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It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

INDIANAPOLIS -- Two teachers and a student at Decatur Central High School spent some time in the hospital on Monday after a man got into the school and tried to attack a studentA district spokesperson says anyone entering Decatur Central High School has to be buzzed through a locked door by an employee inside.  Tyrese Little, 18, was buzzed into the school along with family members who had students who attend the high school. The school spokesperson said he was in the main office of the building when he saw a student with whom he had a problem and went into the hall to confront him.“I saw the wrestling coach try to stop him and he couldn’t really stop him and at that point, most of the teachers in that hallway had detained this person and got a hold of him and they had him in handcuffs,” student Jayson Wagner said. “The wrestling coach is a pretty big guy, and he couldn’t even stop him.”A 16-year-old student and two teachers were injured and taken to the hospital to be treated.The school was never placed on lockdown and Little did not have any weapons on him at the time of his arrest. The school spokesman says a school resource officer was nearby to help take little down.Little is charged with battery resulting in bodily injury and battery against a public safety official.  1317

INDIANAPOLIS -- A Bloomington, Indiana auto dealership was told to stop selling cars after the Indiana Secretary of State's Office discovered the business is not licensed in the state. The secretary of state's office issued a cease and desist Friday to H Auto for selling cars without a license and illegally issuing interim license plates.H Auto has been advertising in English and Chinese and allegedly may have been targeting Chinese students at Indiana University, according to the secretary of state. The advertisements say to make an appointment because H Auto does business by appointment only, but typically most dealerships do walk-in business.Some customers of H Auto allege that they were sold cars with fake New Jersey license plates.Others allege the auto dealer took their money but they never got a title for the vehicle they purchased.The secretary of state's office and Bloomington police are currently investigating.If you believe you may have been victimized by H Auto, call the secretary of state's office at 317-234-7190 1074

It’s not always what you teach, but rather how you teach.And at the University of California, Irvine, lecturer Thomas Eppel, Ph.D. is helping educate others for the digitally driven world.“I spend more time, or at least as much time, teaching online as I do in a traditional face-to-face format,” he said.Eppel is talking about is UCI’s Digital Learning Lab at the Paul Merage School of Business, a full-on production studio designed for remote learning which was built before COVID-19 forced campuses to close.“I always say the Paul Merage School of Business was maybe the most prepared school, certainly here on campus, when the pandemic hit,” Eppel said.He believes the digital learning lab offers three distinct advantages to traditional learning: convenience, flexibility and mastery.“To be able to watch a video over and over again and until you truly master the material, I think is another huge advantage of online education,” Eppel said.It's an academic advantage students say has helped them prepare for life post pandemic.“In terms of COVID, I think it did mean we were better prepared for what was happening,” said Sarah Kutner, an MBA candidate at UCI.Kutner has taken online classes at other schools before but says the DLL is online learning at a higher level.“I think it definitely has moved our transition because we already did have some focus on how can digital technology augment our learning experience,” she said.With more colleges transitioning to remote learning, a lot of them are reaching out to leaders at UCI, looking at ways they can improve their digital learning experiences.“We’re also able to help our sister schools here at UCI along with the central campus,” said Natalie Blair, UCI’s director of digital learning.She says with more schools investing in this kind of education, her staff is committed to helping others.“We’re definitely leading and if you stop learning you stop leading,” Blair said. “So, we’re always iterating and improving our methods.”Blair added that even though more students are now learning from a distance, this technology means that they’re not learning alone. 2130

INDIANAPOLIS -- Two teachers and a student at Decatur Central High School spent some time in the hospital on Monday after a man got into the school and tried to attack a studentA district spokesperson says anyone entering Decatur Central High School has to be buzzed through a locked door by an employee inside.  Tyrese Little, 18, was buzzed into the school along with family members who had students who attend the high school. The school spokesperson said he was in the main office of the building when he saw a student with whom he had a problem and went into the hall to confront him.“I saw the wrestling coach try to stop him and he couldn’t really stop him and at that point, most of the teachers in that hallway had detained this person and got a hold of him and they had him in handcuffs,” student Jayson Wagner said. “The wrestling coach is a pretty big guy, and he couldn’t even stop him.”A 16-year-old student and two teachers were injured and taken to the hospital to be treated.The school was never placed on lockdown and Little did not have any weapons on him at the time of his arrest. The school spokesman says a school resource officer was nearby to help take little down.Little is charged with battery resulting in bodily injury and battery against a public safety official.  1317

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