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Retirement is just a numbers game to Carl Jensen, who quit his job when he was miserable and decided his family of four could live off less.“We save a lot of money,” Jensen said. “We (do) the electricity ourselves, too.”He’s at home with his family full time and is making it work by slashing the family’s expenses."I had a really bad day at work, and I remember thinking I had this incredible stress. I can't do this for the next 15 to 20 years of my life,” he said. "I don't need a new car, so I don't have a new car. I don't care about my clothes ... so I don't buy brand new clothes. And I have an old phone because honestly I don't want to learn a new phone."The family lives on just more than ,000 a year, an amount his retirement funds generate, along with his wife’s job at a startup."I realized early, retirement is just a number game, and if you're a saver and can be a little bit frugal when you're younger and let the stock market work for you, you can actually stop working early.""People that haven't saved very much for retirement still have great choices available to them if they're flexible."Kim Curtis, Wealth Legacy Institute CEO, understands Jensen’s choice isn’t for everyone and says approaches can vary."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” Curtis says.People in their 20s should focus on a savings routine such as a 401K, Roth IRA and keeping credit card balances low. Those in their 30s need to focus on asking for a raise and building their salaries.Curtis says they need to be bold.People in their 40s have a tougher time if they have growing children. It’s harder to save."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” she said.Keep building the money in your 50s and consider not fully retiring until your 70s. It’s not as bad as it sounds."The idea of not working and stepping off and not having any new income from the time you retire through life expectancy is really a fallacy now because a lot of people have side hustles and a side hustle in retirement could be an Uber driver. It could be a wag walk or dog sitting,” Curtis says.People who can keep working will benefit most, though.For the average person, ,000 a month at age 62 is all social security provides. And it’s ,425 at age 66.If you don’t draw until you are 70 years old, it jumps to ,800 per month, Curtis says."That's significant."Jensen decided working is not for him, but he picks up contract jobs in between repairing and adding on to his house, which he does himself. 2611

Southwest Airlines says that its "systems are performing normally" after a computer issue briefly grounded flights on Friday morning. 145

President Donald Trump's re-election campaign raised more than million in the first fundraising quarter of 2019 -- an amount that rivals the combined fundraising haul of the top two Democrats in the first quarter and underscores his enormous financial head start over the crowded field of Democrats jockeying to face him in 2020.Trump's re-election effort now has a substantial .8 million remaining in the bank, Tim Murtaugh, the campaign's director of communications, told CNN on Sunday. While Trump builds a massive war chest, 18 Democrats -- with more considering bids -- are competing for their party's nomination.Vermont Sen. Bernie Sanders leads Democratic fundraising with .2 million raised during a shorter window than Trump, 41 days. In the No. 2 fundraising slot: California Sen. Kamala Harris with million.Sanders, making his second bid for the presidency, has the biggest war chest of the Democratic field, ending March with million remaining in the bank.Trump's "strategy is to raise as much money as possible and to control the national conversation," said Nathan Gonzales, editor of the nonpartisan political analysis site, Inside Elections.But Gonzales and Democratic strategists say the total fundraising picture for Democrats shows the party's donors remain energized and will plow big sums into the general-election battle."I don't think this presidential race is going to be decided by money," Gonzales said. "The president's going to have plenty of money, and the Democratic nominee will have plenty of money."The 10 Democrats who have announced first-quarter fundraising numbers so far have collected a combined .6 million -- already surpassing the .6 million the entire Democratic presidential field had collected during the early months of the 2016 election cycle.Even more Democratic totals will come Monday when candidates file reports with the Federal Election Commission.Another sign of Democratic donor enthusiasm: South Bend, Indiana, Mayor Pete Buttigieg, who exceeded expectations with a million first-quarter haul for his exploratory committee, raised million within hours of formally launching his presidential campaign on Sunday, his spokeswoman Lis Smith announced on Twitter"The momentum is clearly on the left," said Jon Soltz, president of VoteVets, a progressive group. "Democratic money will consolidate" behind the party's nominee in 2020.Trump, who built his unorthodox 2016 campaign on online, small-dollar donors, never stopped running for office. He filed his paperwork for re-election on the day he took the oath of office in January 2017.He continues to tap grassroots donors for support. His campaign said that nearly 99% of donations were 0 or less, with an average contribution of .26.Trump's first-quarter haul exceeds the million his campaign and affiliated committees brought in during the last three months of 2018. But it does not set records for a presidential fundraising quarter.President Barack Obama, who did not begin collecting money in earnest for his reelection until April 2011, raised nearly million during the first three months of actively campaigning for a second term. 3195

Spring at the Silos has been canceled amid growing coronavirus concerns. Magnolia announced in a statement it is canceling the festival in its entirety. Magnolia Market, Magnolia Press and Little Shop on Bosque will continue to maintain their normal hours of operation. 282

Prince Harry and his wife, Meghan, have made their final appearance as senior royals at Westminster Abbey. The couple joined Queen Elizabeth II and other members of Britain's royal family on Monday for an annual Commonwealth Day service is expected to be the last time the couple works alongside the entire Windsor clan before Harry and Meghan fly off into self-imposed exile in North America. The Commonwealth service is a major event on the royal calendar, largely because the 93-year-old monarch has embraced the network of nations for much of her life. The pomp-filled observance featured no hand-shaking. apparently due to the new coronavirus. 661

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