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College students and loans seem to go hand in hand, and student loan debt is an ever increasing problem in the U.S.But it might surprise you what some college students are doing with any excess loan money they may have after paying for things like tuition, books, and housing.A study by the Student Loan Report found that approximately one out of every five students with loans have used loan money in some form to invest in cryptocurrencies—in other words, things like Bitcoin.But financial advisers caution that may not be the best decision.“My gut reaction,” said financial advisor Martin Walsh with Brown and Tedstrom, “is that it’s probably a bad idea.”Walsh said using borrowed dollars to invest in speculative assets, such as Bitcoin, would make him “very nervous.”Cryptocurrency is the formal word for a type of digital money that uses encryption to transfer funds, independently of a central bank.Walsh cautions:  “buyer beware.”“There’s been a ton of talk about cryptocurrency over the last year,” Walsh said, “mostly because of the massive run up in price.”Bitcoin — the biggest player in the Crypto game—saw prices for their “coins” at around ,000 in December. But fast forward two months to February and the price plummeted to ,000.Walsh has had clients ask about it mostly because “their friends have invested in them and have made money.”  But he says that as a general rule the firm he works for, Brown and Tedstrom, won’t advise clients to invest in cryptocurrency.“It seems fun and easy, and things have doubled, tripled, even quadrupled. But there’s incredible volatility in investing in bitcoin and other cryptocurrencies,” said Walsh.Paul Foley, a big supporter of the technology behind cryptocurrency, says he has invested “quite a bit” in Ethereum, another player in the cryptocurrency realm. He says anyone investing now should see this as a “10 to 15 year plan”—not a short term way to make money.“I plan on holding for a very long time,” said Foley.But even he says that the notion of using borrowed funds, i.e. student loans, to invest in speculative assets like Ethereum is “a terrible idea.”Both Foley and Walsh say anyone looking to invest in this emerging field needs to do their homework. They both believe that the more uneducated people there are who decide to jump in the market on a whim, the greater the chances of a “bubble” bursting, similar to the housing market crash of 2008. 2440

CORONADO, Calif. (KGTV) -- A man was hospitalized late Monday night after police say he was stabbed while on an MTS bus.According to Coronado police, the stabbing took place along State Route 75 and Leyte Road around 11:30 p.m.Passengers on the bus say it began when two men got into an argument.Witnesses say the victim was stabbed six times.The victim was taken to UCSD Medical Center, and his current condition is unclear.Police say one person is in custody. 469

COVID-19 isn't the only risk this holiday season. Experts warn that the holidays bring a lot of hidden dangers for children, especially with everyone spending more time at home.In her 20 years at CHOC, a pediatric healthcare system in Orange County, California, Amy Frias has made it her mission to keep kids out of the hospital. She wears a lot of hats, helping families with everything from CPR courses to car seats and helmet safety.“Injuries are the leading cause of death and serious injury for children under 14,” Frias said. "It's all about prevention it's all about setting people up so that kids aren’t seriously injured or hurt.” This holiday season Frias says, we all need all the joy and happiness we can get. She advises caution about seasonal decor, especially if you've got young kids.“Things like keeping breakable ornaments up high on your tree, or maybe not having any breakable ornaments on your tree, and making sure that none of your lights are frayed and everything is in good working condition,” Frias said. She said to make sure you're considering age-appropriate gifts, be wary of toys with button cell batteries, and make sure kids can't access those compartments. She also warns that people need to be mindful of holiday plants, and stockings, which can pose a problem.“Mistletoe or holly berry those are two items that are extremely poisonous," Frias said. “Hang your stockings from your fireplace, but if you use your fireplace, remove the stockings from your fireplace before you use it." Frias added that parents should keep in mind that the glass on your fireplace is one of the hottest areas in your home and a young child with thin skin that touches it could have third-degree burns in seconds.When it comes to some of those bigger gifts, Frias reminds people about falls, which is what doctors tend to see the most of in pediatric trauma centers.“Bikes and scooters are great gifts to give kids," Frias said. "But also include a helmet. They need to have helmets and make sure it fits.” Dr. Nikhil Bhayani, who's an infectious disease specialist for a large health care group in North Texas said if you're planning a trip to see Santa Claus, do it while keeping COVID precautions in mind.“My kids wanted to see Santa Claus and the first thing I said was 'we’ll see what type of protective barrier they have what are they implementing,'" Bhayani said. "It was very interesting that Santa was 6 feet away and he was sitting in the back of the sleigh, but they had a Plexiglass separating the kids from Santa Claus."Right now, he says, his clinic is full of COVID-19 patients.“As a provider, I would encourage you to stay at home as much as possible," Bhayani said. "We are in the middle of another surge, hospitalizations are going up, and cases are going up."The doctor added that the best thing to do is use due diligence, keep everyone safe, and not overwhelm hospital systems."The best thing would be to celebrate at home with family, close family, and limit the number of people who come over to your house.” As for all those holiday experiences Bhayani said he can't urge enough caution.“I know that it's the holiday season and there is holiday fatigue, and people want to get out, but I tell people that if they want to be around to enjoy the holidays next year, let's do the right things now.” Frias added that everyone should enjoy those holiday cookies, but don't eat the dough and as we all hope to celebrate the end of 2020, celebrate with a mask on. 3503

Citing a maritime law from the 1850s, the companies that operated a duck boat that sank during a fierce storm in July, killing 17 people, have filed paperwork asking a federal court to rule they have little or no liability for the incident.The companies said the legal maneuver, filed in Missouri, will consolidate the civil actions against them and they plan to mediate settlements with survivors and families of the victims.But one woman who survived the sinking as nine of her family members perished said the court filing finding her relatives "worthless is incredibly hurtful and insensitive."Ripley Entertainment, which operates Branson Duck Vehicles, says in its court complaint filed Monday that an 1851 law limits its liability because the amphibious vessel was properly maintained and prepared for the voyage and after the sinking it is a total loss. 868

CLAYTON, Mo. (AP) — St. Louis County’s top prosecutor announced Thursday afternoon he reached the same conclusion recently that the Department of Justice did years ago, that there is not enough evidence to charge a former officer in the fatal shooting of Michael Brown in Ferguson, Missouri. Prosecuting Attorney Wesley Bell's announcement could reopen old wounds amid a renewed and intense national conversation about racial injustice and the police treatment of minorities. Bell said his office's investigation did not exonerate the former officer, Darren Wilson. 574