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HAMPTON, Va. – Slavery in the United States began in Hampton Roads at Fort Monroe in Virginia, once known as Point Comfort, where the first enslaved Africans arrived in 1619.Psychiatrists say the horrors slaves endured in America – severe physical and mental abuse – has a psychological impact on their descendants 401 years later.“Fearfulness, I think, is what's passed on, in addition to the trauma,” said nationally renowned psychiatrist Dr. Dion Metzger. “That fear gets instilled into children because parents are trying to protect their children.”A study in Brain Sciences suggests trauma can be passed down through generations. Their research found “an accumulating amount of evidence of an enduring effect of trauma exposure to be passed to offspring transgenerationally via the epigenetic inheritance mechanism of DNA methylation alterations and has the capacity to change the expression of genes and the metabolome.”Dr. Metzger said it is possible that Black people are experiencing post-traumatic stress disorder from what their ancestors endured.“Just because we didn't experience it, us learning about the history or even from family stories, it's the same thing,” she said.Metzger said the outcry in peaceful protests across the country can be therapeutic.“It's not going to be a quick fix, but us telling our stories is one big part of [healing],” said Dr. Metzger, who also encouraged therapy.“A lot of people think in order for you to suffer from PTSD, you have to be a victim,” said Dr. Metzger. “You can still have the same traumatic impact just from watching the video [of George Floyd’s death] and sometimes even greater if you identify with the person. So if you identify with the race of the person, you identify with their gender, you're more likely to have a trauma traumatic impact. So I always remind people that even if you were not there, but you’re watching that video, we're still counting that as a trauma. You watched a person die on camera, so we have to realize that that's traumatic.”This story was originally published by Jessica Larche at WTKR. 2090

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

HONOLULU, Hawaii (KGTV) -- A U.S. Navy sailor killed two U.S. Department of Defense civilian employees and wounded another before turning the gun on himself at Pearl Harbor Naval Shipyard, according to Hawaii News Now. The two victims who died were men, but their identities haven't been released at this time. The third victim, a 36-year-old man, is currently in the hospital. Around 5:30 p.m. PST, a spokesman said the situation had been "contained." A witness reported seeing the gunman, a sailor assigned to the USS Columbia, fatally shoot himself. RELATED: Mass shootings in the United States: When, where they have occurred in 2019It's unclear whether or not the gunman knew the victims, Rear Admiral Robert Chadwick told Hawaii News Now. A portion of Joint Base Pearl Harbor-Hickam was placed on lockdown as a PA system told people to take cover. The base was reopened around 6 p.m. Witnesses tell Hawaii News Now that the shooting happened at one of the dry docks at the shipyard. San Diego Crisis Hotline888-724-7240 1034

HARRISON, Ohio -- A dad used heroin in a gas station parking lot while his 2-year-old daughter sat in the backseat, according to a police affidavit. The father then resisted arrest and had to be subdued with a stun gun, police said.Brenton Sturgill, 37, of Harrison, had two hypodermic needles -- one “still loaded with heroin” -- when he was arrested Saturday at the BP station at 9055 Dry Fork Road, according to the affidavit.Sturgill resisted arrest, leading to a “physical altercation,” according to the arresting officer. He has been charged with using illegal drugs, endangering children and resisting arrest. He appeared in court Monday morning. 686

Hours after he returned to rhetoric equating violence from white supremacists with those protesting them, the White House said Thursday that President Donald Trump signed a resolution condemning white supremacy.In the White House statement, Trump said he opposed bigotry in all forms."No matter the color of our skin or our ethnic heritage, we all live under the same laws, we all salute the same great flag, and we are all made by the same almighty God," Trump said.Congress?passed the resolution earlier this week, pushing Trump to put his signature on something expressly singling out white supremacy for condemnation. The White House said in response to the resolution's passage that Trump would "absolutely" sign it, and looked forward to the opportunity. 783

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