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The Lee County Sheriff's Office says a Minnesota fugitive wanted for the murder of her husband is also responsible for a murder in Fort Myers Beach, Florida this week.Lee County Undersheriff Carmine Marceno said in a press conference Friday that they believe that Lois Reiss has since fled Southwest Florida to the Corpus Christi, Texas area.A national manhunt is under way for Reiss, who is considered armed and dangerous and should not be approached.Marceno says Reiss befriended 59-year-old Pamela Hutchinson and targeted her due to their similar appearance. Investigators say Reiss murdered Hutchinson in her?condo Monday, then took her ID and car and fled Southwest Florida in Hutchinson's white 2005 Acura TL with a Florida license plate Y37-TAA.Reiss is believed to have traveled through the Gulf coast to Corpus Cristi, Texas, but her current whereabouts are unknown.Reiss is wanted for Murder and Grand Theft.According to KLXT-TV in Rochester, Minnesota, Reiss is facing second degree murder charges there after shooting her husband to death back in March.According to the Minnesota Bureau of Criminal Apprehension, Reiss’ car was found abandoned in Florida earlier this week and she remains at large.Law enforcement also believe she stole over ,000 from her deceased husband's business. 1347

The Justice Department is investigating Interior Secretary Ryan Zinke for possibly using his office for personal gain, following a referral from Interior's inspector general, two sources familiar with the investigation say.The full extent of the inquiry is unclear.Zinke has faced multiple ethics questions during his time at Interior, and the inspector general's office has multiple public inquiries into the secretary including the department's handling of a Connecticut casino project, whether the boundaries for Grand Staircase Escalante National Monument were redrawn to benefit a state lawmaker and conversations between Zinke and Halliburton Chairman David Lesar about a Montana land development project.Zinke said he has not been contacted by the Justice Department."They haven't talked to me. It will be the same thing as all the other investigations. I follow all rules, procedures, regulations and most importantly the law. This is another politically driven investigation that has no merit," Zinke told CNN.The Justice Department declined to comment. Interior's inspector general's office said it would not comment on Justice-related issues.President Donald Trump's Cabinet secretaries have faced scrutiny over their use of government resources, including former Health and Human Services Secretary Tom Price and Housing and Urban Development Secretary Ben Carson.CNN has also learned Justice Department investigators began probing Scott Pruitt's questionable ethical conduct before he left as Environmental Protection Agency administrator, according to multiple people familiar with the matter. The inquiry was opened up after a referral from the EPA IG regarding whether Pruitt took any action to benefit an energy lobbyist he rented a condo from for below market rate.The probe appears to have stalled since Pruitt left office over the summer, according to multiple sources familiar with the matter. 1922

The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t.Each year, only a fraction of the Americans who could benefit financially from bankruptcy actually seek relief. Economists say some don’t file because collectors aren’t aggressively pursuing them, while others may strategically delay filing because bankruptcy could benefit them more down the road.Many bankruptcy attorneys have a much simpler explanation: Fear, a lack of information and misplaced optimism keep people from getting a fresh start.A temporary pauseAbout 14% of U.S. households — or roughly 17 million — owe more than they own, according to Federal Reserve Bank of New York estimates. Many of these households could benefit from having their debts wiped out, but fewer than 1% of U.S. households actually file for bankruptcy each year. Last year, there were 752,160 personal bankruptcy filings. Researchers refer to this gap as “missing bankruptcies” — the filings that could be happening, but aren’t.Now, there’s an additional set of missing bankruptcies: the cases people normally would have filed in recent months, but haven’t. Bankruptcy filings dropped dramatically in the second quarter of this year, to about 60% of the average for the previous five years.Courthouses were shuttered by pandemic closures, which made it harder for creditors to pursue foreclosures and wage garnishments. Those are two big drivers of consumer bankruptcy filings, says David Cox, a bankruptcy attorney in Lynchburg, Virginia, and co-author of “Consumer Bankruptcy: Fundamentals of Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.”Borrowers have benefited from various forms of coronavirus relief, such as suspended payments on federal student loans, mortgage forbearance and expanded hardship options for loans and credit card accounts. The 0 weekly bump in unemployment checks, which expired in July, also kept many people afloat, Cox says.Lower jobless benefits, along with the reopening of courts and continued high unemployment, mean the lull in bankruptcy filings is likely temporary, says Jenny Doling, a bankruptcy attorney in Palm Desert, California, who serves on the American Bankruptcy Institute’s Chapter 13 Advisory Committee.She worries that people will wait too long to file. Too often, people drain retirement funds or other assets that would be protected in bankruptcy to pay debts that will ultimately be erased, she says. Putting off bankruptcy also can make it harder to come up with the ,500 needed to file a typical case.You won’t lose everythingCox says many of his clients delay filing because they fear they will lose cars, homes and other property. They are pleasantly surprised that they aren’t stripped of everything they own, he says.“There’s a misunderstanding about how bankruptcy works and what it would take from you,” Cox says.The vast majority of people who file the most common type of bankruptcy, Chapter 7, don’t have to give up any of their possessions. The types and amount of property you can keep vary by state, but typically include clothing, professional tools, wedding rings and at least some equity in your home. A few thousand dollars of equity in a car is usually protected as well. If you have assets that wouldn’t be protected in Chapter 7, you could file for a Chapter 13 repayment plan instead.You can get credit againA bankruptcy filing remains on your credit reports for up to 10 years. But credit scores can start to recover soon after you file. It’s possible to get a VA or FHA mortgage two years after a bankruptcy. Most loans require you to wait at least four years.People can start to rebuild credit a few months after their bankruptcy case is discharged by getting secured credit cards, which require a deposit, or credit-builder loans, available from some credit unions, community banks and online.The problem with anxiety — or unrealistic optimismDebt often leads to anxiety and depression that makes taking action difficult, Cox says. Many of his clients arrive at their first meeting with grocery sacks full of unopened bills.But misplaced optimism can also be a problem. The same hopefulness that causes people to take on too much debt also can lead them to put off the reckoning, he says.“You always think, ‘Our income’s going to increase, things will be better going forward,’” Cox says.Anyone struggling with debt now should consider consulting a bankruptcy attorney, Doling says. The first visit is often free, and referrals are available from the National Association of Consumer Bankruptcy Attorneys. Consulting with an attorney doesn’t obligate you to file, but it could help you avoid expensive mistakes if you later decide that’s your best option.“The people who do much better in bankruptcy are the ones who came in and got advice early on,” Doling says.This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Used Cars in Short Supply, and Shea Couleé Talks About MoneyHow Frugal Fashionistas Can Stay on TrendAre Medicare Advantage Plans Worth the Risk?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5211

