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Millions of homeowners and renters have been struggling to make housing payments since March.“The latest census pulse survey shows about a third of renters have little to no confidence that they will be able to make rent,” said Alieza Durana with Princeton University’s Eviction Lab.It’s been tracking the affordable housing crisis in America, but particularly how that has manifested during this pandemic.“We have counted over 39,000 evictions between March and August,” said Durana.Those evictions took place because the CARES Act’s federal moratorium on eviction only covered tenants in properties with federally backed mortgages, which is estimated to be about a third of all renters.However, more than a month ago, even that partial protection expired, and millions of Americans have been lingering with concern over whether they can keep a roof over their heads.“In the absence of government intervention, it doesn’t look good,” said Durana.Late Tuesday afternoon, the Centers for Disease Control and Prevention (CDC) issued a 37-page order that will ban evictions in order to reduce the spread of coronavirus. The order applies to owners and tenants of “any” residential property.However, there are a few important caveats.First, in order to be protected from eviction, you are required to provide your landlord with a signed copy of the declaration form that is located at the end of the CDC’s order.Secondly, on the form, you have to swear that your income is below the CDC’s outlined threshold and that you are unable to make full rent payment because of a substantial loss of household income. The CDC’s income threshold is ,000 for single filers and 8,000 for joint filers.Lastly, renters have to certify on the form that they will continue to pay whatever portion of their rent that is manageable and that they are aware whatever rent was not paid will still be owed in addition to late fees.The CDC’s order protects renters until the end of 2020, but it does not protect homeowners against foreclosures. So far, there is no mention from Congress or from the Trump Administration of help to landlords. 2128

MARSHALL, Ark. - The chief of police for Marshall, Arkansas, has resigned from his position after posting online threats of violence directed at Democrats.Marshall Mayor Kevin Elliott announced in a statement on Saturday via Facebook that Police Chief Lang Holland had resigned effective immediately."The City of Marshall strongly condemns the actions of Mr. Holland in his posts to social media," Elliott said in the statement. "His remarks in no way reflect City Government or the people of Marshall, Arkansas. In response to Mr. Holland's remarks, I, Kevin Elliott, as Mayor of the City of Marshall, consulted with the attorney for legal advice concerning these social media posts. Upon my meeting with Mr. Holland, he resigned as Police Chief for the city of Marshall effective immediately. Mr. Holland is no longer employed with the city." 852

Many of us can’t go a few seconds without checking our smartphone. Do you think you could last a whole year?Vitaminwater unveiled a challenge inviting anyone to “break the cycle with scroll-free life solutions” for 365 days for a chance to win 0,000.“This means you may not physically operate, caress, hug or otherwise be physically affectionate with anyone’s smartphone,” the company said on its website.Those interested in the challenge can enter by creating a Twitter or Instagram post but make sure to include hashtags #nophoneforayear and #contest.Laptops, destktop computers are OK to use. Voice activated devices are also OK.You have until Jan. 8, 2019 to enter.Vitaminwater said they will pick a winner on or around Jan. 22.Click here for a full list of rules.?  786

McDonald's hopes new breakfast items will draw more customers to the golden arches.The company announced Tuesday that it would expand its breakfast menu. The new items, along with local deals and low prices, should help "win back customers at breakfast," said CFO Kevin Ozan during a call with analysts.With the new items, McDonald's is aiming to reverse a troubling trend: American customers are eating elsewhere.Sales in the United States grew by 2.4% in the third quarter, but that was mostly because people spent more. The number of American customers declined.Over the past couple of years, McDonald's (MCD) has tried a number of different strategies to boost its US business. It put self-order kiosks in restaurants. It added new menu items. And McDonald's added delivery.That helped boost sales among existing customers. But those initiatives, part of a massive effort to modernize its US restaurants, haven't helped McDonald's hold on to existing customers or bring in new ones.The company believes a revamped breakfast menu could help."It's very competitive out there at breakfast," said CEO Stephen Easterbrook. "We're still losing a little share ... it continues to be a battleground," he said. "We want to do better at breakfast."McDonald's didn't offer details on what the new items will be.In recent years, Taco Bell has found success with its breakfast offerings. The chain started serving breakfast in 2014 and now sells items like the naked egg taco, which has a fried egg for a shell. Dunkin' (DNKN), which offers a two-sandwich deal for breakfast, has also done well in the morning.Competitors have upped their game and McDonald's may have "lost a little bit of ground" on breakfast over the past few years, said Morningstar analyst R.J. Hottovy.McDonald's has already made some changes that may entice new US customers. It added coffee and  breakfast sandwiches at some locations. Easterbrook said it's too soon to tell whether those efforts are paying off.Hottovy thinks that McDonald's has a good shot at turning around its fortune."With a little bit of focus," he said, McDonald's "can get right back in.""They've gotten better about product innovation," Hottovy added. Customers responded enthusiastically to McDonald's new buttermilk crispy chicken tenders. That could bode well for the company's new breakfast item.Although McDonald's is struggling to win over customers for breakfast, it has used its popular breakfast items to drive growth in the past. Sales surged after McDonald's launched its all-day breakfast menu in 2015. 2628

Major domestic airlines are adjusting to a “new normal,” one that will require masks and frequent sanitization.With changes amid the COVID-19 pandemic comes some degree of normalcy on board flights. For instance on Tuesday, Delta announced that alcohol service on board domestic flights greater than 500 miles will be restored on Thursday.Also,, United Airlines and American Airlines will both be unblocking middle seats, allowing for the possibility for full flights. Delta says it will continue to block middle seats through the end of September. Southwest is also keep the middle seat on flights blocked through at least September.American Airlines said last week that its air filtration system allows for those on board flights to breathe without fear of infection.“Over the past several years, American has been further improving our HEPA filters by adding a layer of activated carbon to our filters to provide additional removal of fumes, odors and volatile organic compounds,” said Ben Thiesse, American’s Senior Engineer for the Airbus A320 Family. “Today, these carbon HEPA filters are installed on all of American’s A320 and 787 aircraft.”United Airlines says, like other airlines, it is relying upon travelers to wear face masks to keep other travelers safe."Every reputable heath institution says wearing a mask is one of the most effective things people can do to protect others from contracting COVID-19, especially in places like an aircraft where social distancing is a challenge," said United's Chief Customer Officer, Toby Enqvist. "We have been requiring our customers to wear masks onboard United aircraft since May 4 and we have been pleased that the overwhelming majority of passengers readily comply with our policy.”While Delta will continue to block middle seats, allowing customers to consume alcoholic beverages is one way the airline is returning to normal.““In keeping with the Delta CareStandard, our goal is to serve all of our food and beverage offerings in the safest way possible – both for our customers and employees,” said Allison Ausband, Delta’s Senior Vice President of In-Flight Service. “We take pride in always listening to our customers, and we know beer and wine are the adult beverages our customers want most. These selections are the first step towards a normalized beverage offering while we continue to keep customer and crew safety at the center of everything we do.” 2427

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