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When you hear “self-care,” you might think of mani-pedis, relaxing facials, or soothing massages. But with millions of people struggling to make ends meet during this pandemic, practicing “financial self-care” is important, too.Rachelle Beazley of Detroit was working in sales for a food broker when COVID-19 first hit back in March.“I was lucky I didn’t lose my job – my full-time job – but I did lose my three side hustles,” said Beazley.She was a dog-sitter, an overnight nanny, and taught workshops on making hand-knitted blankets.“I think immediately with the pandemic, it was a strain. Like, oh my gosh. I’m not going to have all these financial streams coming in – this extra revenue,” Beazley recalled.She’d just started working with Ann Arbor financial therapist Lindsay Bryan-Podvin – who advises people dealing with financial anxiety to practice five steps of “financial self-care.”Start Emergency FundBryan-Podvin said the first step is starting an emergency fund – even if you’re only adding a few dollars at a time.“I know a lot of viewers are going to be like, ‘Lindsay, I don’t even have time to think about an emergency fund. I’m just trying to make ends meet.’ Any time you can scrap away ten-dollars here, 30-dollars there, it again just gives you a little bit of peace of mind that if something were to happen, you’re not totally at zero in that bank account,” she said.Bryan-Podvin advised Beazley to add up her essential expenses and multiply by three – making that amount her new emergency savings goal. Anything over that would go towards paying off debt.Insurance, Will & TrustHer number two recommendation is to set up life insurance – if you don’t have any already – along with a will and trust.This is particularly important if you are married and have kids in the home under 18.“I would say get your life insurance first, and then get your will and trust in place,” Bryan-Podvin said.“That 20, 30, 40-dollars a month can provide out a benefit of anywhere from a quarter-million-dollars to a million dollars. So that again is that peace of mind.”Explore a Side HustleThe third step is to explore a side hustle or new ways to make some extra money.“A lot of us might be taking jobs that we might be over-qualified for, or we might be picking up some odd jobs here and there just to make ends meet,” said Bryan-Podvin.She said you need to remember that the situation you’re in now will get better. “Going back to that mantra of this is temporary,” she explained.If you’re looking for ideas, think of the sectors of the economy that are doing well right now.Food delivery services, tutoring, even COVID-19 compliance consultants – a good opportunity for furloughed health care workers Bryan-Podvin explained.Give To OthersIf you are one of the fortunate ones still working during this health crisis, Bryan-Podvin said you may be experiencing Financial Survivor’s Guilt.So, her number four step with financial self-care is to give to others -- volunteer, donate, help someone in need. Even small gestures can go a long way in lending support while also making yourself good knowing you’re doing something to help during this pandemic.“if you’re in a financially stable situation, practicing some gratitude, saying I’m thankful that I have some income coming in and how can I give back to my community in other ways,” Bryan-Podvin said.Lean On CommunityHer fifth suggestion for practicing financial self-care is to lean on community – whether it’s taking turns meal prepping or entertaining the kids in your “pandemic pod.”“It’s about opening up your house safety to a handful of other people who you know are already practicing safe behaviors to get some additional help.”Back to Rachelle Beazley.She took the money she’d previously spent on gas and dining out and saved enough for her emergency fund and paid off two loans.Then, she leaned into a side hustle!She started a new business hosting virtual wellness retreats for women.“I’m not sure if my parachute is going to open just yet but I have to believe in what I’m passionate about,” said Beazley.Beazley quit her day job on September 1, 2020, to start working on her business – Aloe and Alchemy.Her next virtual retreat is October 17.As for financial self-care– Lindsay Bryan-Podvin said you can re-order her five steps to suit where you are in your life.This story was first reported by Alicia Smith at WXYZ in Detroit, Michigan. 4423

