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CARLSBAD, Calif. (CNS) - The city of Carlsbad announced Thursday it was temporarily suspending its collection fees for sidewalk cafes, outdoor displays and curbside cafe permits to help businesses during the COVID-19 pandemic.This suspension of permit fees also means reimbursement of around ,000 to businesses that paid for these types of permits since March 1 of this year. Fee reimbursement and the revenue offset from the suspension of fee collection will be funded from the Economic Recovery and Revitalization Initiative funds. Of those funds, 5,000 remains for contingency or future city council actions.When the pandemic's public health orders required the closure of indoor operations, Carlsbad relaxed development standards to allow businesses to use these permits to quickly activate outdoor spaces on public sidewalks. Some businesses were also granted no-cost permits allowing them to use private property such as their parking lots, to add to their existing outdoor areas.On July 28, the City Council also relaxed standards for curbside cafes, allowing restaurants to use up to four street parking stalls to expand outdoor dining.The permits normally cost a one-time payment of 1 and ,200 per parking stall per year. These fees are now temporarily suspended until February 28, 2021, or for the duration of the local COVID-19 pandemic emergency, whichever is later.More than 70 businesses have been permitted, including restaurants, fitness classes, hair and nail salons, spas and churches, allowing them to temporarily move their operations outdoors onto private property, public sidewalks and on-street public parking spaces so that they can comply with public health guidelines.According to a statement from the city, even with the county now allowing indoor dining, retail shopping or fitness classes, capacity has been reduced by 50% to 90%, depending on the type of business. Outdoor operations are permitted through the duration of the health emergency. 1991

Businesses may be reopening, but they're still struggling to pay their rent.About 40% of major retailers didn't pay their rent in May, according to numbers from data firm Datex Property Solutions.Some companies are warning they won't be able to pay rent for months. Starbucks for example is asking for landlords to adjust lease terms and rent for at least 12 months.It's an even worse situation for some small businesses.“I would think landlords ordinarily are not that sympathetic, right, because they can get somebody else to pay the bill,” said Jack Strauss, an economics expert and professor at the University of Denver. “In this case, a landlord is foolish to ignore the struggling small business.”Strauss says it will be difficult for landlords to find a new tenant quickly, so they have an incentive to delay or partially reduce rent.Businesses in malls are getting hit especially hard. The country's latest mall owner recently sued Gap over three months of unpaid rent.“Being sued kind of makes sense by the landlord to take a heavy hand, but at the same time, it doesn't make sense because they're going to have a lot of, they're potentially going to have a lot of empty spaces,” said Strauss.Punchbowl Social, a national restaurant and entertainment spot just closed one location in the Denver area and one in the Chicago area, acknowledging that landlords are trying to ensure the success of their business.But the CEO says, "landlords cannot expect to maintain status quo economic terms that were negotiated in pre-pandemic times."Strauss agrees with that. He thinks landlords should provide one-year temporary rent reductions to businesses, just like many workers are taking pay reductions right now.He says after a year, the landlords and businesses can renegotiate their rent. 1799

CAMDEN, N.J. – Across the river from Philadelphia sits the nearly 200-year-old city of Camden, New Jersey, at one time called “the most dangerous city in America.”“This city has been riddled with drugs,” said resident Mark Hansen.About 74,000 people live there. Seven years ago, amid a budget crisis and a spiking murder rate, the mayor and police chief, as well as local and state lawmakers and then-Governor Chris Christie, among others, joined together and disbanded the city’s police department.“We had 67 murders in 2012, which put the murder rate higher than some third world nations. So, a change had to come,” said Louis Cappelli, Jr., Camden County’s freeholder director, which is a job similar to a county commissioner.It’s a position Cappelli also held when the city police department ceased to exist and was replaced with a brand-new county police department.“We started with two main objectives,” Cappelli said. “Number one was to reduce the number of crime victims and number two is to make the residents of the city feel safe.”So, what happened to the city police officers? With the union dismantled, all of them -- from the chief on down -- had to reapply for their positions with the Camden County Police Department (CCPD).Not everyone got their job back, but Capt. Zsakhiem James did.“Couldn't see myself being a cop anywhere else,” he said. “This is my home.”However, the policing Capt. James knew then underwent a complete change. All the officers went through new training – focusing foremost on community policing and de-escalation, where the use of force becomes a last resort.“We stress interaction with people on a positive note. We reward that,” Capt. James said. “As opposed to just the traditional rewards for drug and gun arrests and solving violent crimes, we also reward officers for being integral parts of the community.”In the years since the changes, according to the CCPD, Camden’s crime rate fell. Since 2014, violent crime is down 36% and murders are down a whopping 72%.Not so fast said Camden County NAACP President Kevin Barfield.“Crime statistics throughout the state, in the United States, have went down over the years,” Barfield said. “So, can we truly contribute that to policing or a police model?”He is also concerned that the county police department lacks diversity in the ranks. Minorities make up about half the force and few are part of the higher ranks, in a city where 95% of the residents are either African American or Hispanic.“The problem is that the police department does not reflect the community that it serves,” Barfield said.That matters a lot, according to Dr. Nyeema Watson, head of civic engagement at Rutgers University’s Camden campus.“We still want to see broad swaths of diversity in all ways - because until there is a deep cultural shift, not only in policing but against systematic oppression of blacks, we're still going to have a fear and mistrust of the police,” Dr. Watson said.County officials say they are working to address that issue but add that the changes in policing in Camden shouldn’t be discounted. As for cities considering revamping their own police departments, each had some advice to offer.“Give the community the opportunity to vote,” said the NAACP’s Kevin Barfield. “When we change things, we need to make sure that those who are most vulnerable, that we still make sure that they have a voice.”For freeholder Louis Cappelli, what happened in Camden may not apply everywhere.“It's not one size fits all,” he said. “What we're doing here works well for us. So, you have to mold it and craft it to the needs and particular circumstances of your city.”Dr. Nyeema Watson cautions that change takes time and hard work.“This isn't going to happen overnight,” she said. “So, this is a long haul that communities will really have to engage in.”All are words born of experience from those who’ve been there. 3904

Cereal company General Mills announced on Thursday that its employees are eligible for up to 20 weeks of paid maternity leave under a new company policy, effective Jan. 1, 2019. Also part of the announcement, General Mills said it will offer up to 12 weeks for paid paternity and adoption leave for its employees. While the United States' Family Medical Leave Act requires most employers to allow staff to take up to 12 weeks off, the act does not require employers to pay employees for leave. General Mills said the new rules apply to its salaried and non-union employees. Other changes in family leave policy announced by General Mills include:      ● Caregiver Leave: A new benefit in 2019, General Mills will now offer caregivers a two-week paid leave for the care of immediate family members with a serious health condition. 882

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451