, email security, bringing your own device into work, social networking, social engineering – what are the aspects of your social life that actually are putting you at risk of a cyber-attack?” Brubaker said.You learn how to find information about somebody like what it means to search social media, or what it means to make a phishing call. Then you learn how that information can be used maliciously.“Oh no, I successfully hacked her!” someone testing the game said.Someone testing the game for the first time says she was almost creeped out learning the ways someone can discover information about you.“Things that I hadn’t really thought of before like people listening to you,” she said.According the Hayes, scammers during the holidays are willing to prey upon people through email, or as a seller on a marketplace website like Amazon. Any unsolicited emails should be ignored, and if something seems like too good of a deal, make sure to use a critical eye and do your research. Otherwise, you may never receive what you buy, or your personal information could be sold.“The holidays are a time when your guard is down. You’re kind of looking at the joy of the world and buying gifts and connecting with family. And that unfortunately is also a really vulnerable time for people to not pay attention to some of the smaller details,” Brubaker said. 3343
The upper and lower levels of the George Washington Bridge have reopened after more than 90 minutes of closure while police investigated a suspicious package, according to the bridge's Twitter page.Both levels were closed in both directions Thursday night due to a suspicious package, a spokesman from the Port Authority of New York and New Jersey told CNN.The upper level was closed around 9:30 p.m., and the lower level was closed around 10:20 p.m., according to 477
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