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SAN DIEGO (KGTV) -- Like most people who’ve worked decades towards retirement, Danielle Schulte has some ideas on how she’ll spend it."Initially I’m going to sleep in late, read the newspaper, yes, I still read paper!”Schulte is an Employee Relation Specialist for UC San Diego and hopes to retire in about six years.While she's been saving since graduating college, Schulte wishes she'd saved more, especially watching the market plunge in recent days.“Because I am getting close to retirement, I don’t have as much comfort in giving it time to even out,” said Schulte.She hired a financial advisor 13 years ago and continues to fine-tune her plan, currently looking into annuities."He has been really good in helping me not to panic, helping me invest my money in stable securities as best you can, given the market," said Schulte.Dennis Brewster is a financial advisor for SagePoint Financial. He too says it's not the time to panic.“Right now we’re down about 10 percent, that’s normal, it’s just that we haven’t had anything for so long, I think that's what makes it a little tougher, we haven’t had any declines," said Brewster. "We’ve been spoiled a little bit the last few years, on average [the decline] is usually 14 percent a year.”However, Brewster says those looking to retire soon need to pay attention and plan ahead with their 401(k)."The last thing you want to do is get too aggressive going into retirement, so somebody getting closer to retirement should be concerned, they don't want to get too extreme but do want to be a little more careful because you don't have 30 years to make it up."Schulte remains confident in the groundwork she’s laid on her retirement plan and is hopeful she can turn off the alarm clock for good in six years.  1772

SAN DIEGO (KGTV) - If you're looking to strike gold with some St. Patrick's Day fun this weekend, you're in luck!This weekend, some of San Diego's favorite St. Patrick's Day events are returning. San Diego ShamROCK, arguably the biggest event in town, will take over the Gaslamp District with multiple stages of entertainment and fun.The "Irish 4 a Day" party hop will also keep the partying running through the night into Saturday, offering music and drink specials at participating nightclubs.RELATED: More San Diego family funSpeaking of running, get in some activity before going out at the St. Patrick's Day 10K in Mission Bay or St. Patrick's Day 5K and 15K in Temecula.And, of course, don't miss San Diego's annual St. Patrick's Day parade and festival in Balboa Park, where thousands are expected to take in the sights, sounds, and smells of the holiday.Here's more on this weekend's fun:FRIDAY"Irish 4 a Day" Party HopWhere: Gaslamp District; Cost: - 0(Runs Friday through Saturday) San Diego's "longest-running" St. Patrick's Day party. Two days of DJs, live music, green beer, and more will take place across participating Gaslamp District nightclubs. 1202

SAN DIEGO (KGTV) - In an effort to drive environmentally-friendly urban commuting, bike and scooter sharing companies have rolled into San Diego County — creating some headaches along the way.With the travel alternative, though, has come a glimpse into a greener future for congested roadways.Though in San Diego since February, ofo officially joined the city's expanding field of dockless bike and scooter options Monday. The company joins competing options Bird, LimeBike, MoBike, and DecoBike. RELATED: Thousands taking advantage of dockless bikes, scooters"Having ofo in San Diego is a boon for our region,” Colin Parent, Executive Director for Circulate San Diego, said. "As transportation advocates, we welcome ofo to San Diego as an innovative solution to meeting San Diego’s environmental goals and providing transportation options."Riders simply download the ofo mobile app, scan the QR code on the bike to unlock it, and they're on their way. Rides run an hour, according to ofo. When finished, riders safely — and legally — park the bike and manually lock it to end the trip.Safely and legally means placing the bike out of the way of traffic and people walking or biking themselves.RELATED: Unique bike app Limebike rolls out in Imperial BeachThe Boardwalk stretching from Mission Bay to Pacific Beach is a prime example of both the pitfalls and ease of use, as users glide along but also run into congestion among walkers, runners, and skateboarders.Witnesses have told 10News they've seen scooter riders not wearing a helmet and people riding where they're not supposed to, in addition to bikes left only to block others.San Diego Police said the dockless bike and scooter movement is so new they haven't had the ability yet to issue citations and track riders.How do you feel about San Diego's bike- and scooter-sharing boon? Vote in our 10News poll below: 1942

