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It’s harvest time for the wine industry on California’s Central Coast.At Wolff Vineyards in Edna Valley, owner Jean-Pierre Wolff is dealing with all kinds of issues.“Today in my vineyard, it’s over 100 degrees,” he said. “The impacts of the fires and the smoke taint really add another level of challenge.”These environmental challenges are now costing Wolff financially. Some customers canceled their orders because of concerns about nearby wildfires impacting his grapes.“Negative effects can manifest themselves later on after fermentation and during barrel aging,” Wolff said. “So, they basically backed out of agreements.”Millions of acres have recently burned across California, Oregon and Washington, areas that produce 85% of the country’s wine.“It’s the first time in recent history that fires have impacted so many different wine grape growing regions,” said Anita Oberholster, Ph.D. with the University of California, Davis Department of Viticulture and Enology.She says America’s wine tourism is already struggling due to COVID-19 and that these fires could cost the industry even more through job loss and damaged products.“The problem with this year is the fires started much earlier than our harvest season,” Oberholster said. “About 10% of the grapes have been harvested and the rest were still on the vine. 2020 is not our year.”For many wineries, smoke taint of grapes is so severe, there might not be a 2020 vintage.“The 2020 vintage is going to be one where we’ll have a limited amount of high-quality wines,” Wolff said.While Wolff is working to keep his products from going down the drain and letting his wine go to waste, he says many in the industry are dealing with fire fatigue and that an increase in cost linked to these fires could be felt in years to come.“2023 probably particularly with reds is when impacts will be felt,” he said. “We’ll bounce back, but we’ll be a little black and blue.” 1930

INDIANAPOLIS — Two Indiana veterans are raising concerns publicly about the Military Family Relief Fund, a fund that helps veterans get emergency help with food, housing, utilities, medical services and transportation.When you purchase a veteran license plate or a Support the Troops plate, a chunk of that money goes into the Military Family Relief Fund.The Indiana Department of Veterans Affairs administers the fund, and it says on their website that veterans and their families can get up to ,500.“Grants up to ,500 may be awarded,” reads the website. “The qualified individual or family member can receive up to ,500 one time from the Family Relief Fund.” Lisa Wilken, an Air Force veteran and veterans advocate, told WRTV someone contacted her with state records that show some people are getting beyond the ,500 limit.“I was very shocked,” said Wilken. “The big deal is ... the rules are the rules.  Anytime it’s beyond that limit, that’s a misuse of that fund.”The records shared with WRTV show several of the people who received more than the ,500 include employees of the Indiana Department of Veterans Affairs and the Military Family Relief Fund itself.“Employees at IDVA have been able to get this fund above ,500 where veterans around the state have been denied that opportunity,” said Wilken.Since 2016, IDVA has denied 799 applications to the Military Family Relief Fund.During that time frame, 3,971 applications have been approved.William Henry, an Army veteran and former adjutant of the American Legion, is also concerned about the inconsistency of how the fund is distributed to veterans in need."Those documents show potential misuse with the Military Family Relief Fund," said Henry. “To me, it looked very suspicious and called a lot of things into question and I thought immediately it needed to be looked into.”Henry said the American Legion asked him to resign when he pushed for the Indiana Inspector General to investigate IDVA and the Military Family Relief Fund."That's what it comes down to, doing the right thing,” said Henry. “Even though I lose a job. I'll find another job. That's fine but the thing that's important to me is justice."WRTV asked for an on-camera interview with IDVA director Jim Brown.He declined but provided a statement in which he said “a limited number” of people who received funds beyond the ,500 limit were IDVA employees. 2438

It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326

It's Election Day, which means people will be shuffling to the polls throughout the day. But before you take off to cast your vote, make sure you check that your polling location is still open.Here's a map and list of closing times across the United States.6 p.m. ET: Most of Indiana, eastern half of Kentucky7 p.m. ET: Georgia, most of Florida, New Hampshire, rest of Indiana, western half of Kentucky, South Carolina, Vermont and Virginia7:30 p.m. ET: Ohio, North Carolina, West Virginia8 p.m. ET: Alabama, Connecticut, Delaware, Washington, D.C., Florida panhandle, Illinois, most of Kansas, Maine, Maryland, Massachusetts, most of Michigan, Mississippi, Missouri, New Jersey, Oklahoma, Pennsylvania, Rhode Island, eastern half of South Dakota, Tennessee, most of Texas8:30 p.m. ET: Arkansas 9 p.m. ET: Colorado, rest of Kansas, Louisiana, rest of Michigan, Minnesota, Nebraska, New Mexico, New York, western half of South Dakota, rest of Texas, Wisconsin, Wyoming10 p.m. ET: Arizona, southern half of Idaho, Iowa, Montana, Nevada, most of North Dakota, southeast portion of Oregon, Utah11 p.m. ET: California, northern part of Idaho, rest of Oregon, rest of North Dakota, WashingtonMidnight-1 a.m. ET: Alaska and HawaiiAnd you can find your polling location here.PHOTOS: Voter turnout around the nationMore information on voting rights and things you should know before you head to the polls can be found here and here.Susan Gonzalez is a digital producer and reporter for the E.W. Scripps national team. Follow her on Twitter @TheNewsan. 1580

It's likely that a Sacramento sheriff's deputy who struck a protester with a patrol SUV Saturday night didn't realize he had hit someone, Sheriff Scott Jones said during a press conference Monday.The patrol SUV struck a woman as she and others gathered in the street to denounce the killing of Stephon Clark, then left the scene, according to video of the incident. The woman suffered minor injuries and was taken to a hospital, according to the Sacramento County Sheriff's Department."I haven't spoken to the officer about the incident, I'm not even sure that his statement has been taken," Jones said, adding that there has been no change to the deputy's duties at this point during this investigation. "It's an unfortunate event that punctuated an otherwise fantastic evening." 788

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