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This list from the Food and Drug Administration's website shows which HelloFresh products contain onions that should be discarded. 139
This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422
THORNTON, Colorado – The three victims of Wednesday’s shooting at a Thornton Walmart were identified Thursday afternoon by the coroner’s office for Adams and Broomfield counties.They are 52-year-old Pamela Marques of Denver, 66-year-old Carlos Moreno of Thornton, and 26-year-old Victor Vasquez of Denver.Carlos Moreno was a structural trades technician at the Auraria Higher Education Center in Denver, the campus confirmed to Denver7 television station. Family members of Moreno’s also wrote on Facebook that he had been killed.“I am in shock,” wrote a niece of his. “Please keep his wife and kids in your prayers. This is such a great loss to our family.”His cousin wrote on Facebook: “Carlos was a good husband, father, grandfather, cousin, friend man. I am blessed to have had you in my life. Please pray for the family.”Victor Vasquez was a father of two young girls and had another child on the way, according to his fiancé and a GoFundMe page started by a family friend.His fiancé told Denver7 she was “completely distraught” by Vasquez’s death.Police arrested 47-year-old Scott Ostrem Thursday morning in connection to the shooting. He escaped the Walmart after allegedly shooting the three people, and was arrested just blocks away from his apartment.IMAGES | Photos capture chaotic scene after Thornton Walmart shootingHe has a history of run-ins with police in the Denver area, and was described as neighbors as “weird.” One neighbor said they had seen Ostrem carrying a rifle bag to and from his vehicle on several occasions.He worked for a Frederick roofing company and walked off the job Wednesday, according to the company.Denver7 is working to gather more information about the victims of the shooting. Stay posted to this story for updates. 1781
Top 5 texts (or derivations of) that I receive after posting my number:1) Skamtebord2) Do you know Joe?3) Is this the Krusty Krab?4) Is this really you?5) You look like Tony Hawk— Tony Hawk (@tonyhawk) November 9, 2019 232
Transportation Security Administration (TSA) is offering up several tips to help travelers avoid a nightmare at the security checkpoint during the week of Halloween at the airport.TSA said when it comes to masks, they ask that you refrain from wearing a Halloween mask until after you made it through the checkpoint screening. They ask that you wear a face-covering that's used to help stop the spread of COVID-19. TSA officers will ask you to remove your mask, temporarily, just so they can verify your identity at the travel document checking podium.When it comes to wearing a costume, TSA recommends you wear it after you go through the checkpoint because it could trigger an alarm, which would lead to you getting patted down.TSA also recommends that you put "realistic replica props" like pitchforks, chainsaws, brooms, or axes in your checked bag. They added that if you do put weapon-like props, like a bomb or grenade, into either your checked bag or carry-on, you run the risk of slowing down checkpoint until it's proven they are in fact fake or your checked bag not making it onto your flight.For the final tip, TSA said you are fine packing as much candy or treats you want in your checked bag or carry-on.To see what you can or cannot put in your checked bag or carry-on, you can get more answers on the TSA app to access their "Can I Bring?" feature to find out if it's something you should pack or not. 1425