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Getting a big paycheck is nice, but not so much come tax season.Typically, about 18 percent of Americans are underwithholding and owe money to the IRS instead of getting a refund, according to Market Watch. But this year, the Government Accountability Office says 3 million more people are expected to join that 18 percent.Tax attorney Michelle McCarthy, with Gantenbein Law Firm, says a majority of people expected to owe money to the IRS will be large families. That’s because of the changes made in the new reform.  551

Growing mental health issues among college students were already a concern. Now, schools are preparing for what comes next in the fall, because of both the pandemic and also the renewed attention on racism in our country.About 24% of college students were diagnosed with or treated for anxiety problems last year, according to a study by the American College Health Association. That's up from about 10% a decade earlier. It's a similar trend among the number of students diagnosed with or treated for depression.“We're expecting those statistics to really skyrocket in terms of students just feeling a lot of fear, a lot of uncertainty, a lot of anxiety, a lot of despair with what has been going on and what things look like perhaps for them,” said Dr. Joy Himmel, an American College Health Association fellow.Himmel is a member of the COVID-19 task force for the American College Health Association. She says schools have already shifted to doing more remote telehealth sessions for mental health. But it has been a challenge in some places because of licensing across state lines.A lot of states have done waivers to allow this. Himmel is concerned about when states of emergency are lifted, and these waivers won't be there anymore. She says it will also be important to focus particularly on freshmen.“One of the things that I think builds camaraderie, builds enthusiasm and energy for students is that bonding with fellow students,” said Himmel. “We're very social in terms of our humanness and we need each other and so it's very important to really look at physical distancing, not social distancing and create social caveats for students to connect.”Counseling staff at Howard University tell the Wall Street Journal they're planning an online program for first year students to address this issue of a freshman year without the typical experiences.Counseling staff members at Tulsa Community College say they're doing trauma training now to be prepared to help students.At Pace University, they've been doing online mental wellness workshops for students. 2075

Health care is expected to be one of the top issues for voters in the midterm elections.Polls show Obamacare approval is at an all-time high, while opinions about Republican replacement plans are more negative.Democrats are using that as a centerpiece of their midterm election strategy.“On the other side of the aisle, they never had a plan,” says Democratic strategist Brandon Neal. “It was always just repeal Obamacare, and I think they were infatuated with the whole idea of just destroying something because it had Obama’s name on it.”With rising health care costs, Republicans argue they made necessary changes to Obamacare.“Under Obamacare, every individual in the country was required to have health insurance or pay a tax,” says Republican strategist Brian Bartlett. “Republicans repealed that tax, because we think individuals should have a choice when it comes to their health care.”A growing number of Democrats now want to expand health care coverage even further by pushing for "Medicare for all." Under the idea, the government would eventually take over health care from private insurance companies and every American would be covered.“Under Medicare for all, the average American family will be much better off financially than under the current system, because you will no longer be writing checks to private insurance companies,” says Sen. Bernie Sanders (D-Vermont).Republicans say the idea of a single-payer health care system is too expensive and bad for most Americans.“Everyone, no matter how much you like your plan, would have their plan taken away,” argues Rep. Paul Ryan (R-Wisconsin). “Instead you will put in a government run plan, where you have no say in the cost or in the coverage. Obamacare mean fewer choices. Medicare for all means no choices, no competition.” 1805

Hillary Clinton is starting a podcast, it will launch Tuesday, September 29.“You and Me Both with Hillary Clinton” is being marketed as “candid, in-depth, and sometimes hilarious conversations with people she finds fascinating.”Clinton is a former First Lady, former Senator from New York, former Secretary of State and the first woman to win a major party’s nomination for president in 2016.According to information from podcast host iHeartMedia, guests will include “Sarah Cooper, Gloria Steinem, Stacey Abrams, Aminatou Sow and Ann Friedman, Samin Nosrat, Patton Oswald, Tan France, and more.” 604

Here's something scary: Even if you have the legal right to vote and have done everything to prepare yourself for Election Day, you could still be turned away at the polls.In recent years, almost two dozen US states have implemented laws that impose new restrictions on voting, which critics say disproportionally affect minority voters.The stricter laws stem from a 2013 Supreme Court decision that struck down parts of the 1965 Voting Rights Act, which required the approval of the Justice Department before states made any changes to their voting laws.In the last five years at least 23 states have placed restrictions on voting by closing polling places, cutting early voting, purging ineligible voters from electoral rolls and imposing stricter voter ID laws, reports the federal Commission on Civil Rights.With midterm elections around the corner and early voting already underway, it can be a tricky situation for thousands who are just looking to legally exercise their civic right as American citizens.But no matter what unexpected issues you encounter at your polling place, there are ways to make sure your vote gets in safely. Here are some tips. 1166

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