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Supreme Court Justice Ruth Bader Ginsburg held a special place in the hearts of many.“The Jewish community mourning her loss, I think it’s universal,” Temple Emanuel's Senior Rabbi Joseph Black said.Rabbi Joseph Black is the senior rabbi at Temple Emanuel in Denver, Colorado. He says the timing of her death was very significant for people of the Jewish faith.“There’s a midrash. There’s a rabbinic saying that if you die just before Rosh Hashanah, which she did. She died the last day of the year. Literally, it means that you’re a very righteous person, that God waited until the very last moment to take you from the world,” Rabbi Black explained.Rabbi Black says Rosh Hashanah is the Jewish New Year. It is recognized as the start of the 10 holiest days of the year when people reflect on their sins and how they can make the world a better place.“Everybody went into this sacred, holy day with a sense of loss," he said.Rabbi Black says RBG and her role in the country’s democracy have been significant to the Jewish community for years.“She was the first Jewish woman Supreme Court Justice," Rabbi Black said. "She was proud of her faith. While she wasn’t a deeply religious person, her Judaism, I do believe, instructed all that she did.”He says justice is an essential part of Judaism.“In Deuteronomy chapter 16, the words in Hebrew 'Tzedek Tzedek Tirdof, or Justice Justice Shall You Pursue' were literally inscribed on Justice Ginsburg’s chambers. She had artwork that said that. And I believe that she embodied that phrase.”Being raised in a Jewish neighborhood with immigrant parents, Rabbi Black says he believes that’s a big reason why she was such a big supporter of minority rights.“She was the voice of the voiceless," Rabbi Black said, "She spoke out for, regardless of who you were -- gender, sexual orientation, religious belief, economic status--she believed strongly in equality and in justice. She argued before she was a Supreme Justice five times on women’s rights issues.”Justice Ginsburg’s impact started way before she took one of the coveted nine spots on the Supreme Court. “She was a member of our Kappa chapter at Cornell University where she actually served as President of the chapter,” said Bonnie Wunsch, executive director of Alpha Epsilon Phi Sorority, the sorority RBG was a part of. Alpha Epsilon Phi was founded by seven Jewish women in 1909 who were unable to join other sororities on their campus. Justice Ginsburg was a part of the sisterhood from the early-to-mid 1950s."We stand for leadership and empowerment and development of women in all areas. And what RBG stood for is exactly the values that all sororities, not just AEPhi, are founded upon."Wunsch says the sorority is proud to call her a sister.“She really made a difference," Wunsch said. "She showed that we could do whatever we wanted to do as women, as mothers, and as Jews in the community.”Both Rabbi Black and Wunsch say they agree Ginsburg taught us the importance of the pursuit of justice, and how to fight for the rights of the oppressed, lessons we can carry on through her legacy.“She represented the best of the best," Rabbi Black said. "And we must try to emulate her fighting spirit, her values, and her faith” 3242

