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President Donald Trump told reporters aboard Air Force One on Friday that he plans on banning popular social media application TikTok in the US.According to White House pool reports, Trump said, “I have that authority. I can do it with an executive order or that.”“As far as TikTok is concerned we’re banning them from the United States,” Trump told the reporters. Trump added that he planned to take action against the popular video-sharing app as soon as Saturday.Earlier on Friday, Bloomberg reported that Trump was planning on forcing TikTok’s parent company ByteDance to sell the company. The company is based in China, a country Trump has ramped up tensions with amid the coronavirus pandemic.But Trump indicated to reporters on Friday that he is not in favor of allowing a sale of the company to an American-based company.The popular social media application has gained popularity among younger Americans in recent months. The application allows users to share short video clips, often accompanied with music. Users of the application orchestrated a campaign to Trump's first rally during the coronavirus pandemic in June in Tulsa to reserve tickets and not show up, which prompted lower-than-expected attendance numbers. The Trump administration has complained that the application takes data and is used by the Chinese government. "All the things that you care that you want to make sure the Chinese Communist Party doesn’t have, we have a responsibility to make sure that the systems that you’re using don’t give them access to that," US Secretary of State Mike Pompeo said last week. 1603

President Donald Trump sought to distance himself from the Justice Department official he just named as acting attorney general in the face of mounting criticism about the legality and propriety of his appointment."I don't know Matt Whitaker," Trump said of the new acting attorney general, saying he hired him because he had worked for since-dismissed Attorney General Jeff Sessions. "He was always extremely highly thought of, and he still is. But I didn't know Matt Whitaker. He worked for Attorney General Sessions."The President's comments are at odds with the relationship Trump has forged with Whitaker in recent months, even as his opinion of Sessions continued to sour. Whitaker has been at the White House dozens of times, including in meetings with Trump, and the two have spoken by phone on several occasions, including on the day that Deputy Attorney General Rod Rosenstein was expected to be fired.Whitaker was not hired as Sessions' chief of staff by virtue of any pre-existing relationship with Sessions, but instead because White House officials believed Whitaker's loyalties would lie at the White House and not with the beleaguered attorney general, sources said.  1196

Remington Arms, weighed down by lawsuits and retail sales restrictions following the Sandy Hook school massacre, is seeking bankruptcy protection for the second time in as many years. The nation’s oldest gunmaker listed assets and liabilities of between 0 million and 0 million. Gun sales have slumped, as they typically do, under a Republican administration, because gun owners are not as compelled to stockpile weapons out of fear that Congress will create tougher gun-control laws. But the past three years have been particularly volatile, fueled in part by a mass shooting in Las Vegas and other high-profile mass killings that have led retail chains to restrict sales, or removed guns completely from stores. 727

RANCHO SANTA FE, Calif. (KGTV) - North County’s Helen Woodward Animal Center will get “pawliticians” involved in Tuesday’s elections with special poll visits by adoptable dogs.The animal shelter will take four puppies to the Rancho Santa Fe library at 17040 Avenue De Acacias to meet voters between 7 and 9 a.m. “The political temperature is tough right now,” said Helen Woodward Adoption Services Manager Ashley Freeman.  “We are hearing that a record-number of people plan to vote tomorrow and that party lines are more sharply drawn than ever before.  It could be tense out there but a cute fuzzy face is something we can all get behind.” Pets are known to lower blood pressure, decrease anxiety, and increase positivity, shelter officials say.For more information on the candiPETS or to apply to adopt them, please visit the center's website, call 858-756-4117 ext. 313 or visit Helen Woodward Animal Center at 6461 El Apajo Road in Rancho Santa Fe. 986

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

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