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WASHINGTON, D.C. — A home test for COVID-19 will soon be on U.S. store shelves.The U.S. Food and Drug Administration (FDA) on Tuesday issued an emergency use authorization for the first kit that consumers can buy without a prescription to test themselves entirely at home.Regulators granted use for a similar home test last month, but it requires a doctor’s prescription.The new test kit from Australian company Ellume allows users to swab themselves and get the results at home in about 20 minutes.The test detects fragments of proteins of the coronavirus from a nasal swab sample from anyone 2 years old and up. It connect to a digital app to help users interpret the results.Similar to other antigen tests, the FDA says a small percentage of positive and negative results from this test may be false. Therefore, for patients without symptoms, positive results should be treated as presumptively positive until confirmed by another test as soon as possible.Individuals with positive results should self-isolate and seek additional care from their health care provider. Those who test negative and experience COVID-like symptoms should follow up with their health care provider as negative results do not preclude an individual from coronavirus infection.The company says it will have 3 million tests available next month.“The FDA strongly supports innovation in test development and we have worked tirelessly with test developers to support the shared goal of getting more accurate and reliable tests to Americans who need them. Today is a promising step forward and we are eager to continue advancing additional innovation in COVID-19 testing that the science supports,” said Jeff Shuren, M.D., J.D., director of FDA’s Center for Devices and Radiological Health. 1773

WASHINGTON, D.C. – President Donald Trump made his first public appearance since returning to the White House after being treated for the coronavirus.Saturday afternoon, Trump delivered an address on his support for law enforcement from the Blue Room balcony to a friendly crowd.The president wore a mask as he walked for the speech but took it off to make his remarks. He received an enthusiastic response from his supporters.The White House has refused to declare that he is no longer contagious, and the gathering of hundreds of people on the South Lawn went ahead despite the guidance of public health officials.The Trump administration insisted the event on the South Lawn was an official event and not a campaign rally. But Trump used the address to make broadsides against the Democratic ticket of former Vice President Joe Biden and Sen. Kamala Harris.During his speech, Trump claimed that the U.S. would become a socialist country if Biden is elected. He also continued to undermine public confidence in the upcoming election, pointing to "crooked" mail-in ballots. “I think we’re going to swamp them by so much, hopefully it’s not going to matter, and we have law enforcement watching,” he said.Trump is looking to get his campaign back on track, a week after he was sidelined with COVID-19, which has killed more than 210,000 Americans.Next, the president says he will hold a "BIG RALLY" in Sanford, Florida, on Monday.Will be in Sanford, Florida on Monday for a very BIG RALLY! https://t.co/TTOlHJT8kr— Donald J. Trump (@realDonaldTrump) October 9, 2020 On Friday, Trump held what his campaign billed as a “radio rally” as he dialed in to the show of conservative radio host Rush Limbaugh.Despite public and private surveys showing him trailing Democrat Joe Biden, Trump predicted a greater victory in 2020 than he had four years ago. 1854

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

Weeks of nationwide protests against police brutality have placed a microscope on past instances of police use of force across the country — especially in the case of Elijah McClain.McClain, 23, died shortly after the Aurora (Colorado) Police Department arrested him on Aug. 24, 2019. An autopsy report says he suffered a heart attack on the way to the hospital after an officer placed him a chokehold, which has since been banned by the department.As of June 25, more than 2 million people have signed a Change.org petition calling for justice for McClain.What happenedAccording to Scripps station KMGH in Denver, McClain was walking home on Aug. 24 after purchasing iced tea at a convenience store.He was wearing a ski mask at the time. According to McClain's family, the 23-year-old was anemic and got cold easily.As McClain walked home, a bystander called 911 to report "a suspicious man wearing a ski mask and waving his arms." Police tracked McClain down. Shortly after, police say he began "resisting." Body camera footage shows officers grab McClain almost immediately after attempting to stop him.Police later told The Denver Post that "there were no allegations that McClain had done anything criminal."As police struggled to detain McClain, an officer placed him in a "carotid hold" — a maneuver designed to limit blood flow to the brain. When McClain became unresponsive, paramedics administered a shot of ketamine "due to the level of physical force applied while restraining the subject and his agitated mental state." Police insist that paramedics were the ones who chose to administer ketamine. Paramedics say the procedure is common in the area.McClain later suffered a heart attack and died six days later.AutopsyOn Nov. 10, a coroner released an autopsy report that listed McClain's death as "undetermined" — meaning they could not determine if McCain's death was an accident, a homicide or of natural causes.The report references multiple abrasions on McClains face, back and legs, and also references some hemorrhaging around his neck.Though the report notes that the levels of ketamine in McClain's body were at a "therapeutic level," examiners could not rule out that he had an unexpected reaction to the drug.The coroner ultimately determined that it was most likely McClain's "psychical exertion" that led to his death but stopped short of saying he died of natural causes.InvestigationShortly after the arrest, the officers involved in McClain's arrest were placed on leave. They've since been reinstated.On Nov. 23, the Aurora Police Department announced that the officers would not face charges."There is no evidence that any of the officers sought to cause injury or death to Mr. McClain," a letter from the 17th Judicial District Attorney's Office read. The letter went on to say that the officers' use of force was appropriate given the circumstances.At a press conference, Aurora Police released police body camera footage from the arrest, which shows officers grab McClain almost immediately after attempting to stop him. Video also shows McClain vomiting and telling him that he couldn't breathe.On June 5, the Aurora Police Department banned the use of the chokehold officers used during McClain's arrest.McClain's family has called for an independent investigation into the arrest for months. But it wasn't until June — about 10 months after McClain's death — that steps were taken to put an investigator in place.But less than 24 hours after Aurora City Manager Jim Twombly announced that Connecticut-based attorney Eric Daigle would lead the third-party investigation into McClain's death, the city severed its contract with Daigle. City Council members had raised concerns about Daigle's neutrality because, according to his website, Daigle's work includes "defending municipalities, police chiefs, and individual officers from law enforcement liability claims."City officials are still working through steps to conduct a third-party investigation into McClain's death. 4016

WASHINGTON (AP) — Washington’s National Zoo says panda matriarch Mei Xiang has given birth and is caring for her newborn attentively.The National Zoo said the birth happened at 6:35 p.m. ET on Friday.Watch the zoo’s panda-cam. Mei Xiang has had three previous cubs. All were eventually transported to China under an agreement with the Chinese government. Mei Xiang has been spending most of her time in a small den indoors, where she has created a nest out of branches. In an Instagram post Friday afternoon, the zoo says, "Mei Xiang has become increasingly restless and started body licking — both signs that labor has probably started!”Mei, at 22, would be the oldest giant panda to successfully give birth in the United States. The oldest in the world gave birth in China at age 23. 793

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