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The Las Vegas Raiders and coach Jon Gruden have been fined a total of 0,000 and docked a sixth-round draft pick for repeated violations of the NFL’s COVID-19 protocols. A person familiar with the punishment says the team has been fined 0,000, Gruden has been docked 0,000 and the draft pick has been stripped because of how the team handled Trent Brown’s positive coronavirus test last month. The person spoke on condition of anonymity because no announcement had been made. Yahoo first reported the punishments.RELATED STORIESDragonRidge Country Club in Henderson fined after event held by Raiders playerAP source: Raiders investigated over locker room accessLas Vegas Raiders Coach Jon Gruden fined for not wearing mask during Monday Night Football 767

The organizers behind Time's Up said they will "stand down" on the red carpet at this weekend's Oscar ceremony.Filmmaker Ava DuVernay, who is one of the leaders of the organization, told members of the press on Thursday that the message of Time's Up is not about wearing black to awards shows and overshadowing the main event. Celebrities wore black at January's Golden Globe Awards to show support for the newly-formed anti-sexual harassment initiative."We are not an awards show protest group," DuVernay said. "So we stand down this time. It's really important that you know that Time's Up is not about the red carpet. And those women you saw on the red carpet representing Time's Up [at the Globes] are now off the red carpet working their butts off being activists."  784

The mother of Breonna Taylor wrote an open letter to President-elect Joe Biden calling on him to make criminal justice reforms and to open federal investigations into several high-profile police-involved deaths.“For many Americans, a vote for you was a vote for Breonna, Jacob Blake, Casey Goodson and so many others who have been failed repeatedly by the criminal justice system under the current administration,” Tamika Palmer wrote. “These victims could not vote for you – so millions of us did so on their behalf.”The letter was a full-page ad in the Washington Post Tuesday, and was reportedly paid for by the Grassroots Law Project.Palmer’s daughter was killed in March when Louisville police fired dozens of rounds into her apartment in an early morning warrant search.Shaun King, co-founder and Executive Director of Grassroots Law Project, shared an image of the open letter, saying Palmer “not only calls on Biden to prosecute the officers who murdered Breonna, but to bring about the change & justice he promised her.” 1041

The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July.The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate average was the lowest in the four-year history of NerdWallet’s daily rate survey.A mission to reduce ratesMortgage rates were remarkably anchored from April through June after the Federal Reserve intervened to stabilize rates and push them down.But the Fed’s intervention hasn’t been entirely successful: Although mortgage rates have been remarkably stable, they’re stuck at a higher-than-expected level. To put it more bluntly, rates should be lower.Since March, the central bank has bought billions of dollars’ worth of Treasurys and mortgage bonds “to sustain smooth market functioning, thereby fostering effective transmission of monetary policy to broader financial conditions,” as the Fed explained in a June 10 statement.Dissecting that short passage:The Fed is saying that its goal is to push interest rates, including mortgage rates, lower. That’s what “transmission of monetary policy to broader financial conditions” means.It’s trying to accomplish that goal by buying Treasurys and mortgage bonds to calm and stabilize those markets. Stabilizing markets is a method, not the goal.? MORE: How mortgage rates are determinedFed failed to make a bigger splashThe Fed has succeeded in calming the waters. That’s why there were ripples, not waves, in fixed mortgage rates from April through June. But it has only partially succeeded in its goal to push interest rates lower. For the Fed to declare victory in “fostering effective transmission of monetary policy to broader financial conditions,” mortgage rates would have to fall another half a percentage point or so.With its intervention, the Fed decreased Treasury yields and mortgage rates. But the results are unequal: Since January, the 10-year Treasury yield has fallen a little over one percentage point, while the 30-year mortgage has fallen about half a percentage point. Normally, the two would fall roughly the same amount.Rates slow to sync with TreasurysWhy haven’t mortgage rates fallen further? You might guess that lenders are keeping rates elevated to offset the risk of mortgages going into default during the COVID-19 recession. But mortgage rates tend to fall during recessions.? MORE: What COVID-19 means for mortgage ratesMaybe mortgage servicers, the companies that collect monthly payments and work with past-due borrowers, want to be paid for the increased risk they bear, and it’s translating to higher rates. Maybe an undetected economic force keeps a floor on mortgage rates, preventing the 30-year fixed from falling below 3% and lingering there.A more plausible theory is that mortgage rates will follow historical patterns and shamble lower until they’ve fallen roughly the same as Treasury yields. That’s the conclusion that Bill Emmons, economist for the Federal Reserve Bank of St. Louis, makes in a paper titled “Why Haven’t Mortgage Rates Fallen Further?”Using history as a guide, Emmons writes, “we would expect a further decline in mortgage rates of perhaps 0.5 percentage points.” If he’s right, mortgage rates might drop in July.Don’t count on it, though. Not after these two months of stability; rates might continue to tread water.More From NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 3623