The Great Bambino, the King of Rock and Roll, and the former leader of "America's Team" are among those set to receive the highest honor that a president can bestow on a civilian.The White House announced Saturday that President Donald Trump will award the Presidential Medal of Freedom to seven people next week. The list, which names three posthumous recipients, includes sports and entertainment legends such as Babe Ruth and Elvis Presley as well as political and charitable luminaries such as philanthropist Miriam Adelson, Utah Republican Sen. Orrin Hatch and the late Supreme Court Justice Antonin Scalia.Adelson, the wife of billionaire Republican donor Sheldon Adelson, is cited by the White House for founding research centers committed to fighting substance abuse and, with her husband, establishing the Adelson Medical Research Foundation, which supports research on life-threatening illness. She has also supported Jewish schools, Holocaust memorial organizations, and Israeli military personnel and veterans, the White House noted.The Adelsons were among the Republican Party's largest benefactors this midterm election, donating a whopping 2 million to GOP super PACs through September.The White House also lauded the accomplishments of Hatch, one of the longest-serving senators in US history, citing his four decades of legislative accomplishments and his leadership on judicial confirmations.Scalia, a conservative judicial icon, was cited by the White House for "insisting that the role of federal judges is to uphold the original meaning of the Constitution — never to impose their own beliefs on the country."The news release praised Presley as a musical icon who defined American culture to adoring fans around the world and "fused gospel, country, and rhythm and blues to create a sound all his own, selling more than a billion records." It also noted his two years of Army service.Ruth, meanwhile, is celebrated for setting baseball records that lasted for decades, creating the Babe Ruth Foundation, which sought to help underprivileged children, and for raising money for the war effort during World War II. "His legacy has never been eclipsed, and he remains the personification of 'America's Pastime,' the White House said.Two football Hall of Famers are also among the honorees: former Dallas Cowboys quarterback Roger Staubach, who also volunteered to fight in the Vietnam War and later became a businessman and champion of charitable causes such as the United Way; and defensive tackle Alan Page, who would later go on to become the first African American to serve on the Minnesota Supreme Court.The Medal of Freedom is awarded to those who have made "especially meritorious contributions to the security or national interests of the country, to world peace, or to cultural or other significant public or private endeavors," the White House said.This is the first time Trump is presenting the Presidential Medal of Freedom. He has awarded the Medal of Honor, the nation's highest military honor, as recently as October. 3061

The math is simple. If President Donald Trump wins the same states he won four years ago, he'll be president of the United States for four more years. But sweeping the swing states of Florida, Arizona, Texas, Pennsylvania, Wisconsin, Michigan and Ohio may be more difficult a second time around. Polls show the potential of each one of those states voting Democrat in 2020. As a result, Trump may need to pick up a state Hillary Clinton won in 2016. MINNESOTA FOCUS While the Trump campaign is investing in states like Nevada and Colorado, Minnesota is emerging as the president's likeliest pick up opportunity. Republicans haven't won Minnesota since 1972, the party's longest losing streak. "It’s a state we think we are going to do very well in," Hogan Gidley, a top campaign adviser to Trump, said. "We only lost it by 1.4%, 44,000 votes," Gidley added. Unlike four years ago, Trump is investing in the state. He has already made campaign stops there. The Trump campaign spent around ,000 in Minnesota in 2016. In 2020, they could spend well north of million. VIEW OF PARTY CHAIRSJennifer Carnahan, chair of the Minnesota Republican Party, believes rural Minnesota will offset progressive turnout in cities like Minneapolis. "I actually think the support there for our president has grown over the past four years," Carnahan said. Meanwhile Ken Martin, chair of the Minnesota Democratic Party, says it isn't just wishful thinking that Republicans can win in the state. "They have the largest campaign on the ground in the state of Minnesota," Martin said, speaking about the Trump campaign. But Martin says Team Biden is aggressively hiring staffers and is vowing to not overlook the state. "The cavalry is coming," Martin added. 1749

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