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For the first time, a major political convention was held virtually instead of before thousands of partisans. Thanks to the coronavirus pandemic, the Democratic National Convention was held remotely with convention participants speaking from their hometowns.CLICK HERE TO WATCH REPLAY OF MONDAY'S CONVENTIONBut the adapted program allowed the Democrats to produce a two-hour made-for-TV event was tightly woven, with addresses pared down from past speeches.Monday’s convention speakers featured Sen. Bernie Sanders, former First Lady Michelle Obama, and former Ohio Gov. John Kasich, a Republican who ran against President Donald Trump for the GOP nomination in 2016.Kasich, former Republicans stump for BidenKasich highlighted a group of disenchanted Republicans who have turned toward Joe Biden despite being lifelong Republicans. Kasich opposed President Donald Trump for the GOP nomination in 2016.Kasich, delivering prerecorded remarks, tried to make the case that it is important to put party over politics. Despite political pressure from the liberal flank of the Democratic Party on Biden, Kasich said he believes Biden will not “turn sharp left.”“I know the measure of the man,” Kasich said. “Reasonable. Faithful, respectful and no one pushes Joe around. Joe Biden is a man for our times. Times that call for all of us to take off partisan hats and put the nation first ourselves and our children.”Preceding Kasich was former Rep. Susan Molinari, who was once a keynote speaker at the Republican National Convention in 1996, and former New Jersey Gov. Meg Whitman.Sanders acknowledges disagreement on health careSanders acknowledged that he and Biden still have major differences in health care policy, but added that Biden “has a plan that will greatly expand health care.”“As you know, we are the only industrialized nation not to guarantee health care for all people,” Biden said. “While Joe and I disagree on the best path to get to universal coverage, he has a plan that will greatly expand health care and cut the cost of prescription drugs. Further, he will lower the eligibility age of Medicare from 65 to 60.”Sanders, like most speakers on Monday, pointed his attack toward the president for his handling of the coronavirus pandemic.“This president is not just a threat to our democracy, but by rejecting science, he has put our lives and health in jeopardy,” Sanders said. “Trump has attacked doctors and scientists trying to protect us from the pandemic, while refusing to take strong action to produce the masks, gowns, and gloves our health care workers desperately need.”Michelle Obama revisits ‘we go high’One of the highlights of the 2016 Democratic National Convention was Michelle Obama’s infamous line, “When they go low, we go high.” On Monday she reminded Democrats to continue to take the high road.“So what do we do now? What’s our strategy? Over the past four years, a lot of people have asked me, ‘When others are going so low, does going high still really work?’ My answer: going high is the only thing that works, because when we go low, when we use those same tactics of degrading and dehumanizing others, we just become part of the ugly noise that’s drowning out everything else,” Obama said. “We degrade ourselves. We degrade the very causes for which we fight.”The former first lady had the final speaking spot during Monday’s opener.“Let me be as honest and clear as I possibly can,” Obama said. “Donald Trump is the wrong president for our country. He has had more than enough time to prove that he can do the job, but he is clearly in over his head. He cannot meet this moment. He simply cannot be who we need him to be for us. It is what it is.” 3698

For those wondering if “Jeopardy!” would go on after Alex Trebek’s death, Jeopardy producers confirmed on Monday that the show must go on.Jeopardy executive producer Mike Richards released a statement on Monday saying the show would resume production on November 30. The show will resume with Ken Jennings, a former contestant who was deemed the “Greatest of All Time” in January, as the first to guest host following Trebek’s death. Other guest hosts will be announced in the future.Jennings joined the program at the start of the current season as a consulting producer. Before winning the “Greatest of All Time” series in January, Jennings set a still-standing record of 74 wins in a row in 2004.“Alex believed in the importance of Jeopardy! and always said that he wanted the show to go on after him,” said Richards. “We will honor Alex’s legacy by continuing to produce the game he loved with smart contestants and challenging clues. By bringing in familiar guest hosts for the foreseeable future, our goal is to create a sense of community and continuity for our viewers.”Originally, Jeopardy! said it would have new episodes taped before Trebek's death through December 25. On Monday, the game show said that during the weeks of Dec. 21 and 28, Jeopardy! will air a top 10 of Trebek's past episodes. The final episode filmed before Trebek's death will air January 8. New episodes featuring Jennings will air starting January 11. "There will only ever be one Alex Trebek, but I'm honored to be helping Jeopardy! out with this in January," Jennings tweeted.Trebek died two weeks ago after being diagnosed with stage 4 pancreatic cancer. 1649

For the first time in its history, Sports Illustrated will feature a transgender model in its annual Swimsuit Edition.Sports Illustrated said Friday that 23-year-old Brazilian model Valentina Sampaio would be featured in the magazine, which is slated for a July 21 release.In an open letter published on Sports Illustrated's website, Sampaio said she was "excited and honored" to be a part of the upcoming issue."Being trans usually means facing closed doors to peoples’ hearts and minds," she wrote. "We face snickers, insults, fearful reactions and physical violations just for existing. Our options for growing up in a loving and accepting family, having a fruitful experience at school or finding dignified work are unimaginably limited and challenging.""I recognize that I am one of the fortunate ones, and my intention is to honor that as best I can."According to NBC, the Swimsuit Edition is just the latest barrier Sampaio has smashed as a transgender model. Last year, she was hired as the first openly trans Victoria's Secret model, and she was the first openly trans model to appear on the cover of any Vogue magazine."Valentina has been on our radar for some time now and when we finally met face-to-face it became apparent that besides her obvious beauty, she is an impassioned activist, a true pioneer for the LGBT+ community and just simply embodies the well-rounded woman we are proud to have represent SI Swimsuit across our platforms," Sports Illustrated said in a statement to NBC.In 2019, Sports Illustrated featured a Muslim model, Halima Aden, in the Swimsuit Edition. Aden sported a hijab and a burkini in her photo shoot. 1653

Forestry officials in Virginia are warning people to stay socially distant from a venomous caterpillar that looks a little like a toupee.In a social media post, the Virginia Department of Forestry shared a photo of a puss caterpillar taken recently in the eastern part of the state. They say there have been multiple reports of sightings of the hairy-looking caterpillars. 380

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475