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Apple is reportedly changing their mask-wearing emoji to smile with its eyes.The mask-wearing emoji used to represent being sick, what some might consider a neutral-to-sad feeling.In 2020, this emoji is now one of the most popular icons used in tweets about the coronavirus, according to Emojipedia, and represents the normalcy of wearing a mask regardless of symptoms and current health status.In the next release of Apple’s iOS, this emoji will be getting a mood change, so to speak.It’s downturned eyes will be replaced with rounded eyes, eyebrows and blushing cheeks - the exact same features of the smiling face emoji, reports Emojipedia. 651

As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

Applebee's announced Tuesday it will close as many as 80 restaurants nationwide as the chain continues to struggle attracting young diners.The announcement comes after Applebee's parent company, DineEquity, said in August it would close more than 100 restaurants.It's not clear which Applebee's locations would close, but according to Fortune, remaining locations will be judged on a number of criteria. “The expected closures will be based on several criteria, including meeting our brand and image standards as well as operational results,” DineEquity told Fortune in a statement.DineEquity also announced it would close up to 40 IHOP locations, though it plans to open as many as 100 new locations of the breakfast chain throughout the country.DineEquity's stock has soared since the announcement, rising nearly 20 percent on Tuesday.Alex Hider is a writer for the E.W. Scripps National Desk. Follow him on Twitter @alexhider. 982

As Christmas approaches, Target is extending its store hours for holiday shoppers.On its website in its FAQ section, Target said most of its stores would open at 7 a.m. and close at 11 p.m. leading up to the holiday.But on Christmas Eve, stores will close at 8 p.m. Target is closed on Christmas Day.The retail store says hours can vary, so check the store locator before you head out.The company also announced that special hours for seniors and at-risk shoppers have also changed.According to Target, stores will open an hour early, but only on Tuesdays. Target added that if there are no "vulnerable guests" waiting to shop, the store could open to everyone, but that's being left up to the store leaders. 716

Arizona Sen. John McCain, a former Republican presidential nominee and prisoner of war, has died after a battle with an aggressive form of brain cancer.The 30-year Arizona Senator leaves behind wife, Cindy, and 7 children.John Sidney McCain III, 81, was the son and grandson of Navy admirals. He was born August 29, 1936.As a naval pilot, he narrowly escaped death in a fire aboard the USS Forrestal in 1967. Also in 1967, McCain's plane was shot down over Hanoi, and he was captured by North Vietnamese troops. He was tortured during more than five years as a prisoner of war.RELATED:?50 photos that capture John McCain's personalityCelebrity deaths of 2018: Remembering those we've lost this yearAfter retiring from the Navy in 1981, he moved in Arizona and ran for Congress, winning a U.S. House seat the following year.After two terms, he was elected to the U.S. Senate, succeeding Barry Goldwater, and served in the role until his death.McCain married Cindy Hensley, his second wife, in 1980. She is the daughter of an Arizona beer distributor.McCain is father to seven children, including Bridget, a daughter adopted from Bangladesh. Another daughter, Meghan McCain, is a television host on ABC’s The View.A low point in his political career came when McCain was implicated in the Keating Five campaign contribution scandal of the 1980s. The senator emerged with a new passion to reform money in politics. Called a maverick, he bucked his party as he worked with Democrats on campaign finance and other issues.McCain also campaigned for president in 2000 and 2008. In 2008, he won the Republican nomination with a surprising choice of running mate, then-Alaska Gov. Sarah Palin.After his second failed presidential bid, McCain continued as senator, assuming the role of an elder statesman. He visited troops overseas and dug into foreign policy. McCain, due to the lasting impacts of his torture as a POW, could not lift his arms above his head. He had other health scares, including bouts of skin cancer that left a large scar on his cheek. In July 2017, Sen. McCain was diagnosed with glioblastoma, the deadly brain cancer which took his life.Even in his waning days, McCain lived up to his reputation as a maverick. In August 2017, less than two weeks after surgery to remove his tumor, McCain returned to the U.S. Senate floor to become the deciding "no" vote on repealing Obamacare.Senator McCain had a joke he famously told throughout his life. Whenever he got upsetting news, he said he slept like a baby, explaining that he slept two hours, woke up and cried, then slept two more hours and did the same. It’s that wit that many of his closest friends say they’ll remember him by in the days ahead.No funeral arrangements have been announced, but in an interview with “60 Minutes”, Senator McCain recently said he wanted the ceremony to take place at the Naval Academy in Maryland.  2913