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CLEVELAND, Ohio – President Donald Trump and former Vice President Joe Biden are debating each other for the first time.WATCH LIVE:The 90-minute event will be split up into six 15-minute segments and there will be no commercial interruption.Each of the six segments will be dedicated to a predetermined topic. The Commission Presidential Debates says those topics will include: “the Trump and Biden records, the Supreme Court, COVID-19, the economy, race and violence in our cities, and the integrity of the election.”The topics were chosen by the moderator of the debate, “Fox News Sunday” anchor Chris Wallace.Amid the coronavirus pandemic, the 2020 general election is unlike any other in American history. The threat of COVID-19 has prevented the candidates from campaigning in a way we’ve seen in the past. Trump has still held rallies, but with some precautions taken, while Biden has opted to rely heavily on virtual events and socially distanced speeches.Tuesday night, Trump and Biden will appear on stage together, but far apart and the candidates are not expected to shake hands. The audience will also be smaller than in years past and all in-house spectators will be tested for the coronavirus.This debate will provide both nominees the opportunity to shape the narrative of the election, which has largely been focused on the handling of the pandemic, the push for racial equality, and most recently the vacancy of Justice Ruth Bader Ginsburg’s seat on the Supreme Court.Along with those topics, a bombshell report from The New York Times is sure to be brought up. The “newspaper of record” reported Sunday that it has obtained more than two decades worth of Trump’s tax information. The documents reportedly revealed Trump paid just 0 in federal income taxes in 2016 and 2017. In 10 of the 15 years before that, he paid no income taxes at all, The Times reports. The president has called the reporting “fake news.”Trump and Biden are getting ready for the debate in starkly different ways. The Washington Post reports that Trump isn’t doing much to prepare, instead relying on his experience at the White House and at rallies. Meanwhile, The Post says Biden is doing more traditional debate prep.After Tuesday’s debate, the American people will have to wait more than two weeks before Trump and Biden face off again on Oct. 15 at a town-hall style debate in Miami. The final debate will be held in Nashville on Oct. 22.Election Day is on Nov. 3. Click here for the registration and early voting deadlines in your state. 2545

COVID-19 is impacting industries all throughout our country, and the real estate market is seeing its share of ups and downs. But now, there is a possible light at the end of the tunnel.“I’ve seen all sorts of crazy,” said realtor Amy Asher of the unpredictable housing market in 2020.First time home buyer Alex Saiz decided this was the time to pull the trigger and leave apartment life behind.“It’s really exciting and a bit stressful,” Saiz said. "I was renting. I just didn’t want to rent anymore.”He’s been looking at houses with Asher.Asher said when COVID-19 hit in March, the market screeched to a halt.“We were all nervous, because you don’t know what to expect,” Asher said.According to the National Association of Realtors, 85 percent of realtors saw a noticeable decline in sales in the spring. However, the trend is changing.“Once we got the green light to kind of move about and practice business, man, everyone just jumped,” Asher said.For most of the country, the pandemic means school at home for the kids and stressed out parents trying to work from home, too.“I’ve had a lot of past clients call me who feel like the walls of their homes are just closing in around them,” Asher said.As for Saiz, the upswing after lockdown meant finding the perfect bachelor pad."(The pandemic) almost kind of helped me, because it did bring the prices lower and the interest rates dropped,” Saiz said. “It was kind of an opportunity that I took advantage of. It was a total no-brainer.”For now, the roller coaster ride that is 2020 will continue. Although the future looks promising, this year has taught us all that anything can happen."If we don’t level out a little bit, I think we could be heading toward a bubble burst,” Asher said cautiously. 1759

CINCINNATI, Ohio — A SWAT officer with the Cincinnati Police Department was suspended after reports he allowed a civilian to don parts of his uniform on Halloween, Lt. Steve Saunders confirmed Friday. Officer John Neal was placed on administrative duty pending the results of an internal investigation. His LinkedIn profile lists him as a K-9 handler as well as a SWAT officer with the department; Saunders said he was off-duty when the incident occurred. Hamilton County Sheriff's Office deputies and at least two Cincinnati lieutenants were called to Anderson Towne Center early Thursday morning, according to body camera recordings released by the sheriff's office. In one recording, a deputy mentions receiving reports of a man in SWAT gear harassing patrons.When deputies arrive, the man in question identifies himself as Neal's friend and claims to not have realized donning Neal's gear would be a problem. "I've known him for years," he says. "I didn't know this was a [expletive] issue. It was just a Halloween thing."Later in the same recording, the man asks one deputy what will happen to Neal.“It ain’t good, I can tell you that,” the deputy replies. “It’s pretty [expletive] stupid for this to be happening right now.”A bartender at a nearby restaurant told deputies the men arrived in the patrol car. The man denied having driven.In the body camera recordings, a deputy says the bartender reported the man had, while dressed in the tactical gear, grabbed her by the arm and told her she would need to be detained in his vehicle. 1619

Country singer Dolly Parton is making her views on Black Lives Matter clear.“I understand people having to make themselves known and felt and seen,” she recently told Billboard Magazine. “And of course Black lives matter. Do we think our little white a**es are the only ones that matter? No!”In a wide-ranging interview with Billboard Magazine, Parton addressed the protests against racism and police brutality following the death of George Floyd earlier this year.She has not attended the protests, but voiced her support.She also talked about how she is not a judgmental person.“God is the judge, not us. I just try to be myself. I try to let everybody else be themselves,” Parton told the magazine.The interview goes into her history as a country music star, creating her many businesses and media opportunities, and how she’s trying to plan for the future. 868

CINCINNATI, Ohio - What will health insurance costs look like in the aftermath of the COVID-19 pandemic?It’s too early to say for sure, said Miami University professor and economist Melissa Thomasson, except that rates almost definitely won’t go down.“There is so much uncertainty right now that insurance companies are probably really reluctant to cut premiums” for the upcoming year, she said Wednesday.They could be more expensive next year to cover lost profit during the pandemic, she said; they could also remain the same. Although millions of Americans lost their jobs in 2020, not all of them had employer-sponsored insurance or represented a hit for their insurance company.“Jobs in retail, service industries, hospitality and leisure, those people typically don't have health insurance coverage,” Thomasson said. “So I think the losses in health coverage were less than we initially feared."Tommie Lewis, a Cincinnati business owner, said his family avoided the doctor’s office for much of the year due to COVID-19 transmission concerns. People across the country have done exactly the same thing; on June 9, the CEOs of the Cleveland Clinic and Mayo Clinic published an opinion piece pleading with readers to stop delaying their medical care over virus fears.The insurance industry could benefit in 2021 from people like Lewis, who had put off their visits, finally returning, Thomasson said. Likewise, it could experience a rebound through new telehealth options — which the Kaiser Family Foundation predicts will be more prevalent — and previously unemployed people going back to work.But Lewis, who is self-insured through his business, said he worries that premiums will rise for families across the country.“I really believe there will be an increase in premiums, and families of four, five, six, are going to have to make real serious decisions on food, shelter, transportation, or health care,” he said.This story was first published by Courtney Francisco at WCPO in Cincinnati, Ohio. 2010