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Attention homeowners: if you haven't refinanced in the past year, you may want to think about it.Mortgage rates have dipped to a new low for the 11th time this year.This time, they're at the lowest point they've been since Freddie Mac started tracking rates almost 50 years ago.The national average for a fixed 30-year mortgage is 2.8%, and 2.33% for a 15-year mortgage.That's great news for people who are already in homes and want to stay there, but it won't help most buyers.Home prices are up an average of 15% over last year, as the inventory of available homes continues to fall. 593
At the conclusion of each event at @HardRockStadium, ushers will release individual rows to help ensure social distancing. pic.twitter.com/H7jshNXRA5— Miami Dolphins (@MiamiDolphins) August 24, 2020 206

As my 1st clinical week in the COVID ICU at Renown @renownhealth I want to thank all the incredible staff who are Fighting the Good Fight to help all those suffering from COVID-19. With 5 deaths in the last 32 hours, everyone is struggling to keep their head-up. Stay strong. pic.twitter.com/pHLp4PPzA6— Jacob Keeperman (@critcare_airems) November 29, 2020 366
As our country works to rebound, we're helping you manage the pressure as the pandemic is shifting caregiving responsibilities.More millennials are taking on this responsibility now. They're becoming a greater percentage of what's known as the "sandwich generation." Those are people who are caring for both their own kids and their aging parents.New numbers from insurance company New York Life show a third of millennials are doing this now.“We're not replacing the typical 49-year-old woman who's the family caregiver. She's still doing it, but the need is so great that more and more young people are called into the role as well and that's going to continue well after the COVID pandemic,” said John Schall, CEO of the Caregiver Action Network.Nearly half of the so-called "sandwich generation" expect to be a caregiver in some capacity for six or more years.The added financial strain is one concern. Schall says out of pocket expenses can be about a thousand dollars a month.More than half of these caregivers say they're spending more than usual per month to care for others as a result of the pandemic. That means they're contributing less to their savings and their retirement.There's also the concern about the mental toll.“With millennial generation caregivers, you may not be thinking about depression, you know, at that age, but the fact is the sheer stress of the role of being a family caregiver increases that risk of depression twice as often,” said Schall.If you are feeling overwhelmed, the caregiver help desk from the Caregiver Action Network can be one place to turn. You can call them free of charge at 855-227-3640. 1648
As the school year comes to a close, students will find many ways to thank their teachers.One student in Lackawanna County, Pennsylvania may have found the best way, by helping his teacher win a new car.Students at the Career Technology Center of Lackawanna County were more than happy to head outside to the parking lot on a beautiful day. The short field trip was about to become a lot sweeter for one of the CTC's teachers, who was awarded the title of Burne Honda's Teacher of the Year.Kyle Linko, a welding technology teacher at the school in Scranton, took the title and the grand prize: a brand new Honda Civic. 631
来源:资阳报