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The head of the U.S. effort to produce a coronavirus vaccine says the first immunizations could happen on Dec. 12.A Food and Drug Administration advisory committee is set to meet Dec. 10 to discuss Pfizer Inc.’s request for an emergency use authorization for its developing COVID-19 vaccine.Pfizer and its German partner BioNTech recently announced that the vaccine appears 95 percent effective at preventing mild to severe COVID-19 disease in a large, ongoing study.Dr. Moncef Slaoui, head of the Operation Warp Speed, the coronavirus vaccine program, says plans are to ship vaccines to states within 24 hours of expected FDA approval.Slaoui told CNN he expects vaccinations would begin on the second day after approval, Dec. 12 737

The National Retail Federation expects the average shopper to spend roughly ,000 on gifts this Christmas —up about from the year before.You could end up spending even more, depending on how you pay for it.According to the U.S. Federal Reserve, nearly half of Americans say they couldn't cover an emergency expense over 0. Consumer protection attorney Gordon Leech explains how the interest rate can vary wildly after those flashy offers expire."Good credit helps you it certainly helps you but it doesn't mean that whoever you're getting the credit from is actually giving you the best rate you ought to get," Leach said.Layaway is another option to get what you want without it affecting your credit or paying interest.The Better Business Bureau Serving Wisconsin points out the drawbacks include down payments and fees."What if you're halfway through and you decide you don't want it anymore what kind of refund do you get? Do you get any of it back do you get all of it back?" said Jim Temmer, president of BBB Serving Wisconsin.The number one point the BBB president says is to make sure to stick to your budget. As hard as it is, do not buy what you cannot afford. 1191

The police officer who handcuffed and arrested a nurse for refusing to go against the hospital's policy on drawing blood said through an attorney that he would like to personally apologize for the incident, KUTV reported. Detective Jeff Payne faced criticism for the way he handled an incident in July where he requested hospital employees to draw blood from an unconscious driver who had just been in an accident without that driver's permission or a warrant. The hospital, citing legal precedent, has a policy of not drawing blood without permission or a court-ordered warrant. When nurse Alex Wubbels refused to draw blood, she was handcuffed and placed in the back of a police cruiser. "Jeff would love the chance to sit down and apologize for what happened here," attorney Greg Skordas told KUTV. "If he could do this over he would do it over differently."Payne, along with another officer, were placed on administrative leave by the Salt Lake City Police Department after video of the incident went viral. The department has also since updated it policy regarding blood draws."I think he would love the chance to talk to people about what happened and why it happened and how he would do it differently," Skordas told KUTV. 1262

The military is investigating why an aging cargo plane making its final military flight nosedived into a Georgia highway on Wednesday, killing all nine people on board.The Puerto Rico Air National Guard WC-130 was flying from Savannah, Georgia, to Tucson, Arizona, where it was to be decommissioned. The plane involved in Wednesday's crash was at least 50 years old, according to an official familiar with the aircraft."Nine crew members died in the accident, but until their families and relatives are notified, we cannot give their names," said Brigadier General Isabelo Rivera, the assistant general of Puerto Rico. 626

The Las Vegas Metropolitan Police Department has released some of the video that was captured on Oct. 1 when police officers broke into the suite being used by mass shooter Stephen Paddock.Sheriff Joe Lombardo told the public on Tuesday that the department would release the video. Lombardo emphasized that the release of the video and other records would most likely retraumatize survivors and family members and that it would also put stress, both emotional and financial, on the department.  507