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Mortgage insurance premiums required: 1.75% upfront and monthly premiums that vary with your loan term, loan amount and down payment, from 0.45% to 1.05% 156
???? In October, our giant panda cub’s eyes and ears opened, mother Mei Xiang took him on “field trips” to explore the world outside their den and he grew bigger (and more adorable) by the day. Cast your vote to name the cub! ? VOTE: https://t.co/MsB5OOOOAw. #PandaStory pic.twitter.com/E5J29VF03C— National Zoo (@NationalZoo) November 18, 2020 352

Yet another health concern for 2020 – the Lyme Disease Research Group reports that a mild winter could make this year's tick season especially rough.Eva Sapi, the director of the research group, told CNN that “we have a bad year for the ticks,” calling it a “perfect storm.”Dr. Sorana Segal-Maurer told CNN that hikers and campers may "just explode into the outdoors, and there may not be the same thoughtful approach" to preventing exposure.Segal-Maurer is the director of the Dr. James Rahal, Jr. Division on Infectious Diseases at New York Presbyterian Queens health car system."I'm a little nervous that their guard may be down just a slight bit," she said.Last year, the Centers for Disease Control and Prevention (CDC) announced an increase in tick-borne diseases like Lyme disease.Follow these tips to prevent exposure to ticks:1. Use an insect repellent with DEET2. Place socks over pants and wear long-sleeved shirts to block ticks from getting near your skin3. Wear light-colored clothing to make ticks easier to spot4. Do a body check when you get back indoorsTicks can carry the bacteria that causes Lyme disease, which can lead to rashes that often looks like bullseyes. Lyme disease also has some of the same symptoms as COVID-19, such as fever, chills and headache.If left untreated, the CDC says a Lyme disease infection can spread to joints, the heart, and the nervous system, leading to more problems.Click here to learn more from the CDC about ticks and the threats they pose. 1503
— a rare concession for the group when it comes to gun control. Other Republican lawmakers have also expressed interest in the legislation. In the hours after Trump's address, Sen. Lindsay Graham (R-South Carolina), 217
amid the coronavirus outbreak."This is necessary to slow the spread of COVID-19, and builds on our previous public health recommendations," San Francisco Mayor London Breed said on Twitter when making the announcement.While the Warriors are still planning on hosting tomorrow's home game against the Brooklyn Nets, they plan to do so without fans in attendance, 364
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