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ARCADIA, Calif. (AP) — A filly broke both front legs at the end of a workout on the main dirt track at Santa Anita and was euthanized on Thursday, becoming the 22nd horse to suffer catastrophic injuries since Dec. 26.Trainer and owner David Bernstein said the 3-year-old filly named Princess Lili B broke down just past the finish line after a half-mile workout.Bernstein told KTLA-TV that Princess Lili B apparently took a step as she changed leads, which led to her breaking her left ankle and then her right ankle. A lead change refers to which set of legs, left or right, leads or advances forward when a horse is galloping."She was always very sound and we've never had a problem with her," Bernstein said in the interview. "We didn't have to train her on any medication. She's just a lovely filly to be around."Bernstein said the filly's exercise rider didn't indicate any problem with the dirt surface."I think it's one of those things that happens, sadly enough," the trainer told KTLA.Bernstein said he wouldn't hesitate to train another horse on Santa Anita's surface again."I know they've done the best job they can possibly do," he said. "They're hired a number of great experts to handle this surface."Santa Anita had reopened its main track for limited workouts on Monday, with horses limited to jogging and galloping while the surface was monitored for any irregularities that may have caused the deaths of 22 horses since the winter meet began on Dec. 26.This week's workouts were the first conducted under the track's new training protocols, which include two veterinarians observing each horse going to and from the track. 1648

ARVADA, Colo. — An 11-year-old girl penned a letter to Santa filled with heartache, asking him to stop her “sadness” after losing her father and grandmother in a house fire over the summer.Brooklynn Alexander, 11, wrote her Christmas wish and dropped off her letter in Santa’s mailbox in her hometown of Arvada.Amber Klein built the mailbox to ensure Santa received every letter written by kids in Arvada before Christmas.“Every night, I send the letters off to Santa,” Klein said.While helping Santa read through the letters, Klein came across Brooklynn’s wish, a heartfelt letter raw with pain.“Santa, I’ve been suffering from depression and my anger issues have been bad lately. So, what I am trying to say is — I shouldn’t get presents and can you please stop my sadness,” Klein read in the letter.In July, a fire tore through Brooklynn's home, killing her father and grandmother. A neighbor rescued her from inside. She was put on a ventilator and spent more than a week at the hospital. The pain and anguish Brooklynn feels brought memories of Klein’s dad rushing back.“My dad passed away in a house fire and I just immediately wanted to protect her,” Klein said.Klein took to Facebook to track down Brooklynn. It didn’t take long for the two families to bond.“I told her about my dad and how he died,” Klein said. “I showed her the necklace that I wear that has my dad’s ashes in it and now Brooklynn wants the same thing.”Two lives, decades apart, found each other as Brooklynn learns to navigate her pain.“I feel like whether it be my dad or Brooklynn’s dad, that they brought us together,” Kelin said.Through tears, Brooklynn says Kelin’s story gives her hope that life will get better.Brooklynn has since written a second letter to Santa. Her wish list includes a body pillow, fluffy socks and a paint-set with watercolors. She's also asking for letters from the public to help bring joy back into her life.“It’s just really fun seeing letters from people that I don’t even know cause even though they don’t even know me, they care about the situation,” Brooklynn said.This story was originally published by Adi Guajardo on KMGH in Denver. 2158

An alligator was spotted trying to climb the fence at Lely High School in Naples, Florida, Monday morning.Ray Simonsen, a.k.a "Ray the Trapper," was called in to get it.“Gators can climb. That’s why you can find them wherever, whenever," said Simonsen.Simonsen said he wasn’t surprised by what the gator was doing, but by how big it was.“I received a call that there was a 4-foot gator on property. I roll up and I get a big grin on my face, because that 4-foot was 7-foot 6-and-a-half-inch," said Simonsen.But that alligator Simonsen caught wasn’t the only one that got somewhere it didn’t belong on Monday. According to the Lee County Sheriff’s Office, deputies had to respond to the Estero Parc Apartments, because an alligator actually got inside the building.The sheriff’s office posted a picture to Facebook, saying people were in the elevator when the doors opened, and a small gator was there to greet them. 923

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

As Demi Lovato continues treatment after an apparent overdose, Live Nation has announced the cancellation of her fall tour dates."Unfortunately, Demi Lovato has canceled her upcoming Tell Me You Love Me Tour dates in South America, as she is focusing on her recovery," the company said in a statement to CNN. "The 6-city tour was scheduled to visit Chile, Argentina, and Brazil starting November 14. Ticket refunds will be available at the point of purchase and credit card purchases will be automatically refunded."The Grammy-nominated singer was released from Cedars-Sinai Medical Center in Los Angeles earlier this week and has entered an undisclosed rehab facility, sources close to Lovato told CNN.Friends and fans have rallied around the singer since her medical crisis.Lovato thanked them in a recent social media post that also looked ahead."I now need time to heal and focus on my sobriety and road to recovery," she wrote. "I will keep fighting." 974

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