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While active-shooter training is not new to houses of worship, the massacre this month at a Texas church has renewed attention to their vulnerability and the fine line religious leaders walk as they try to create a welcoming atmosphere that doesn't tempt a would-be shooter."One of the responsibilities I have as a pastor, as a shepherd of the church, is to protect the people, and that includes spiritually, but it also includes the physical protection," said Pastor Jack Graham of Prestonwood Baptist Church in Plano, Texas.The deadliest-ever mass shooting in Texas -- in which a gunman walked among pews at First Baptist Church in Sutherland Springs, killing 25 parishioners and an unborn child -- has become the latest in a string of attacks directed at religious institutions. 789

While active-shooter training is not new to houses of worship, the massacre this month at a Texas church has renewed attention to their vulnerability and the fine line religious leaders walk as they try to create a welcoming atmosphere that doesn't tempt a would-be shooter."One of the responsibilities I have as a pastor, as a shepherd of the church, is to protect the people, and that includes spiritually, but it also includes the physical protection," said Pastor Jack Graham of Prestonwood Baptist Church in Plano, Texas.The deadliest-ever mass shooting in Texas -- in which a gunman walked among pews at First Baptist Church in Sutherland Springs, killing 25 parishioners and an unborn child -- has become the latest in a string of attacks directed at religious institutions. 789

While it's true that premiums for the popular silver Obamacare plan could shoot higher for 2018, most enrollees will actually end up paying less for coverage next year.In fact, more consumers will be able to snag policies that will cost them nothing each month.How can that be?It's because premium subsidies are soaring too, making many plans on the exchanges more affordable.The Trump administration, however, is stressing how much premiums will rise, saying this is yet another sign that Obamacare is irreparably broken. They are downplaying the fact that the subsidies will cover most, if not all, of the cost.Obamacare advocates worry that consumers will be scared off by the news that premiums are skyrocketing for next year. They plan to highlight the fact that many people will be able to find lower-premium policies thanks to the subsidies.Even the Trump administration found that Obamacare plans will be more affordable next year. Some 80% of enrollees will be able to find a policy for a month or less -- up from 71% this year and the highest share so far."This year, more people than any previous year have access to a plan for or less," said Josh Peck, a former Obama administration official and co-founder of Get America Covered, which is promoting enrollment for 2018. "That's what we want everyone to know."Here's why this is happening:Many insurers jacked up the rates of their silver plans in part to make up for President Trump ending federal support for Obamacare's cost-sharing subsidies. These subsidies reduce deductibles and co-pays for lower-income enrollees.Premiums for the benchmark silver Obamacare plan will soar 37%, on average, for 2018, according to federal data released Monday.The premium subsidies are pegged to a benchmark silver plan in each market. So if that plan's rate rises, the value of the subsidy does too. More than eight in 10 Obamacare enrollees receive premium subsidies.Insurers, however, did not hike the price of bronze or gold plans nearly as much. The rate of the lowest-cost bronze plan is rising 17%, on average, while the cheapest gold plan is going up 19%, according to the Kaiser Family Foundation.That means the more generous premium subsidies will cover more of the monthly cost of these plans, so consumers will pay less.A 40-year-old earning ,000 will pay 75% less, on average, for the cheapest bronze plan and 21% less for the lowest-cost gold plan, according to a new analysis by the Kaiser Family Foundation. A 40-year-old earning ,000 will see a 28% drop in the price of the cheapest bronze plan, and an 8% decrease in the least expensive gold plan's premium.Bronze plans have lower premiums, but their deductibles are higher -- nearly ,900, on average, for an individual in 2018, according to a new report from Health Pocket, an online health insurance shopping tool. Meanwhile, gold plans have higher premiums, but their deductibles are only ,320 on average for a single enrollee next year.The cheapest gold plan will have lower premiums than the least-expensive silver plan in 459 counties next year once subsidies are factored in, Kaiser found. Silver plans will have an average deductible of just over ,000 next year.Many more consumers will be able to enroll in bronze plans and pay nothing each month. For instance, a 48-year-old consumer earning roughly ,000 can find a zero-premium policy in nearly 1,050 counties next year, up from 132 counties in 2017, according to an analysis by Oliver Wyman consulting group.Not everyone, however, will be so fortunate. Enrollees who don't qualify for premium subsidies -- those who earn more than ,000 as an individual or ,500 for a family of four in 2018 -- may be hit with the full premium hike. They may be better off buying bronze or gold plans or looking for individual coverage outside of the Obamacare exchanges.  3877

Whole Foods is getting even more Amazon-y.Amazon, which purchased Whole Foods last year, is offering its Prime members an additional 10% off sale items when they shop at Whole Foods.The additional discount will apply to hundreds of products throughout the stores. To get the discount, Prime members will have to scan the Whole Foods app at checkout, after signing into the app with their Prime membership.Earlier this year, the companies launched free two-hour delivery on Whole Foods groceries in 10 test cities, through Amazon's Prime Now service. Amazon expects to expand that offering later this year. Eligible Prime members also receive 5% back on Whole Foods purchases when using the Amazon Prime Visa card.Amazon now has more than 100 million Prime members. It also announced it would raise the annual cost of membership by 20% to 9 a year, from .Amazon cut prices at Whole Foods for all customers once it completed its purchase of the chain in August, and announced another round of price cuts in November.  1034

WHEATON, Ill. -- As the death toll from the coronavirus nears 200,000, recovery can be difficult for those who have survived the illness. But the first ever double-lung transplants for COVID-19 survivors is providing new hope for medical centers around the country and world.Brian Kuhns is at the beginning of a long and grueling road to recovery.Each day, he endures several difficult physical therapy sessions to rebuild his weakened body.“This is real tough,” said Kuhns. “All this stuff runs through my mind that I have to do and now I can't be like this.”Kuhns, who initially didn’t take the coronavirus seriously, contracted the deadly virus in early March. The illness was like nothing he’d ever felt before.“It was just like, I'm kind of walking dead. Fever, shaking so hard I can't believe it.”The virus that has now taken the lives of more than 190,000 Americans was destroying his lungs.About 100 days on life-support and isolated from his family for more than three months, the 62-year-old grandfather was near death more than once.“Yeah, I thought I was going to die for sure. I thought it was over,” said Kuhns.After 39 years at his side, Kuhns' wife Nancy couldn’t be in the hospital with him. On the phone, she pushed him to keep fighting.“I keep give him a lot of confidence even when they told me he wasn't gonna make it. I kept telling them that he was,” she said.His doctors at Northwestern Memorial Hospital determined his only chance for survival was a double-lung transplant.After 10 hours in surgery, Kuhns became only the second known coronavirus patient ever to have both lungs replaced.“I fought back, gasping for air, 24 hours a day. As hard as you could breathe,” said Kuhns.Dr. Mahesh Ramachandran, the chief medical officer at Northwestern Medicine’s Marianjoy Rehabilitation Hospital, says they’ve already discharged 125 COVID-19 patients since the pandemic began. Rehab, says Dr. Ramachandran, is essential to recovery.“They get quite deconditioned. They get quite weak. They have neurologic problems, cardiac problems that need to be managed before they can safely go home,” said Dr. Ramachandran.Two months after the revolutionary transplant, Kuhns is still getting used to his new lungs.“I could feel it all the way down,” he said with a deep breath.But he continues to fight and implores others to wear a mask and avoid others or face the consequences.“This is a crazy disease. Some people get away with it and other people it nails,” said Kuhns. “I was one of the ones it nailed. So, you want to make a choice. You know which one you want to be.”After nearly six months in the hospital, if all goes well, he could go home by the end of the month. 2692