SAN DIEGO (KGTV) - It appears traffic along parts of Normal Street in Hillcrest will disappear for good, giving way to the Normal Street Promenade.City Councilmember Chris Ward says the city has signed on for the project as part of the Uptown Bikeways Project with SANDAG.The east side traffic lanes would stay but the lanes on the west side will be replaced by dedicated bike lanes and a pedestrian walkway along a two-block stretch from the Hillcrest Pride Flag to Lincoln Avenue."I'm excited.  Hillcrest is a close-knit community, and this will make it even more social," said Hillcrest resident Madison Layo."A great gathering space for everyone that people can rally around ... show a little pride," said Alex Craig, another Hillcrest resident.Ward says the public space can host events like the weekly farmer's market and Pride gatherings, along with events such as street fairs, movies and concerts.  The proposal also includes 70 extra parking spaces from Lincoln Avenue to Washington Street.  Supporters believe the project could also attract business activity to the area.The Uptown Community Parking District has allocated .8 million for the project.  Community outreach for the project will begin in early 2019 with construction expected to start in 2020. 1307

SAN DIEGO (KGTV) — It's a weekend packed with Oktoberfests across San Diego County as October and the fall season kicks into fear.El Cajon, La Mesa, Carlsbad, and Julian all celebrate Oktoberfest this weekend, with fun fall festivals featuring delicious brews, games, folk music and dancing, and German cuisine.If you're looking for some early scares, Balboa Park's Haunted Trail is open for the season. Head to the park if you dare for a hike like none other.SAN DIEGO HALLOWEEN:Frightful fun: San Diego Halloween, fall events for familiesExperience Halloween chills at these San Diego attractionsSpirited shindigs: Halloween parties for San Diego's 21+ crowdPacific Beach and Mira Mesa also welcome the community out this weekend for their own street fairs, with live music, arts and crafts, and more fun in the sun.THURSDAYOktoberfest in El CajonWhere: German American Societies of San Diego; Cost: - (Thursday - Sunday) Enjoy live German "Oom-Pah" music, traditional foods like bratwurst and ox-on-the-spit, German beers, folk games and dancing, and a kids' zone at El Cajon's massive Oktoberfest party.Haunted Trail at Balboa ParkWhere: Marston Point; Cost: - (Thursday - Sunday) Prepare for a scare as you walk down the mile-long trail. The theme for 2019 is “Stranger Things” and features the swampy fog of the upside down. Pregnant women and young children are banned from entry.FRIDAYFall Home Garden ShowWhere: Del Mar Fairgrounds; Cost: Free - (Friday - Sunday) Get all you need to spruce up your home and garden for fall at the Del Mar Fairgrounds this weekend for the annual Fall Home Garden Show. Guests can put together their own succulents, get tips from design and gardening experts, check out seasonal foliage, and more.La Mesa OktoberfestWhere: La Mesa Village; Cost: Free to attend(Friday - Sunday) La Mesa Village claims their Oktoberfest is the largest this side of the Mississippi. Head over for three-days of traditional sing-a-longs, original glücklich games like stein races and keg bowling, contests and crafts, and traditional German dishes and food.SATURDAYPacific BeachfestWhere: PB Boardwalk, from Felspar St. to Thomas St.; Cost: FreeHit the Pacific Beach boardwalk for a festival on the sand, with multiple stages of live music, arts and crafts village, kids zone, beer garden, fish taco contest, and more to check out. The day kicks off with a 5K and volleyball tournament and runs through to a beautiful beach sunset.Mira Mesa Street FairWhere: Camino Ruiz, from Mira Mesa Blvd. to New Salem St.; Cost: FreeEnjoy live music across two stages, international foods, kids activities and inflatables, and more at the Mira Mesa Street Fair this weekend. The US Marines will be on hand to give visitors a look at their explosive ordinance disposal robot and visitors can take a peek into a solar telescope. Carlsbad Oktoberfest and Family Fall FestivalWhere: Holiday Park; Cost: Free - Not only can you enjoy Oktoberfest in Carlsbad, but help support the local Rotary Club. The event hosts costume contests, arts and crafts, games and rides, live music, and delicious authentic German meals and brews.SUNDAYKSON's CountryFestWhere: Del Mar Fairgrounds; Cost: - Grab your favorite pair of boots and head down to Del Mar to see country music stars Billy Currington, Blanco Brown, Jon Langston and Dillon Carmichael perform. Line dancing will surely be in the mix along with fun games and delicious foods and drink.Rendezvous in PowayWhere: Old Poway Park; Cost: Varies(Saturday - Sunday) Living history groups help bring the 1800's alive in Poway, where the annual Rendezvous in Poway gives visitors the chance to pan for gold, experience western reenactments, peruse handcrafted arts, and learn more about the west's early history.Oktoberfest in JulianWhere: Julian Town Hall; Cost: Free to attend(Saturday - Sunday) Julian hosts a fun-filled Oktoberfest and fall celebration with live traditional folk and polka music, craft booths, raffles for prizes, and delicious German cuisine and Julian treats. 4062