While most people seek safety during danger, Ebonique Johnson actually hurries to the frontlines.“I’m running towards it because that’s where I’m needed the most,” said Johnson, a nursing student at Georgia State University in Atlanta.Set to graduate in December, she’s looking to land a job at an ICU.“I want to be where I’m needed,” Johnson said. “I want to help the COVID patients.”That help could come sooner or later depending on where she gets a job.Some states are waiving certain regulations and allowing nursing students to enter the workforce more easily. Other states, however, have prevented nursing students from working with COVID-19 patients altogether.“We can’t hit the pause button with what’s going on, nurses are needed now more than ever,” said Dr. Regena Spratling, associate dean for GSU’s school of nursing.She says coronavirus concerns have limited student access to hospitals for hands-on clinical training and that more courses are now being taught online.“We’re really focusing on what they would be doing within the health care system as far as taking care of patients,” Spratling said. Despite changes, GSU is seeing more people looking to join its nursing program.For GSU nursing student Phillip Parnell, this pandemic is personal.“One of my older relatives recently passed away with the virus,” he said.The army veteran is now making his second career his first priority.“When it hits home, it’s a different level of intensity,” Parnell said.The Bureau of Labor Statistics says the health care industry needs more than 200,000 new nurses each year through 2026 just to replace retiring nurses.“Although we never thought we would see a pandemic in our lifetime, it’s here,” Johnson said.GSU students are happy to be leading the next generation of nurses while also fighting COVID-19 on the frontlines.“We answer the call to be there for people,” Johnson said. “It’s our time to show up.” 1925

When Kyle and Jessica Frankenstein found out they were pregnant, they were given Sunday, October 29 as their due date — so there was always the possibility of Jessica going a few days past her due date and delivering a Frankenstein baby on Halloween. Well, it happened! Jessica gave birth to Oskar Gray Frankenstein on Tuesday, October 31, 2017 after 14 hours of labor at Winter Park Memorial Hospital. "Honestly, I didn't think he would hold out till Halloween," Jessica Frankenstein said. "My husband and I discussed what it would be like having him on Halloween and how neat it would be when he gets older."Baby Frankenstein weighed in at 6 pounds (3 kilograms), 9 ounces (255 grams) and is 20 inches (50 centimeters) long."I am utterly in love with this little man and I couldn't have imagined a more perfect baby," Jessica said.Congratulations to the happy parents. FOLLOW Kelly Bazzle on Twitter 929

When astronaut Victor Glover climbed aboard the International Space Station early Tuesday morning, he became the first Black astronaut arriving for a long-term stay.Glover, along with his fellow SpaceX Crew Dragon capsule crewmates, will stay on the ISS for six months.A handful of Black astronauts have visited the orbiting lab during space shuttle missions, their stays were a few weeks. More than 300 astronauts from NASA have reached space to date, and Glover is the 15th Black astronaut to do so, according to the New York Times.Glover was selected as an astronaut in 2013, at the time he was serving as a Legislative Fellow in the United States Senate, according to NASA.He is now the pilot and second-in-command on the Crew-1 SpaceX Crew Dragon capsule, named Resilience. While onboard the ISS, he will serve as the Flight Engineer. 847

While fall brings about vibrant leaves and cooler weather, it can also cause a seasonal affective disorder. It’s a condition that tends to come and go with the seasons. With COVID-19 still a major concern, some experts say SAD may be more noticeable due to the stresses of the pandemic. Social distancing may pose a risk in the coming months as a result of less physical contact.Child and adult psychiatrist, Judith Joseph, know the signs. Symptoms may include oversleeping, change of appetite, weight gain, and feeling tired. It’s a condition that affects about 5 percent of adults in the U.S., and typically lasts about 40 percent of the year. It's also a lot more common in women than men, according to the American Psychiatric Association.With schools now in session and reports of an uptick in coronavirus cases in several NYC Neighborhoods, Dr. Joseph said the combination could lead to even more anxiety.Light therapy may be a good alternative to make up for the loss of daylight. However, she warns patients to only use them under the supervision of a trained medical professional.Dr. Josephs said you can overcome that feeling of worry by continuing to follow COVID-19 safety guidelines while making self-care a top priority.You can start by developing a workout routine and sticking with it. Also, boost your melatonin levels by eating foods such as cherries and walnuts to getting a good night of sleep.The bottom line: don't brush off that sluggish feeling as simply a case of the "blues" or a seasonal funk. When in doubt, contact a mental health physician for advice.This story was first reported by Stacy-Ann Gooden at PIX11 in New York, New York. 1670