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"Focusing on the customer is one of the key things. For me, it's a longer term strategy and it takes time to implement, but ultimately I think it's about creating a business that has a real focus on the customer－that's always been my philosophy."

"Good policy and a happy life are my secrets of longevity," said Drolma.

"Given the size of its market, a strengthened consumption in China will not only be good for the Chinese economy. It could also have positive spillover effects globally," she said.

"Financial institutions should have a countercyclical mindset. When times get tough, they should not simply reduce lending, collect debt in advance or stop lending, for their asset quality will worsen if their clients' risks increase rapidly," he added.

"Foreign firms, such as our own, often have to hire talented people with financial and language capabilities, and an understanding of international compliance standards. We have seen a huge improvement over the last couple of decades in this area and the key reason is China's opening up," Lu said.