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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

In photos, the Hart family was all smiles, projecting an image of a diverse, modern family with two white mothers and six adopted children.The family of eight smiled, wrapped their arms around each other and sometimes held feel-good signs like: "Love is always beautiful" and "Free hugs." A photo of one of their children, Devonte went viral in 2014 after he held such a sign. But beneath the veneer, there were cries for help from the kids, reports from neighbors and allegations of child abuse. Neighbors described troubling encounters with the kids crying for help and asking for food, one of which prompted a report to Child Protective Services in March. 667

Instagram flagged Madonna's account for misinformation on Tuesday evening after she shared a COVID-19 conspiracy video that's been widely debunked by fact-checkers and medical professionals.The post included the same video shared by President Donald Trump and his son, Don Jr. The clip shows doctors falsely claiming that masks are not needed to prevent the spread of the coronavirus and advocates for the use of hydroxychloroquine — a drug which is no longer authorized for emergency use with COVID-19.“The truth will set us all Free! But some people dont want to hear the truth,” Madonna wrote in her caption, according to Vulture.Madonna also falsely claimed the caption of her post that a COVID-19 vaccine had already been created but had not been released in order to "let the rich get richer."Instagram initially blurred the video and included a caption declaring the content contained "false information." The message included an independent fact-check that disputed the false claims in the video.Shortly after Instagram flagged the video as false, Madonna deleted the post from her page.Facebook and YouTube removed the video from its platforms as it began to go viral on Sunday night. On Tuesday, Twitter briefly locked Donald Trump Jr.'s account from performing certain functions after he shared the video.Earlier this year, Madonna proclaimed COVID-19 to be the "great equalizer" in an Instagram video shot in her bathtub. In May said she tested positive for COVID-19 antibodies, at which point she said she was going to go for a drive to “breathe in the COVID-19 air.” 1588

It's cringe-worthy and will take a chunk out of your wallet, getting a rock to the windshield is no fun. There are a few things you can do to ensure you have the best opportunity to get reimbursed.Mother of two, Joan Sutton was driving on I-8 at 12:06 p.m. Tuesday, "I'm on the way to the Costco, I took the freeway instead of the back roads, because I was in a hurry to pick up my kids."Then, CLAP! A rock the size of a baseball smacks her windshield."I need to hide because I was scared!" Sutton said, reenacting how she crouched down and threw one hand in front of her face, fearing for her safety. The entire time she kept one hand steady on the wheel to keep her from crashing.That moment may cost her family 0. They have to completely replace her windshield, with the new large circular crack right in front of her driver's seat.She's thankful her 13 and 11-year-old weren't in the car with her."Glad I was alone, but every time I saw that crack I'm still scared," Sutton said.It's something California Highway Patrol sees all the time, even though there are laws and a small citation encouraging companies to secure their truck's loads.To try to get the company to pay for your repairs, take down the license plate number of the truck, note the date, time and location of the accident. Then report it to your local CHP office and insurance company.Depending on your insurance policy and how much damage there is, you may have to pay out of pocket.For now, Sutton says she has to keep driving, even though she's pretty shaken, "yeah because I have two kids, they're not you know big, and one of my sons has autism, yeah so I need to be brave."She and her husband, Frank, are filing a counter report with the CHP, after the fact to try and get reimbursed for the windshield they're getting fixed on Saturday.10News reached out to the trucking company Friday with no answer. 1949

Is getting a new job on the top of your holiday wish list this year? Well, experts say, December is actually one of the best times to look for a job."We’re hearing from many hiring managers that they will still be working to fill their positions over the next couple of weeks," said Robert Half senior regional president Karen Policastro.Policastro says now is as good a time as any to put yourself out there, especially in this highly-competitive job market."Make sure you are extremely active over the holidays because many hiring and decision makers want to be able to have their staff filled and complete and hit the ground running come January," said Policastro.And now, nine months into the pandemic, the job fields that are hiring are a little different."We’ve seen an influx in accounts payable clerks, collections clerks, HR positions. Surprisingly, we have a lot of human resource positions come through," said Policastro.She says with so many people working from home, help desk positions and customer service positions are also in high demand."Companies have had to shift and be extremely flexible due to the pandemic. And these positions have definitely become more in demand," said Policastro.And if you’re one of the millions of service industry workers who have lost their jobs or have had your hours cut, these could potentially be great jobs."If you’ve been in the restaurant industry, you definitely have customer service skills. So, cater your resume and/or online profile, cover letter, to really highlight the customer experience that you were able to provide," said Policastro.Policastro also says a lot of companies are looking to hire temporary or contract positions, especially while they're remote. So, think about those options as well. A lot of places are posting job openings on sites like LinkedIn. Make sure your profile is up to date and says, "Available Immediately". 1909