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Mortgage insurance premiums required: 1.75% upfront and monthly premiums that vary with your loan term, loan amount and down payment, from 0.45% to 1.05% 156

after being crushed by a large steel plate while working in a trench.The Clearwater Fire Department responded to a trench rescue call at about 1 p.m. Monday.Authorities say a man in his 20s was working below grade in a trench when a large steel plate used for stabilizing the trench struck and crushed him.He was working on part of the Clearwater stormwater project, and Keystone Excavators Inc. is the city's contractor for the project. 439

in his response to the COVID-19 pandemic.DeSantis' order, which goes into effect April 2 at midnight, asks Floridians to stay in their homes outside of some 159

A’Deja's sister, Jalen and her father are also hearing impaired. Jalen had success with cochlear implants in the past, so on Thursday, the family traveled to Johns Hopkins Children's Hospital in St. Petersburg.“It’s so exciting,” said A’Deja’s mom Patricia.Following the implant procedure, A’Deja heard her family’s voices for the first time. The toddler's grandparents were also there.“This moment never gets old,” said audiologist Shelly Ash. “It’s always so moving.”Cochlear implant technology has accelerated over the years. Now the technology can even be linked via Bluetooth.Kids have different reactions to hearing sound for the first time.“When we first start out, we’re introducing very soft levels of electrical current,” said Shelly Ash. “It just sounds to her like 'beep, beep, beep.'”For A’Deja, she was neither happy or scared. She was simply... amazed.Her eyes widen and her jaw dropped.She realized what it was: sound.And she turned her head when her mother said those three magic words: I love you.” 1018

in Oklahoma.On Wednesday, the House committee passed the measure 10 to 4 to send the bill to the full House.This would add conversion therapy to a list of unprofessional conduct by varying behavioral and medical health providers, according to the Associated Press.Conversion therapy is the process of trying to change someone's sexual orientation or gender identity.The American Psychological Association says conversion therapy is harmful to mental health and isn't based in science, according to the AP.Last month, Utah became the 19th state in the Union to ban conversion therapy when Gov. Gary Herbert bassed an executive rule that ourlawed the practice.This story was originally published by 699