Student loan borrowers are getting another break.A recent executive order signed by President Trump extends the suspension of payments and interest on federally-held student loans from September 30 to December 31, but certain details are still unclear.“The language isn’t super clear, so we student loan nerds are anxiously awaiting the Department of Education’s guidance, which we are expecting in the next couple of weeks for sure,” said Betsy Mayotte with The Institute of Student Loan Advisors (TISLA).Borrowers have reported their loan servicers are also awaiting direction from the Department of Education.Aside from a break in payments, Mayotte said there are programs borrowers in default should take advantage of during this COVID period.“Loan rehabilitation is kind of an awesome and unique thing for the federal student loan program. If you make nine consecutive on-time payments in an amount that’s based on your income, so the payments can be as low as , not only are you taken out of default, but they remove the default line from your credit report like it was never there. And the collection costs are significantly reduced,” said Mayotte.And right now, suspended payments will count toward rehabilitation.According to the department’s Federal Student Aid office: “If you enter a new rehabilitation agreement between March 13, 2020, and Sept. 30, 2020, suspended payments that would have been made from the beginning of your agreement until Sept. 30, 2020, will count.” “They’re counting this period like you’re making those rehab payments even though you don’t have to make them,” said Mayotte.It's still uncertain whether the same treatment will continue under the president’s executive order.Mayotte added that private student loan borrowers may want to consider refinancing now that interest rates have gone down.And even though payments for many borrowers have been suspended, it doesn’t mean you shouldn’t pay anything, especially for those still employed.With interest waived, anything you pay now will go directly towards your principal, so when payments resume, interest will collect on a lower balance.If you have questions about your loan or need help with a dispute, TISLA offers free advice.Also, check out StudentAidPandemic.org for up-to-the-minute guidance on student loans and financial aid during the COVID-19 pandemic.If borrowers need additional assistance with their student loan servicer, they should contact the Maryland Student Loan Ombudsman by email at studentloan.ombudsman@maryland.gov or by phone at 410-230-6185.This story was reported by Mallory Sofastaii at WMAR. 2631

Tax benefits, hassle-free saving and a possible 100% match on money invested: Workers are saying no, no and no to these things when they ignore their company’s 401(k) retirement plan.These days it takes a pretty strong will — or a really good excuse — not to fall for the 401(k) pitch. And as employer-sponsored retirement plans have improved, these common reasons for skipping the workplace savings plans have gotten weaker. 433

TAMPA, Fla. -- The fight against COVID-19 is taking off in a new direction: it’s headed for the friendly skies.“We wanted to be able to instill confidence in the traveling public that, in fact, it is safe to travel,” said John Tiliacos, vice president of airport operations and customer service at Tampa International Airport.Tucked away in a corner of the main terminal at the airport sits a coronavirus testing center. This month, Tampa’s airport became the first in the country to offer two types of COVID-19 tests to the flying public. The tests are administered by medical personnel from BayCare Health System.“There's a lot of people who are asymptomatic carriers and we don't want to invariably go and expose a loved one or a family member,” said Dr. Nishant Anand, Chief Medical Officer for BayCare Health System.While the tests are required for people traveling to certain international destinations, it can also benefit people traveling within the U.S., by helping them avoid a 14-day quarantine in certain states, if they test negative for the virus.“Me and three other girlfriends are going on the girl's trip,” said Aneesah Rashad, who is celebrating her birthday with a vacation.Rashad is heading to Puerto Rico and needed a COVID test to do so.“It's required in order for you to go to enter into San Juan within 72 hours prior to your travel day,” Rashad said. “I've been tested several times, just to make sure, because I do care about my health and it's important to me.”The two tests offered include the , rapid coronavirus antigen test, which offers test results in 15 minutes. There is also the more accurate, 5 PCR test – which uses a nasal swab – with results within two days. Both tests are covered by most insurance.“Heaven forbid, if someone does test positive, we tell them to go home and quarantine,” Dr. Anand said. “We tell them what the results are. We then are obligated by law to notify the Department of Health for Hillsborough County, which is a county that we're in.”Even some airlines, like United, American, Jetblue and Hawaiian, are now offering COVID testing before certain flights.Earlier this year, passenger numbers cratered at airports across the country, down more than 90% in Tampa alone.“[It’s] the worst impact that we've seen to travel,” Tiliacos said.However, the number of people flying is starting to tick back up heading into the holiday season. The coronavirus testing center is open at a time when it could become vital.“We hope that other airports replicate this,” Tiliacos said.Since Tampa International Airport opened their testing site, several others have followed suit, including in Oakland, Boston and New York. 2686

Tax Day is now just two weeks away and the average return is about ,500. It’s tempting to just spend it, but before you do, here are some ideas to make the most of your money.Before you go crazy shopping or spending it on something extravagant, press the pause button. Think about all the things you could do with it, like pay off, or pay down, your debt to create financial freedom and create financial flexibility. 426

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