The oldest industry in the world is merging with the modern world as technology is helping farmers and making farms more sustainable.Farming has always been a part of Ranveer Chandra's life. When he was a kid, memories were made on his family's farm in India.“Back then, every summer and winter vacation, I would spend my time there. I didn’t like agriculture back then, the farms didn’t have electricity or toilets. That exposed me to a lot of poverty, a lot of primitive forms of agriculture that was practiced in different parts of the world,” Chandra said.Now with a Ph.D. in computer science, he's directed that interest and curiosity toward a program within Microsoft that he leads called FarmBeats."Through this project, we want to build digital tools that can empower farmers worldwide, make their lives better, make the food they produce better,” Chandra said.Like its name, FarmBeats is centered around farms. Chandra and his team are working to bring computers and their data to farms. What if you could bring all the benefits of things like artificial intelligence, cutting edge computing and the latest digital tech to agriculture? Imagine just how it could improve a farmer's life and work.“Humans and machines need to work together. All the latest technologies we’re building when combined with human knowledge you can take them to a completely different level,” Chandra said.That next level is evident in a new partnership between Land O'Lakes and Microsoft.“Imagine a computer sitting in the barn, getting a lot of data from cameras and sensors so it can detect how the different cows are doing, whether it’s sick and in heat, what’s happening with each cow,” Chandra said.But, none of that can happen unless there's broadband. Enter in the "digital divide" which has become even more apparent during the pandemic. Land O'Lakes wants to not only bring that new tech to farmers, but bring everyone online at the same time.“A lot of our solutions were not working as well as they should have because of the connectivity issue. It hit us right in the face we’re talking about some really neat capabilities and technologies but we couldn’t use them because we didn’t have that connectivity in rural America,” said Teddy Bekele, chief technology officer at Land O'Lakes.Land O'Lakes, which brings you butter, milk and cheese, is also a farmer-owned cooperative with 2,000 dairy producers, 1,000 retailers and 300,000 farmers.“Having one farmer connected is not enough,” Bekele said, “you’ve got to have the whole community connected and if you think about bringing technology, it’s not just the household. We want the whole field.”He says drone footage bringing you data about your fields does not work if you don't have internet.“We’ve been working on a lot of novel solutions to bring to farmers, things from remote sensing, satellite and drone images to using crop models that use machine learning capabilities to help farmers make better decisions as well as a platform that helps with sustainability,” Bekele said.Farmers know so much about land. Technology will take the guesswork out of the farming industry. Things like how much you should water, when and where mapped out by data.“One of the things we’re building is a digital dairy platform, bringing different dairy management tools into one umbrella. You can have one place where you can get all the data and then start using it to create insights” says Chandra.And while data-driven solutions for a modern world won't happen overnight, the two companies are aiming at a worldwide agriculture transformation in a few years, in hopes of forever changing our food supply, our food system and our sustainability. 3691

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